CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities:
Net income		$ 1,231	$ 2,218
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities premiums, net of accretion		78	49
ESOP expense		250	136
Gain on sale of securities, net			(113)
Change in deferred loan fees, net		494	285
Provision for loan losses		3,099	1,462
Depreciation and amortization		266	404
Increase in accrued interest receivable		(132)	(533)
Share-based compensation expense		261	265
Increase in cash surrender value of life insurance		(179)	(177)
Principal repayments of operating lease obligations		(15)	(18)
Decrease (increase) in other assets		25	(360)
Decrease in other liabilities		(1,275)	(1,166)
Net cash provided by operating activities		4,103	2,452
Cash flows from investing activities:
Purchases of debt securities available-for-sale		0	(13,729)
Proceeds from sales of available-for-sale securities		0	13,565
Proceeds from pay downs, maturities and calls of available-for-sale securities		2,641	2,071
Purchase of Federal Home Loan Bank stock		(1,320)	(865)
Loan originations and purchases, net of paydowns		(106,917)	(25,488)
Cash paid for warehouse asset purchase, net (1)		(66,962)
Additions to premises and equipment		(420)	(1,950)
Additions to other real estate owned		0	(44)
Net cash used in investing activities		(172,978)	(26,440)
Cash flows from financing activities:
Net decrease in noninterest-bearing accounts		22,639	3,440
Net increase in interest-bearing accounts		20,988	3,741
Net change in short-term borrowings		100,012	11,920
Net cash provided by financing activities		143,639	19,101
Net decrease in cash and cash equivalents		(25,236)	(4,887)
Cash and cash equivalents at beginning of period		59,658	28,613
Cash and cash equivalents at end of period		34,422	23,726
Supplemental disclosures:
Interest paid		2,017	1,995
Income taxes paid		329	290
Reclassification of premises and equipment to other assets		3
Recognition of right-of-use assets (2)	[1]	693	3,836
Recognition of operating lease liabilities (2)	[1]	$ 693	3,938
Reclassification of accrued rent from other liabilities to premises and equipment (2)	[1]		$ 102

[1] See Note 15 for warehouse asset purchase