CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and dividend income:
Interest and fees on loans	$ 13,760	$ 11,699
Interest and dividends on securities	258	404
Interest on short-term investments	71	26
Total interest and dividend income	14,089	12,129
Interest expense:
Interest on deposits	1,646	1,437
Interest on borrowings	371	534
Total interest expense	2,017	1,971
Net interest and dividend income	12,072	10,158
Provision for loan losses	3,099	1,462
Net interest and dividend income after provision for loan losses	8,973	8,696
Noninterest income:
Gain on sale of securities, net		113
Bank owned life insurance income	179	177
Other income	19	15
Total noninterest income	1,010	1,046
Noninterest expense:
Salaries and employee benefits	5,402	4,294
Occupancy expense	441	644
Equipment expense	137	106
Data processing	201	203
Marketing expense	64	55
Professional fees	386	422
Directors' compensation	194	181
Software depreciation and implemenation	200	163
Write down of note receivable	500
Other	781	678
Total noninterest expense	8,306	6,746
Income before income tax expense	1,677	2,996
Income tax expense	446	778
Net income	$ 1,231	$ 2,218
Earnings per share:
Basic (in dollars per share)	$ 0.07	$ 0.12
Diluted (in dollars per share)	$ 0.07	$ 0.12
Weighted Average Shares:
Basic (in shares)	18,115,970	18,730,676
Diluted (in shares)	18,261,282	18,807,840
Customer service fees on deposit accounts
Noninterest income:
Fees and commission	$ 352	$ 329
Service charges and fees - other
Noninterest income:
Fees and commission	$ 460	$ 412