X0609 4 2026-03-20 0 0001299709 Axos Financial, Inc. AX 0001777939 Bar-Adon Eshel false 4350 LA JOLLA VILLAGE DRIVE SUITE 140 SAN DIEGO CA 92122 0 1 0 0 EVP Strategic Partnerships an 0 Common Stock 3379 I 401(k) Plan Common Stock 2026-03-20 4 M 0 1098 82.93 A 129970 D Common Stock 2026-03-20 4 D 0 592 82.93 D 129378 D Restricted Stock Units 2026-03-20 4 M 0 1098 0 D Common Stock 1098 13393 D Represents shares of Common Stock issued on March 20, 2026, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan. Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs. The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights. Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock. The RSUs vest as to one-third of the shares on each anniversary date of grant. Derrick Walsh for Eshel Bar-Adon 2026-03-24