The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 5,590 38,441 SH   SOLE 0 0 0 38,441
ISHARES TR RUS 1000 ETF 464287622 756 3,126 SH   SOLE 0 0 0 3,126
ISHARES TR RUS 1000 VAL ETF 464287598 5,134 32,806 SH   SOLE 0 0 0 32,806
SPDR SER TR PORTFOLI S&P1500 78464A805 677 12,771 SH   SOLE 0 0 0 12,771
ISHARES TR 1 3 YR TREAS BD 464287457 7,021 81,493 SH   SOLE 0 0 0 81,493
VANGUARD INDEX FDS TOTAL STK MKT 922908769 52,430 236,107 SH   SOLE 0 0 0 236,107
APPLE INC COM 037833100 282 1,996 SH   SOLE 0 0 0 1,996
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,071 41,404 SH   SOLE 0 0 0 41,404
METHANEX CORP COM 59151K108 420 9,114 SH   SOLE 0 0 0 9,114
VANGUARD INDEX FDS SMALL CP ETF 922908751 786 3,596 SH   SOLE 0 0 0 3,596
ISHARES TR CORE S&P TTL STK 464287150 12,526 127,323 SH   SOLE 0 0 0 127,323
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,074 148,844 SH   SOLE 0 0 0 148,844
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 327 3,996 SH   SOLE 0 0 0 3,996
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 35,596 416,572 SH   SOLE 0 0 0 416,572
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 263 6,189 SH   SOLE 0 0 0 6,189
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 521 10,320 SH   SOLE 0 0 0 10,320
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 307 8,468 SH   SOLE 0 0 0 8,468
SPDR SER TR PORTFOLIO AGRGTE 78464A649 28,268 946,985 SH   SOLE 0 0 0 946,985
ISHARES TR MSCI ACWI ETF 464288257 1,819 18,205 SH   SOLE 0 0 0 18,205
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,692 16,618 SH   SOLE 0 0 0 16,618
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 975 9,740 SH   SOLE 0 0 0 9,740
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,603 26,103 SH   SOLE 0 0 0 26,103
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 458 1,162 SH   SOLE 0 0 0 1,162
ISHARES INC CORE MSCI EMKT 46434G103 4,472 72,411 SH   SOLE 0 0 0 72,411
ISHARES TR CORE MSCI TOTAL 46432F834 20,601 290,154 SH   SOLE 0 0 0 290,154
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 17,297 328,962 SH   SOLE 0 0 0 328,962
WISDOMTREE TR US QTLY DIV GRT 97717X669 363 6,161 SH   SOLE 0 0 0 6,161
ISHARES TR MSCI USA QLT FCT 46432F339 12,174 92,415 SH   SOLE 0 0 0 92,415
DIGITALBRIDGE GROUP INC CL A COM 25401T108 462 76,537 SH   SOLE 0 0 0 76,537
AYRO INC COM 054748108 53 15,650 SH   SOLE 0 0 0 15,650