The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 471 2,296 SH   SOLE 0 0 0 2,296
ISHARES TR CORE S&P SCP ETF 464287804 397 4,736 SH   SOLE 0 0 0 4,736
ISHARES TR S&P 500 VAL ETF 464287408 7,985 61,482 SH   SOLE 0 0 0 61,482
ISHARES TR RUS 1000 ETF 464287622 739 4,119 SH   SOLE 0 0 0 4,119
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,771 89,796 SH   SOLE 0 0 0 89,796
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,177 48,761 SH   SOLE 0 0 0 48,761
VANGUARD INDEX FDS MID CAP ETF 922908629 775 4,345 SH   SOLE 0 0 0 4,345
VANGUARD INDEX FDS SMALL CP ETF 922908751 625 3,776 SH   SOLE 0 0 0 3,776
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 6,896 140,124 SH   SOLE 0 0 0 140,124
ISHARES TR CORE S&P TTL STK 464287150 5,835 79,853 SH   SOLE 0 0 0 79,853
VANGUARD INDEX FDS LARGE CAP ETF 922908637 928 6,238 SH   SOLE 0 0 0 6,238
APYX MED CORP COM 03837C106 86 10,428 SH   SOLE 0 0 0 10,428
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,978 92,450 SH   SOLE 0 0 0 92,450
ISHARES TR SH TR CRPORT ETF 464288646 488 9,093 SH   SOLE 0 0 0 9,093
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 309 3,830 SH   SOLE 0 0 0 3,830
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 3,320 39,443 SH   SOLE 0 0 0 39,443
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 237 6,291 SH   SOLE 0 0 0 6,291
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 587 13,324 SH   SOLE 0 0 0 13,324
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 699 17,415 SH   SOLE 0 0 0 17,415
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 30,027 1,016,837 SH   SOLE 0 0 0 1,016,837
ISHARES TR MSCI ACWI ETF 464288257 1,116 14,028 SH   SOLE 0 0 0 14,028
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8,770 107,775 SH   SOLE 0 0 0 107,775
ISHARES TR SHRT NAT MUN ETF 464288158 215 2,009 SH   SOLE 0 0 0 2,009
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 635 6,244 SH   SOLE 0 0 0 6,244
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,009 13,367 SH   SOLE 0 0 0 13,367
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 8,042 150,770 SH   SOLE 0 0 0 150,770
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 327 2,362 SH   SOLE 0 0 0 2,362
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,512 18,536 SH   SOLE 0 0 0 18,536
ISHARES INC CORE MSCI EMKT 46434G103 3,389 63,111 SH   SOLE 0 0 0 63,111
ISHARES TR CORE MSCI TOTAL 46432F834 13,334 215,173 SH   SOLE 0 0 0 215,173
WISDOMTREE TR US QTLY DIV GRT 97717X669 8,871 183,172 SH   SOLE 0 0 0 183,172
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 6,941 137,590 SH   SOLE 0 0 0 137,590