The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   342,368 1,880 SH   SOLE 0 0 0 1,880
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   421,478 1,216 SH   SOLE 0 0 0 1,216
ADVISORS INNER CIRCLE FD CAMBIAR AGGRES 0075W0163   316,147 10,804 SH   SOLE 0 0 0 10,804
AFLAC INC COM 001055102   1,035,843 12,064 SH   SOLE 0 0 0 12,064
ALLSTATE CORP COM 020002101   799,306 4,620 SH   SOLE 0 0 0 4,620
ALPHABET INC CAP STK CL C 02079K107   1,977,731 12,989 SH   SOLE 0 0 0 12,989
ALPHABET INC CAP STK CL A 02079K305   959,915 6,360 SH   SOLE 0 0 0 6,360
AMAZON COM INC COM 023135106   711,238 3,943 SH   SOLE 0 0 0 3,943
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   27,098,612 467,540 SH   SOLE 0 21,653 0 445,887
AMERICAN EXPRESS CO COM 025816109   463,577 2,036 SH   SOLE 0 0 0 2,036
AON PLC SHS CL A G0403H108   209,910 629 SH   SOLE 0 0 0 629
APPLE INC COM 037833100   6,363,434 37,109 SH   SOLE 0 0 0 37,109
APPLIED MATLS INC COM 038222105   464,224 2,251 SH   SOLE 0 0 0 2,251
AT&T INC COM 00206R102   313,948 17,838 SH   SOLE 0 0 0 17,838
AUTOZONE INC COM 053332102   2,095,966 665 SH   SOLE 0 0 0 665
BAKER HUGHES COMPANY CL A 05722G100   317,714 9,484 SH   SOLE 0 0 0 9,484
BANK AMERICA CORP COM 060505104   315,637 8,324 SH   SOLE 0 500 0 7,824
BECTON DICKINSON & CO COM 075887109   318,963 1,289 SH   SOLE 0 0 0 1,289
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,112,262 12,157 SH   SOLE 0 525 0 11,632
BOEING CO COM 097023105   345,088 1,788 SH   SOLE 0 0 0 1,788
BOOKING HOLDINGS INC COM 09857L108   384,555 106 SH   SOLE 0 0 0 106
BROADCOM INC COM 11135F101   239,899 181 SH   SOLE 0 0 0 181
CHEVRON CORP NEW COM 166764100   1,431,336 9,074 SH   SOLE 0 48 0 9,026
CISCO SYS INC COM 17275R102   483,938 9,696 SH   SOLE 0 128 0 9,568
COCA COLA CO COM 191216100   1,235,027 20,187 SH   SOLE 0 500 0 19,687
COHERENT CORP COM 19247G107   433,433 7,150 SH   SOLE 0 7,150 0 0
COLGATE PALMOLIVE CO COM 194162103   752,458 8,356 SH   SOLE 0 0 0 8,356
CONOCOPHILLIPS COM 20825C104   230,631 1,812 SH   SOLE 0 900 0 912
CROSS TIMBERS RTY TR TR UNIT 22757R109   190,996 14,658 SH   SOLE 0 0 0 14,658
CUMMINS INC COM 231021106   248,095 842 SH   SOLE 0 0 0 842
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,459,024 59,022 SH   SOLE 0 0 0 59,022
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   250,488 7,840 SH   SOLE 0 0 0 7,840
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207   31,920,482 357,853 SH   SOLE 0 13,428 0 344,425
DISNEY WALT CO COM 254687106   386,646 3,160 SH   SOLE 0 856 0 2,304
DOUBLELINE ETF TRUST SHILLER CAPE U S 25861R204   54,711,419 1,953,979 SH   SOLE 0 84,615 0 1,869,364
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   8,414,819 183,409 SH   SOLE 0 13,397 0 170,012
DUKE ENERGY CORP NEW COM NEW 26441C204   353,378 3,654 SH   SOLE 0 0 0 3,654
EAGLE POINT CREDIT COMPANY I COM 269808101   107,611 10,644 SH   SOLE 0 0 0 10,644
EDWARDS LIFESCIENCES CORP COM 28176E108   817,516 8,555 SH   SOLE 0 0 0 8,555
ELEVANCE HEALTH INC COM 036752103   409,128 789 SH   SOLE 0 0 0 789
ELI LILLY & CO COM 532457108   4,776,674 6,140 SH   SOLE 0 0 0 6,140
EQUINIX INC COM 29444U700   301,245 365 SH   SOLE 0 0 0 365
EVERSOURCE ENERGY COM 30040W108   248,046 4,150 SH   SOLE 0 0 0 4,150
EXXON MOBIL CORP COM 30231G102   1,623,228 13,964 SH   SOLE 0 0 0 13,964
FEDEX CORP COM 31428X106   1,201,526 4,147 SH   SOLE 0 344 0 3,802
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   371,119 5,980 SH   SOLE 0 0 0 5,980
FIRST HORIZON CORPORATION COM 320517105   157,061 10,199 SH   SOLE 0 2,107 0 8,092
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   314,134 6,520 SH   SOLE 0 0 0 6,520
FORTINET INC COM 34959E109   239,085 3,500 SH   SOLE 0 0 0 3,500
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   584,267 17,039 SH   SOLE 0 6,401 0 10,638
GOLDMAN SACHS GROUP INC COM 38141G104   371,744 890 SH   SOLE 0 0 0 890
HILTON WORLDWIDE HLDGS INC COM 43300A203   269,411 1,263 SH   SOLE 0 0 0 1,263
HOME DEPOT INC COM 437076102   1,904,704 4,965 SH   SOLE 0 63 0 4,902
INTEL CORP COM 458140100   718,529 16,267 SH   SOLE 0 200 0 16,067
INTERNATIONAL BUSINESS MACHS COM 459200101   790,574 4,140 SH   SOLE 0 0 0 4,140
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   351,289 14,125 SH   SOLE 0 0 0 14,125
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   33,659,949 184,246 SH   SOLE 0 7,854 0 176,392
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   770,242 19,609 SH   SOLE 0 0 0 19,609
INVESCO QQQ TR UNIT SER 1 46090E103   725,068 1,633 SH   SOLE 0 0 0 1,633
ISHARES TR GLOBAL EQUITY 46434V316   320,359 7,753 SH   SOLE 0 7,183 0 570
ISHARES TR MSCI EMG MKT ETF 464287234   531,945 12,949 SH   SOLE 0 0 0 12,949
ISHARES TR MSCI ACWI ETF 464288257   2,819,328 25,600 SH   SOLE 0 0 0 25,600
ISHARES TR INTERNATIONAL SL 46434V266   814,672 24,702 SH   SOLE 0 0 0 24,702
ISHARES TR GLOBAL 100 ETF 464287572   59,382,064 664,155 SH   SOLE 0 23,357 0 640,797
ISHARES TR MSCI EAFE ETF 464287465   3,492,358 43,731 SH   SOLE 0 458 0 43,273
ISHARES TR CORE MSCI EAFE 46432F842   38,650,397 520,754 SH   SOLE 0 17,127 0 503,627
ISHARES TR MSCI USA VALUE 46432F388   6,483,762 59,863 SH   SOLE 0 0 0 59,863
ISHARES TR U.S. TECH ETF 464287721   1,767,935 13,090 SH   SOLE 0 0 0 13,090
ISHARES TR ROBOTICS ARTIF 46435U556   964,926 28,091 SH   SOLE 0 0 0 28,091
ISHARES TR MSCI USA MIN VOL 46429B697   581,092 6,953 SH   SOLE 0 342 0 6,611
ISHARES TR MSCI USA QLT FCT 46432F339   352,531 2,145 SH   SOLE 0 206 0 1,939
JOHNSON & JOHNSON COM 478160104   885,562 5,598 SH   SOLE 0 102 0 5,496
JPMORGAN CHASE & CO COM 46625H100   2,333,295 11,649 SH   SOLE 0 0 0 11,649
KIMBERLY-CLARK CORP COM 494368103   251,950 1,948 SH   SOLE 0 0 0 1,948
LISTED FD TR CORE ALT FD 53656F847   939,459 35,490 SH   SOLE 0 0 0 35,490
LOUISIANA PAC CORP COM 546347105   335,640 4,000 SH   SOLE 0 0 0 4,000
LOWES COS INC COM 548661107   252,551 991 SH   SOLE 0 0 0 991
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   319,216 3,121 SH   SOLE 0 0 0 3,121
MANHATTAN BRDG CAP INC COM 562803106   73,533 74,257 SH   SOLE 0 0 0 74,257
MARATHON PETE CORP COM 56585A102   429,598 2,132 SH   SOLE 0 0 0 2,132
MARRIOTT INTL INC NEW CL A 571903202   265,682 1,053 SH   SOLE 0 0 0 1,053
MCDONALDS CORP COM 580135101   279,976 993 SH   SOLE 0 0 0 993
MERCK & CO INC COM 58933Y105   966,835 7,327 SH   SOLE 0 0 0 7,327
META PLATFORMS INC CL A 30303M102   1,128,974 2,325 SH   SOLE 0 0 0 2,325
MICRON TECHNOLOGY INC COM 595112103   281,019 2,384 SH   SOLE 0 0 0 2,384
MICROSOFT CORP COM 594918104   6,093,957 14,485 SH   SOLE 0 569 0 13,916
MID-AMER APT CMNTYS INC COM 59522J103   241,167 1,833 SH   SOLE 0 0 0 1,833
MONDELEZ INTL INC CL A 609207105   319,200 4,560 SH   SOLE 0 0 0 4,560
MONSTER BEVERAGE CORP NEW COM 61174X109   287,449 4,849 SH   SOLE 0 0 0 4,849
MORGAN STANLEY COM NEW 617446448   285,776 3,035 SH   SOLE 0 0 0 3,035
NETFLIX INC COM 64110L106   779,812 1,284 SH   SOLE 0 0 0 1,284
NEWMONT CORP COM 651639106   239,483 6,682 SH   SOLE 0 0 0 6,682
NORTHROP GRUMMAN CORP COM 666807102   305,385 638 SH   SOLE 0 0 0 638
NVIDIA CORPORATION COM 67066G104   1,416,782 1,568 SH   SOLE 0 0 0 1,568
ORACLE CORP COM 68389X105   912,933 7,268 SH   SOLE 0 64 0 7,204
OREILLY AUTOMOTIVE INC COM 67103H107   555,409 492 SH   SOLE 0 0 0 492
OXFORD LANE CAP CORP COM 691543102   111,028 21,856 SH   SOLE 0 0 0 21,856
PACER FDS TR TRENDP US MID CP 69374H204   406,047 11,270 SH   SOLE 0 0 0 11,270
PEPSICO INC COM 713448108   738,046 4,217 SH   SOLE 0 0 0 4,217
PFIZER INC COM 717081103   361,932 13,043 SH   SOLE 0 70 0 12,973
PROCTER AND GAMBLE CO COM 742718109   1,587,829 9,786 SH   SOLE 0 0 0 9,786
PROGRESSIVE CORP COM 743315103   477,547 2,309 SH   SOLE 0 0 0 2,309
PROLOGIS INC. COM 74340W103   301,720 2,317 SH   SOLE 0 0 0 2,317
PUBLIC STORAGE COM 74460D109   553,176 1,907 SH   SOLE 0 0 0 1,907
QUALCOMM INC COM 747525103   273,081 1,613 SH   SOLE 0 0 0 1,613
REGIONS FINANCIAL CORP NEW COM 7591EP100   634,630 30,163 SH   SOLE 0 0 0 30,163
S&P GLOBAL INC COM 78409V104   339,084 797 SH   SOLE 0 0 0 797
SALESFORCE INC COM 79466L302   444,843 1,477 SH   SOLE 0 0 0 1,477
SCHWAB CHARLES CORP COM 808513105   291,421 4,028 SH   SOLE 0 0 0 4,028
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   70,159,710 1,230,225 SH   SOLE 0 53,218 0 1,177,007
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   48,130,227 949,876 SH   SOLE 0 33,504 0 916,373
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   228,270 3,000 SH   SOLE 0 0 0 3,000
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   31,663,521 567,447 SH   SOLE 0 26,888 0 540,558
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,310,700 8,241 SH   SOLE 0 0 0 8,241
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   75,039,822 134,867 SH   SOLE 0 5,373 0 129,494
SPDR SER TR PORTFOLIO S&P400 78464A847   1,066,747 19,999 SH   SOLE 0 0 0 19,999
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   1,653,764 81,306 SH   SOLE 0 0 0 81,306
SPROTT PHYSICAL GOLD TR UNIT 85207H104   1,862,328 107,649 SH   SOLE 0 0 0 107,649
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   1,554,052 187,461 SH   SOLE 0 0 0 187,461
STARBUCKS CORP COM 855244109   284,771 3,116 SH   SOLE 0 0 0 3,116
STRYKER CORPORATION COM 863667101   629,851 1,760 SH   SOLE 0 0 0 1,760
SYSCO CORP COM 871829107   406,225 5,004 SH   SOLE 0 0 0 5,004
TEXTRON INC COM 883203101   230,232 2,400 SH   SOLE 0 0 0 2,400
TWO RDS SHARED TR CONDCTR GBL EQTY 90214Q584   4,948,757 372,782 SH   SOLE 0 0 0 372,782
UNION PAC CORP COM 907818108   460,627 1,873 SH   SOLE 0 0 0 1,873
UNITEDHEALTH GROUP INC COM 91324P102   472,641 955 SH   SOLE 0 101 0 854
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   216,659 2,410 SH   SOLE 0 0 0 2,410
VANGUARD INDEX FDS VALUE ETF 922908744   2,877,297 17,667 SH   SOLE 0 1,221 0 16,446
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,533,289 5,270 SH   SOLE 0 53 0 5,217
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   53,272,623 455,945 SH   SOLE 0 16,782 0 439,163
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   375,360 6,400 SH   SOLE 0 0 0 6,400
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   14,830,092 134,209 SH   SOLE 0 7,742 0 126,467
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,398,508 56,360 SH   SOLE 0 0 0 56,360
VISA INC COM CL A 92826C839   827,449 2,965 SH   SOLE 0 0 0 2,965
WALMART INC COM 931142103   2,273,387 37,783 SH   SOLE 0 165 0 37,618
WELLS FARGO CO NEW COM 949746101   379,290 6,544 SH   SOLE 0 0 0 6,544
WEST PHARMACEUTICAL SVSC INC COM 955306105   1,543,269 3,900 SH   SOLE 0 0 0 3,900
WISDOMTREE TR ARTIFICIAL INTEL 97717Y543   1,020,389 49,128 SH   SOLE 0 0 0 49,128
WISDOMTREE TR US QTLY DIV GRT 97717X669   66,208,055 868,986 SH   SOLE 0 41,037 0 827,950
YUM BRANDS INC COM 988498101   287,699 2,075 SH   SOLE 0 0 0 2,075