The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 935 16,899 SH   SOLE   16,898 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 273 7,920 SH   SOLE   7,920 0 0
AT&T INC COM 00206R102 847 40,395 SH   SOLE   40,395 0 0
ABBOTT LABS COM 002824100 226 2,084 SH   SOLE   2,084 0 0
ABBVIE INC COM 00287Y109 875 5,714 SH   SOLE   5,714 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 216 5,200 SH   SOLE   5,200 0 0
ALLSTATE CORP COM 020002101 585 4,620 SH   SOLE   4,620 0 0
ALPHABET INC CAP STK CL C 02079K107 621 284 SH   SOLE   284 0 0
ALPHABET INC CAP STK CL A 02079K305 1,060 486 SH   SOLE   486 0 0
AMAZON COM INC COM 023135106 1,394 13,127 SH   SOLE   13,127 0 0
AMERICAN CAMPUS CMNTYS INC COM 024835100 305 4,730 SH   SOLE   4,730 0 0
AMERICAN EXPRESS CO COM 025816109 283 2,043 SH   SOLE   2,042 0 0
AMGEN INC COM 031162100 201 827 SH   SOLE   827 0 0
APPLE INC COM 037833100 7,666 56,074 SH   SOLE   56,073 0 0
BK OF AMERICA CORP COM 060505104 673 21,609 SH   SOLE   21,609 0 0
BAXTER INTL INC COM 071813109 275 4,281 SH   SOLE   4,281 0 0
BECTON DICKINSON & CO COM 075887109 387 1,570 SH   SOLE   1,570 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,729 17,322 SH   SOLE   17,322 0 0
BOOKING HOLDINGS INC COM 09857L108 203 116 SH   SOLE   116 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,410 18,315 SH   SOLE   18,314 0 0
BROADCOM INC COM 11135F101 303 624 SH   SOLE   624 0 0
CHEVRON CORP NEW COM 166764100 1,797 12,410 SH   SOLE   12,409 0 0
CISCO SYS INC COM 17275R102 1,175 27,552 SH   SOLE   27,552 0 0
COCA COLA CO COM 191216100 1,694 26,934 SH   SOLE   26,934 0 0
COLGATE PALMOLIVE CO COM 194162103 689 8,600 SH   SOLE   8,600 0 0
CONOCOPHILLIPS COM 20825C104 315 3,510 SH   SOLE   3,509 0 0
CROSS TIMBERS RTY TR TR UNIT 22757R109 172 11,448 SH   SOLE   11,448 0 0
DEERE & CO COM 244199105 300 1,003 SH   SOLE   1,003 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 560 24,171 SH   SOLE   24,171 0 0
DISNEY WALT CO COM 254687106 307 3,253 SH   SOLE   3,252 0 0
DOUBLELINE ETF TRUST SHILLER CAPE U S 25861R204 260 12,487 SH   SOLE   12,487 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 269 2,511 SH   SOLE   2,511 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,116 11,738 SH   SOLE   11,738 0 0
EXXON MOBIL CORP COM 30231G102 1,661 19,399 SH   SOLE   19,398 0 0
FIRST HORIZON CORPORATION COM 320517105 874 39,978 SH   SOLE   39,977 0 0
FORD MTR CO DEL COM 345370860 188 16,925 SH   SOLE   16,924 0 0
GILEAD SCIENCES INC COM 375558103 291 4,713 SH   SOLE   4,713 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 714 25,727 SH   SOLE   25,727 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 206 19,190 SH   SOLE   19,190 0 0
HANESBRANDS INC COM 410345102 175 16,988 SH   SOLE   16,987 0 0
HOME DEPOT INC COM 437076102 2,505 9,135 SH   SOLE   9,134 0 0
INTEL CORP COM 458140100 736 19,671 SH   SOLE   19,670 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,240 8,781 SH   SOLE   8,780 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 829 2,958 SH   SOLE   2,958 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 416 3,101 SH   SOLE   3,101 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 1,578 10,293 SH   SOLE   10,293 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 522 25,755 SH   SOLE   25,755 0 0
IONIS PHARMACEUTICALS INC COM 462222100 372 10,042 SH   SOLE   10,042 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,030 25,678 SH   SOLE   25,678 0 0
ISHARES TR MSCI EAFE ETF 464287465 622 9,958 SH   SOLE   9,958 0 0
ISHARES TR GLOBAL 100 ETF 464287572 1,175 18,338 SH   SOLE   18,338 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,453 29,236 SH   SOLE   29,236 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 503 7,158 SH   SOLE   7,157 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 401 3,950 SH   SOLE   3,950 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 464 4,149 SH   SOLE   4,149 0 0
ISHARES TR MSCI USA VALUE 46432F388 1,180 13,033 SH   SOLE   13,033 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 46,086 808,097 SH   SOLE   808,096 0 0
ISHARES TR CORE MSCI EAFE 46432F842 28,644 486,727 SH   SOLE   486,726 0 0
ISHARES TR MSCI INTL SML CP 46434V266 22,204 770,719 SH   SOLE   770,718 0 0
ISHARES TR MSCI GBL MULTIFC 46434V316 613 19,746 SH   SOLE   19,746 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 286 7,050 SH   SOLE   7,050 0 0
JPMORGAN CHASE & CO COM 46625H100 1,165 10,345 SH   SOLE   10,345 0 0
JOHNSON & JOHNSON COM 478160104 1,730 9,744 SH   SOLE   9,743 0 0
KINDER MORGAN INC DEL COM 49456B101 232 13,859 SH   SOLE   13,859 0 0
KRAFT HEINZ CO COM 500754106 354 9,271 SH   SOLE   9,271 0 0
LEGGETT & PLATT INC COM 524660107 269 7,790 SH   SOLE   7,790 0 0
LILLY ELI & CO COM 532457108 1,964 6,058 SH   SOLE   6,057 0 0
LISTED FD TR CORE ALT FD 53656F847 1,104 35,995 SH   SOLE   35,995 0 0
LOCKHEED MARTIN CORP COM 539830109 225 524 SH   SOLE   524 0 0
LOUISIANA PAC CORP COM 546347105 210 4,000 SH   SOLE   4,000 0 0
MARATHON PETE CORP COM 56585A102 231 2,805 SH   SOLE   2,805 0 0
MCDONALDS CORP COM 580135101 216 874 SH   SOLE   874 0 0
MERCK & CO INC COM 58933Y105 629 6,895 SH   SOLE   6,894 0 0
MICROSOFT CORP COM 594918104 4,267 16,613 SH   SOLE   16,612 0 0
MID-AMER APT CMNTYS INC COM 59522J103 581 3,328 SH   SOLE   3,327 0 0
MONDELEZ INTL INC CL A 609207105 263 4,232 SH   SOLE   4,232 0 0
NETFLIX INC COM 64110L106 227 1,300 SH   SOLE   1,300 0 0
NEWMONT CORP COM 651639106 262 4,385 SH   SOLE   4,385 0 0
NEXTERA ENERGY INC COM 65339F101 374 4,832 SH   SOLE   4,832 0 0
NIKE INC CL B 654106103 362 3,537 SH   SOLE   3,537 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 311 492 SH   SOLE   492 0 0
ORACLE CORP COM 68389X105 480 6,866 SH   SOLE   6,865 0 0
OXFORD LANE CAP CORP COM 691543102 74 13,051 SH   SOLE   13,051 0 0
PACER FDS TR TRENDP US MID CP 69374H204 379 10,962 SH   SOLE   10,962 0 0
PACIFIC PREMIER BANCORP COM 69478X105 417 14,263 SH   SOLE   14,262 0 0
PEPSICO INC COM 713448108 835 5,011 SH   SOLE   5,010 0 0
PFIZER INC COM 717081103 1,815 34,611 SH   SOLE   34,611 0 0
PHILLIPS 66 COM 718546104 471 5,740 SH   SOLE   5,740 0 0
PHYSICIANS RLTY TR COM 71943U104 422 24,200 SH   SOLE   24,200 0 0
PROCTER AND GAMBLE CO COM 742718109 1,283 8,923 SH   SOLE   8,922 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 330 20,000 SH   SOLE   20,000 0 0
PROSHARES TR PSHS SH MSCI EAF 74347R370 228 10,700 SH   SOLE   10,700 0 0
PUBLIC STORAGE COM 74460D109 886 2,833 SH   SOLE   2,833 0 0
QUALCOMM INC COM 747525103 289 2,266 SH   SOLE   2,266 0 0
RED CAT HLDGS INC COM 75644T100 43 20,888 SH   SOLE   20,888 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 299 15,952 SH   SOLE   15,952 0 0
S&P GLOBAL INC COM 78409V104 414 1,227 SH   SOLE   1,227 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,148 13,646 SH   SOLE   13,645 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,971 11,701 SH   SOLE   11,701 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 813 20,473 SH   SOLE   20,473 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 332 1,079 SH   SOLE   1,078 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 54,174 131,017 SH   SOLE   131,017 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 330 7,186 SH   SOLE   7,186 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 436 9,224 SH   SOLE   9,224 0 0
SALESFORCE INC COM 79466L302 226 1,370 SH   SOLE   1,370 0 0
SCHWAB CHARLES CORP COM 808513105 212 3,353 SH   SOLE   3,352 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 32,033 878,574 SH   SOLE   878,574 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 51,274 1,133,136 SH   SOLE   1,133,135 0 0
SIMON PPTY GROUP INC NEW COM 828806109 269 2,832 SH   SOLE   2,832 0 0
STAG INDL INC COM 85254J102 263 8,510 SH   SOLE   8,510 0 0
SYSCO CORP COM 871829107 208 2,458 SH   SOLE   2,458 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 588 1,082 SH   SOLE   1,082 0 0
3M CO COM 88579Y101 352 2,721 SH   SOLE   2,721 0 0
TRUIST FINL CORP COM 89832Q109 2,408 50,763 SH   SOLE   50,763 0 0
II-VI INC COM 902104108 364 7,150 SH   SOLE   7,150 0 0
UNILEVER PLC SPON ADR NEW 904767704 238 5,185 SH   SOLE   5,185 0 0
UNION PAC CORP COM 907818108 410 1,921 SH   SOLE   1,921 0 0
UNITED STS OIL FD LP UNITS 91232N207 342 4,257 SH   SOLE   4,257 0 0
UNITEDHEALTH GROUP INC COM 91324P102 541 1,052 SH   SOLE   1,052 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 321 5,034 SH   SOLE   5,034 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 250 10,201 SH   SOLE   10,201 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,146 22,196 SH   SOLE   22,196 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 434 4,272 SH   SOLE   4,272 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 269 5,375 SH   SOLE   5,375 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 367 3,558 SH   SOLE   3,558 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 50,733 594,482 SH   SOLE   594,481 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 320 6,400 SH   SOLE   6,400 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22,511 540,477 SH   SOLE   540,477 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 236 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,618 4,664 SH   SOLE   4,663 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,695 20,436 SH   SOLE   20,436 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 505 2,677 SH   SOLE   2,676 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 994 19,581 SH   SOLE   19,580 0 0
VIATRIS INC COM 92556V106 200 19,100 SH   SOLE   19,099 0 0
VISA INC COM CL A 92826C839 616 3,127 SH   SOLE   3,126 0 0
WALMART INC COM 931142103 2,560 21,060 SH   SOLE   21,059 0 0
WELLS FARGO CO NEW COM 949746101 284 7,257 SH   SOLE   7,257 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 1,179 3,900 SH   SOLE   3,900 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 25,281 566,336 SH   SOLE   566,336 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 235 8,180 SH   SOLE   8,180 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 51,278 894,745 SH   SOLE   894,745 0 0
AMCOR PLC ORD G0250X107 335 26,935 SH   SOLE   26,935 0 0