The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 884 16,482 SH   SOLE   16,481 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 200 5,495 SH   SOLE   5,495 0 0
AT&T INC COM 00206r102 1,185 41,167 SH   SOLE   41,166 0 0
ABBOTT LABS COM 002824100 301 2,598 SH   SOLE   2,597 0 0
ABBVIE INC COM 00287y109 526 4,666 SH   SOLE   4,666 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 240 1,059 SH   SOLE   1,059 0 0
ALPHABET INC CAP STK CL C 02079K107 704 281 SH   SOLE   281 0 0
ALPHABET INC CAP STK CL A 02079K305 1,036 424 SH   SOLE   424 0 0
AMAZON COM INC COM 023135106 960 279 SH   SOLE   279 0 0
AMERICAN EXPRESS CO COM 025816109 337 2,042 SH   SOLE   2,042 0 0
ANTHEM INC COM 036752103 212 554 SH   SOLE   554 0 0
APPLE INC COM 037833100 6,727 49,118 SH   SOLE   49,118 0 0
AVANGRID INC COM 05351w103 253 4,920 SH   SOLE   4,920 0 0
BK OF AMERICA CORP COM 060505104 462 11,212 SH   SOLE   11,212 0 0
BARCLAYS BANK PLC IPATH SHILR CAPE 06742A669 52,285 2,494,528 SH   SOLE   2,494,528 0 0
BAXTER INTL INC COM 071813109 343 4,261 SH   SOLE   4,261 0 0
BECTON DICKINSON & CO COM 075887109 418 1,720 SH   SOLE   1,720 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,317 8,338 SH   SOLE   8,338 0 0
BIOGEN INC COM 09062X103 307 887 SH   SOLE   887 0 0
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101 313 7,500 SH   SOLE   7,500 0 0
BOEING CO COM 097023105 325 1,356 SH   SOLE   1,356 0 0
BOOKING HOLDINGS INC COM 09857L108 254 116 SH   SOLE   116 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 985 14,745 SH   SOLE   14,745 0 0
BROADCOM INC COM 11135f101 331 694 SH   SOLE   694 0 0
CATERPILLAR INC COM 149123101 372 1,707 SH   SOLE   1,707 0 0
CHEVRON CORP NEW COM 166764100 804 7,679 SH   SOLE   7,679 0 0
CISCO SYS INC COM 17275R102 428 8,082 SH   SOLE   8,081 0 0
COCA COLA CO COM 191216100 1,008 18,629 SH   SOLE   18,629 0 0
COLGATE PALMOLIVE CO COM 194162103 700 8,600 SH   SOLE   8,600 0 0
COMFORT SYS USA INC COM 199908104 1,103 14,000 SH   SOLE   14,000 0 0
CUMMINS INC COM 231021106 214 877 SH   SOLE   877 0 0
DANAHER CORPORATION COM 235851102 418 1,556 SH   SOLE   1,556 0 0
DEERE & CO COM 244199105 417 1,181 SH   SOLE   1,181 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 232 8,603 SH   SOLE   8,603 0 0
DISNEY WALT CO COM 254687106 620 3,527 SH   SOLE   3,526 0 0
EDWARDS LIFESCIENCES CORP COM 28176e108 965 9,315 SH   SOLE   9,315 0 0
EXXON MOBIL CORP COM 30231G102 1,080 17,113 SH   SOLE   17,113 0 0
FACEBOOK INC CL A 30303M102 596 1,714 SH   SOLE   1,714 0 0
FIRST HORIZON CORPORATION COM 320517105 418 24,175 SH   SOLE   24,175 0 0
GILEAD SCIENCES INC COM 375558103 267 3,872 SH   SOLE   3,872 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,112 31,837 SH   SOLE   31,837 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 342 19,945 SH   SOLE   19,945 0 0
HILLTOP HOLDINGS INC COM 432748101 346 9,496 SH   SOLE   9,496 0 0
HOME DEPOT INC COM 437076102 80,308 4,340 SH   SOLE   4,339 0 0
INTEL CORP COM 458140100 1,133 20,183 SH   SOLE   20,183 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 835 5,699 SH   SOLE   5,699 0 0
INTERNATIONAL PAPER CO COM 460146103 360 5,867 SH   SOLE   5,866 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 816 2,302 SH   SOLE   2,301 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 362 6,772 SH   SOLE   6,772 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 23,334 124,865 SH   SOLE   124,865 0 0
IONIS PHARMACEUTICALS INC COM 462222100 401 10,042 SH   SOLE   10,042 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,506 27,315 SH   SOLE   27,315 0 0
ISHARES TR MSCI ACWI ETF 464288257 3,781 37,362 SH   SOLE   37,362 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 527 7,158 SH   SOLE   7,157 0 0
ISHARES TR MSCI USA QLT FCT 46432f339 61,704 464,391 SH   SOLE   464,391 0 0
ISHARES TR CORE MSCI TOTAL 46432f834 53,812 734,139 SH   SOLE   734,138 0 0
ISHARES TR CORE MSCI EAFE 46432F842 32,572 435,104 SH   SOLE   435,104 0 0
ISHARES INC CORE MSCI EMKT 46434G103 302 4,506 SH   SOLE   4,506 0 0
ISHARES TR MSCI GBL MULTIFC 46434V316 849 22,269 SH   SOLE   22,269 0 0
JPMORGAN CHASE & CO COM 46625H100 1,208 7,769 SH   SOLE   7,769 0 0
JOHNSON & JOHNSON COM 478160104 684 4,154 SH   SOLE   4,154 0 0
KINDER MORGAN INC DEL COM 49456B101 256 14,054 SH   SOLE   14,054 0 0
LEGGETT & PLATT INC COM 524660107 229 4,415 SH   SOLE   4,415 0 0
LILLY ELI & CO COM 532457108 1,126 28,743 SH   SOLE   28,743 0 0
LINCOLN NATL CORP IND COM 534187109 214 3,400 SH   SOLE   3,400 0 0
LISTED FD TR CORE ALT FD 53656F847 611 20,790 SH   SOLE   20,790 0 0
MERCK & CO INC COM 58933Y105 490 6,295 SH   SOLE   6,294 0 0
MICROSOFT CORP COM 594918104 2,670 9,857 SH   SOLE   9,857 0 0
NETFLIX INC COM 64110L106 582 1,102 SH   SOLE   1,102 0 0
NEWMONT CORP COM 651639106 254 4,000 SH   SOLE   4,000 0 0
NEXTERA ENERGY INC COM 65339F101 317 4,330 SH   SOLE   4,330 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 283 499 SH   SOLE   499 0 0
ORACLE CORP COM 68389X105 534 6,861 SH   SOLE   6,861 0 0
PACER FDS TR TRENDP US MID CP 69374H204 389 10,952 SH   SOLE   10,951 0 0
PAYPAL HLDGS INC COM 70450Y103 333 1,144 SH   SOLE   1,143 0 0
PEPSICO INC COM 713448108 725 4,896 SH   SOLE   4,896 0 0
PFIZER INC COM 717081103 1,165 29,751 SH   SOLE   29,750 0 0
PHYSICIANS RLTY TR COM 71943U104 288 15,580 SH   SOLE   15,580 0 0
PROCTER AND GAMBLE CO COM 742718109 1,144 8,477 SH   SOLE   8,477 0 0
PUBLIC STORAGE COM 74460D109 837 2,782 SH   SOLE   2,782 0 0
QUALCOMM INC COM 747525103 326 2,278 SH   SOLE   2,278 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 392 19,425 SH   SOLE   19,425 0 0
S&P GLOBAL INC COM 78409V104 462 1,125 SH   SOLE   1,125 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,021 11,730 SH   SOLE   11,729 0 0
SPDR GOLD TR GOLD SHS 78463V107 309 1,865 SH   SOLE   1,865 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 302 6,400 SH   SOLE   6,400 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 372 1,077 SH   SOLE   1,077 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467y107 61,597 125,449 SH   SOLE   125,448 0 0
SALESFORCE COM INC COM 79466L302 336 1,374 SH   SOLE   1,374 0 0
SCHWAB CHARLES CORP COM 808513105 520 7,136 SH   SOLE   7,136 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 35,321 827,971 SH   SOLE   827,971 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 38,096 700,431 SH   SOLE   700,431 0 0
SERVICE CORP INTL COM 817565104 452 8,437 SH   SOLE   8,437 0 0
SIMON PPTY GROUP INC NEW COM 828806109 244 1,872 SH   SOLE   1,872 0 0
STAG INDL INC COM 85254J102 353 9,435 SH   SOLE   9,435 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 543 1,076 SH   SOLE   1,076 0 0
3M CO COM 88579Y101 499 2,512 SH   SOLE   2,511 0 0
UNION PAC CORP COM 907818108 412 1,874 SH   SOLE   1,874 0 0
UNITEDHEALTH GROUP INC COM 91324P102 393 982 SH   SOLE   982 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 420 4,007 SH   SOLE   4,007 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 26,656 195,356 SH   SOLE   195,356 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 58,861 568,103 SH   SOLE   568,103 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 406 6,400 SH   SOLE   6,400 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 25,256 465,029 SH   SOLE   465,028 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 247 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 849 2,157 SH   SOLE   2,157 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,985 21,718 SH   SOLE   21,718 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 596 2,676 SH   SOLE   2,675 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 849 15,150 SH   SOLE   15,150 0 0
VISA INC COM CL A 92826C839 723 3,093 SH   SOLE   3,093 0 0
WALMART INC COM 931142103 2,072 14,692 SH   SOLE   14,692 0 0
WELLS FARGO CO NEW COM 949746101 730 16,117 SH   SOLE   16,116 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 1,400 3,900 SH   SOLE   3,900 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 27,526 505,249 SH   SOLE   505,248 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 2,587 61,488 SH   SOLE   61,488 0 0
MEDTRONIC PLC SHS G5960L103 248 1,997 SH   SOLE   1,997 0 0