The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BANK PLC IPATH SHILR CAPE 06742A669 36,731 235,447 SH   SOLE   235,447 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 253 8,263 SH   SOLE   8,263 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 18,882 670,747 SH   SOLE   670,747 0 0
INNOVATOR ETFS TR S&P 500 PWR BU 45782C540 626 22,615 SH   SOLE   22,615 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 639 2,301 SH   SOLE   2,300 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 14,234 121,568 SH   SOLE   121,567 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,255 28,469 SH   SOLE   28,469 0 0
ISHARES TR MSCI ACWI ETF 464288257 4,214 52,729 SH   SOLE   52,729 0 0
ISHARES TR JPMORGAN USD EMG 464288281 255 2,297 SH   SOLE   2,297 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 233 3,649 SH   SOLE   3,648 0 0
ISHARES TR MSCI USA QLT FCT 46432f339 45,897 442,428 SH   SOLE   442,427 0 0
ISHARES TR CORE MSCI TOTAL 46432f834 38,692 663,215 SH   SOLE   663,215 0 0
ISHARES TR CORE MSCI EAFE 46432F842 23,991 397,987 SH   SOLE   397,987 0 0
ISHARES TR MSCI GBL MULTIFC 46434V316 845 28,455 SH   SOLE   28,455 0 0
ISHARES TR 0-5YR HI YL CP 46434v407 294 6,695 SH   SOLE   6,695 0 0
LISTED FD TR CORE ALT FD 53656F847 547 19,740 SH   SOLE   19,740 0 0
OXFORD LANE CAP CORP COM 691543102 46 10,480 SH   SOLE   10,480 0 0
PACER FDS TR TRENDP US MID CP 69374H204 298 10,907 SH   SOLE   10,906 0 0
PACER FDS TR TRENDP 100 ETF 69374H303 542 11,265 SH   SOLE   11,264 0 0
PIMCO ETF TR BROAD US TIPS 72201R403 426 3,365 SH   SOLE   3,365 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,558 10,624 SH   SOLE   10,624 0 0
SPDR SER TR PORTFOLIO S&P400 78464a847 246 7,531 SH   SOLE   7,531 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 40,549 119,674 SH   SOLE   119,674 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 373 7,186 SH   SOLE   7,186 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 26,053 789,972 SH   SOLE   789,972 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 21,833 660,605 SH   SOLE   660,605 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 42,798 530,727 SH   SOLE   530,727 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 323 6,400 SH   SOLE   6,400 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,406 425,663 SH   SOLE   425,662 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204a504 204 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,468 23,613 SH   SOLE   23,613 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 354 2,078 SH   SOLE   2,078 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 22,754 675,784 SH   SOLE   675,784 0 0