The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
BARCLAYS BANK PLCIPATH SHILR CAPE06742A66936,731235,447SH SOLE 235,44700
DBX ETF TRXTRACK MSCI EAFE2330512002538,263SH SOLE 8,26300
GOLDMAN SACHS ETF TRACTIVEBETA INT38143010718,882670,747SH SOLE 670,74700
INNOVATOR ETFS TRS&P 500 PWR BU45782C54062622,615SH SOLE 22,61500
INVESCO QQQ TRUNIT SER 146090E1036392,301SH SOLE 2,30000
INVESCO EXCHANGE TRADED FD TFTSE RAFI 150046137V59714,234121,568SH SOLE 121,56700
ISHARES TRMSCI EMG MKT ETF4642872341,25528,469SH SOLE 28,46900
ISHARES TRMSCI ACWI ETF4642882574,21452,729SH SOLE 52,72900
ISHARES TRJPMORGAN USD EMG4642882812552,297SH SOLE 2,29700
ISHARES TRMSCI USA MIN VOL46429B6972333,649SH SOLE 3,64800
ISHARES TRMSCI USA QLT FCT46432f33945,897442,428SH SOLE 442,42700
ISHARES TRCORE MSCI TOTAL46432f83438,692663,215SH SOLE 663,21500
ISHARES TRCORE MSCI EAFE46432F84223,991397,987SH SOLE 397,98700
ISHARES TRMSCI GBL MULTIFC46434V31684528,455SH SOLE 28,45500
ISHARES TR0-5YR HI YL CP46434v4072946,695SH SOLE 6,69500
LISTED FD TRCORE ALT FD53656F84754719,740SH SOLE 19,74000
OXFORD LANE CAP CORPCOM6915431024610,480SH SOLE 10,48000
PACER FDS TRTRENDP US MID CP69374H20429810,907SH SOLE 10,90600
PACER FDS TRTRENDP 100 ETF69374H30354211,265SH SOLE 11,26400
PIMCO ETF TRBROAD US TIPS72201R4034263,365SH SOLE 3,36500
SPDR S&P 500 ETF TRTR UNIT78462F1033,55810,624SH SOLE 10,62400
SPDR SER TRPORTFOLIO S&P40078464a8472467,531SH SOLE 7,53100
SPDR S&P MIDCAP 400 ETF TRUTSER1 S&PDCRP78467Y10740,549119,674SH SOLE 119,67400
SPDR SER TRNUVEEN BRC MUNIC78468R7213737,186SH SOLE 7,18600
SCHWAB STRATEGIC TR1000 INDEX ETF80852472226,053789,972SH SOLE 789,97200
SCHWAB STRATEGIC TRSCHWAB FDT US SC80852476321,833660,605SH SOLE 660,60500
VANGUARD INTL EQUITY INDEX FTT WRLD ST ETF92204274242,798530,727SH SOLE 530,72700
VANGUARD INTL EQUITY INDEX FALLWRLD EX US9220427753236,400SH SOLE 6,40000
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF92204285818,406425,663SH SOLE 425,66200
VANGUARD WORLD FDSHEALTH CAR ETF92204a5042041,000SH SOLE 1,00000
VANGUARD INDEX FDSVALUE ETF9229087442,46823,613SH SOLE 23,61300
VANGUARD INDEX FDSTOTAL STK MKT9229087693542,078SH SOLE 2,07800
WISDOMTREE TREM EX ST-OWNED97717X57822,754675,784SH SOLE 675,78400