The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BANK PLC IPATH SHILR CAPE 06742A669 32,974 232,367 SH   SOLE   232,367 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 263 8,702 SH   SOLE   8,702 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 17,694 665,447 SH   SOLE   665,447 0 0
INNOVATOR ETFS TR S&P 500 PWR BU 45782C540 599 22,615 SH   SOLE   22,615 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 13,608 121,819 SH   SOLE   121,819 0 0
ISHARES TR MSCI ACWI ETF 464288257 4,278 58,031 SH   SOLE   58,031 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 413 6,806 SH   SOLE   6,805 0 0
ISHARES TR USA QUALITY FCTR 46432f339 42,406 442,094 SH   SOLE   442,094 0 0
ISHARES TR CORE MSCI EAFE 46432F842 22,139 387,308 SH   SOLE   387,308 0 0
ISHARES TR MULTIFACTOR GLBL 46434V316 36,530 1,310,803 SH   SOLE   1,310,803 0 0
LISTED FD TR CORE ALT FD 53656F847 754 27,190 SH   SOLE   27,190 0 0
PACER FDS TR TRENDP US MID CP 69374H204 299 10,907 SH   SOLE   10,906 0 0
PACER FDS TR TRENDP 100 ETF 69374H303 481 11,265 SH   SOLE   11,264 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201r833 626 6,155 SH   SOLE   6,155 0 0
S&P GLOBAL INC COM 78409V104 371 1,125 SH   SOLE   1,125 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,253 10,549 SH   SOLE   10,549 0 0
SPDR SER TR PORTFOLIO S&P400 78464a847 386 12,354 SH   SOLE   12,354 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 38,217 117,775 SH   SOLE   117,775 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 23,883 786,915 SH   SOLE   786,915 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 20,280 639,345 SH   SOLE   639,344 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 39,388 526,572 SH   SOLE   526,572 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 16,519 417,051 SH   SOLE   417,051 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 325 2,078 SH   SOLE   2,078 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 20,041 670,049 SH   SOLE   670,048 0 0