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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC BARC ETN+SHILL 06742A669 12,127 93,149 SH   SOLE   93,149 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 23,298 746,247 SH   SOLE   746,247 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 17,654 629,392 SH   SOLE   629,392 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 34,992 274,256 SH   SOLE   274,255 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,476 127,592 SH   SOLE   127,592 0 0
ISHARES TR MSCI ACWI ETF 464288257 12,068 167,270 SH   SOLE   167,269 0 0
ISHARES TR USA QUALITY FCTR 46432F339 23,260 262,673 SH   SOLE   262,672 0 0
ISHARES TR MULTIFACTOR GLBL 46434V316 37,090 1,276,285 SH   SOLE   1,276,284 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,365 11,913 SH   SOLE   11,913 0 0
SPDR INDEX SHS FDS MSCI ACWI ETF 78463X475 34,762 445,155 SH   SOLE   445,154 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 40,319 1,209,697 SH   SOLE   1,209,696 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 21,633 777,331 SH   SOLE   777,330 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,556 318,968 SH   SOLE   318,967 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 35,176 326,820 SH   SOLE   326,820 0 0