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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC BARC ETN+SHILL 06742A669 10,532 93,694 SH   SOLE   93,694 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 20,597 738,248 SH   SOLE   738,248 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 6,223 245,404 SH   SOLE   245,404 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 26,354 231,864 SH   SOLE   231,863 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,297 135,619 SH   SOLE   135,619 0 0
ISHARES TR MSCI ACWI ETF 464288257 10,887 169,686 SH   SOLE   169,686 0 0
ISHARES TR USA QUALITY FCTR 46432F339 20,014 260,736 SH   SOLE   260,736 0 0
ISHARES TR MULTIFACTOR GLBL 46434V316 19,223 740,206 SH   SOLE   740,206 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,115 12,462 SH   SOLE   12,462 0 0
SPDR INDEX SHS FDS MSCI ACWI ETF 78463X475 24,896 357,599 SH   SOLE   357,598 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 12,941 439,860 SH   SOLE   439,860 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 17,968 732,793 SH   SOLE   732,792 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,593 278,033 SH   SOLE   278,032 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 27,139 277,074 SH   SOLE   277,074 0 0