The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Dimensional ETF (trust Emerging Markets Core Equity 2 Etf) ETF 25434V732   10,117,292 428,881 SH   SOLE   427,756 0 1,125
Dimensional ETF (trust US Small Cap Val) ETF 25434V815   497,180 19,943 SH   SOLE   19,940 0 3
Dimensional U S Core Equity 2 ETF ETF 25434V708   139,085,198 5,458,603 SH   SOLE   5,360,294 0 98,309
Dimensional World ex US Core Equity ETF ETF 25434V880   96,289,262 4,175,597 SH   SOLE   4,155,057 0 20,540
Dimensional ETF TR US Marketwide Value ETF ETF 25434V724   23,196,051 692,833 SH   SOLE   682,006 0 10,827
Dimensional U S Small Cap ETF ETF 25434V500   10,201,957 193,586 SH   SOLE   193,586 0 0
Dimensional U S Targeted Value ETF ETF 25434V609   24,993,486 561,651 SH   SOLE   540,508 0 21,143
Amazon.Com COM 023135106   1,471,056 14,242 SH   SOLE   13,542 0 700
Apple COM 037833100   28,448,071 172,517 SH   SOLE   172,377 0 140
Vanguard FTSE Developed Markets ETF ETF 921943858   522,104 11,559 SH   SOLE   11,559 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858   393,104 9,730 SH   SOLE   9,730 0 0
Vanguard REIT Index ETF ETF 922908553   2,593,818 31,236 SH   SOLE   30,206 0 1,030
Dimensional International Value ETF ETF 25434V807   6,439,892 199,810 SH   SOLE   199,810 0 0
iShares RS 2000 Value ETF 464287630   418,521 3,054 SH   SOLE   3,054 0 0
iShares Russell (1000 Growth Etf) ETF 464287614   2,128,762 8,713 SH   SOLE   8,713 0 0
iShares Russell 1000 Value ETF ETF 464287598   1,616,658 10,618 SH   SOLE   10,618 0 0
iShares Russell 2000 Growth ETF ETF 464287648   225,299 993 SH   SOLE   993 0 0
DFA International Small Cap Value ETF ETF 25434V781   12,358,334 519,149 SH   SOLE   517,897 0 1,252
Star Gas Partners UNIT LTD PARTNR 85512C105   390,579 30,114 SH   SOLE   0 0 30,114
Vanguard Small-Cap Value ETF ETF 922908611   4,835,204 30,456 SH   SOLE   28,376 0 2,080
Alphabet Inc Cap STK COM 02079K305   4,925,515 47,484 SH   SOLE   47,484 0 0
Alphabet Inc Cap STK CL C COM 02079K107   2,238,184 21,521 SH   SOLE   21,521 0 0
Chevron COM 166764100   1,073,291 6,578 SH   SOLE   6,578 0 0
Vanguard FTSE All-World ex-US ETF ETF 922042775   1,741,251 32,565 SH   SOLE   32,549 0 16
Vanguard Group DIV (app Etf) ETF 921908844   1,401,267 9,099 SH   SOLE   9,099 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137V357   577,119 3,991 SH   SOLE   3,991 0 0
iShares Core S&P Mid-Cap ETF 464287507   267,737 1,070 SH   SOLE   1,070 0 0
Berkshire Hathaway 'B' COM 084670702   458,523 1,485 SH   SOLE   985 0 500
Meta Platforms, Inc COM 30303M102   3,115,094 14,698 SH   SOLE   14,698 0 0
Coca Cola COM 191216100   547,037 8,754 SH   SOLE   8,754 0 0
Microsoft COM 594918104   699,895 2,428 SH   SOLE   2,340 0 88
Walt Disney COM 254687106   418,486 4,179 SH   SOLE   4,165 0 14
Devon Energy Corp New Com COM 25179M103   234,741 4,638 SH   SOLE   4,638 0 0
Nvidia COM 67066G104   2,503,267 9,012 SH   SOLE   9,012 0 0
Thermo Fisher Scientific COM 883556102   4,200,259 7,283 SH   SOLE   7,283 0 0
Sector SPDR TR SHS ETF 81369Y605   500,796 15,577 SH   SOLE   15,577 0 0
Charles Schwab COM 808513105   410,188 7,831 SH   SOLE   7,831 0 0
Industrial Select Sector SPDR Fund ETF ETF 81369Y704   295,749 2,923 SH   SOLE   2,923 0 0
Vanguard Total Market Index ETF ETF 922908769   6,465,924 31,680 SH   SOLE   31,610 0 70
iShares Core S&P 500 ETF 464287200   614,565 1,495 SH   SOLE   1,495 0 0
iShares S&P 500 ETF ETF 464287408   806,344 5,313 SH   SOLE   5,313 0 0
iShares S&P 500 Growth ETF ETF 464287309   399,696 6,256 SH   SOLE   6,256 0 0
Vanguard S&P 500 Growth ETF ETF 921932505   450,588 1,955 SH   SOLE   1,955 0 0
Invesco QQQ TR Unit (ser 1) ETF 46090E103   294,376 916 SH   SOLE   916 0 0
iShares Nasdaq Biotechnology ETF ETF 464287556   543,767 4,210 SH   SOLE   4,210 0 0
Vanguard S&P 500 ETF ETF 922908363   852,528 2,267 SH   SOLE   2,267 0 0
Intuit Inc COM 461202103   3,393,212 7,611 SH   SOLE   7,611 0 0
Microchip Technology COM 595017104   1,005,360 12,000 SH   SOLE   12,000 0 0
Pfizer COM 717081103   800,986 19,632 SH   SOLE   17,786 0 1,846
SPDR Dow Jones Indl ETF 78467X109   1,514,442 4,541 SH   SOLE   4,541 0 0
Siren ETF TR Divcon Leaders Divid ETF ETF 829658301   212,280 4,000 SH   SOLE   4,000 0 0
Korn Ferry Intl. COM 500643200   348,545 6,717 SH   SOLE   6,717 0 0
International Bus.MCHS. COM 459200101   306,266 2,336 SH   SOLE   2,336 0 0
iShares S&P Small Cap 600 ETF ETF 464287879   359,573 3,842 SH   SOLE   3,842 0 0
Schwab US Large Cap Value ETF ETF 808524409   1,175,718 17,928 SH   SOLE   17,928 0 0
SPDR S&P 500 ETF ETF 78462F103   745,331 1,814 SH   SOLE   1,814 0 0
FlexShares Mstar Glbl Upstrm Nat Res ETF ETF 33939L407   349,527 8,265 SH   SOLE   8,265 0 0
Tesla Motors COM 88160R101   680,884 3,282 SH   SOLE   1,482 0 1,800
Target COM 87612E106   467,163 2,821 SH   SOLE   2,821 0 0
Pathfinder Bancp Inc COM 70319R109   510,520 29,561 SH   SOLE   29,561 0 0
Schwab U.S. Broad Market ETF ETF 808524102   288,344 6,026 SH   SOLE   6,026 0 0
Alnylam Pharmaceuticals COM 02043Q107   425,880 2,126 SH   SOLE   2,126 0 0
Exxon Mobil COM 30231G102   233,576 2,130 SH   SOLE   2,130 0 0
Johnson & Johnson COM 478160104   517,855 3,341 SH   SOLE   3,341 0 0
SPDR Index SHS FDS MSCI Acwi Ex-US ETF ETF 78463X848   1,277,880 49,665 SH   SOLE   49,665 0 0
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting COM 535919500   111,045 10,698 SH   SOLE   10,698 0 0
Blackstone Group Inc CL A COM 09260D107   205,067 2,335 SH   SOLE   2,335 0 0
Schwab International Equity ETF ETF 808524805   541,834 15,570 SH   SOLE   15,570 0 0
Phillips Edison & Co Inc COM 71844V201   217,151 6,638 SH   SOLE   6,638 0 0
iShares TR U.S. PFD ETF 464288687   1,016,398 32,556 SH   SOLE   32,556 0 0
Invesco S&P 500 Equal Weight Technology ETF ETF 46137V282   243,966 884 SH   SOLE   884 0 0
iShares 1-5 Year Investment Grade Corporate Bond ETF ETF 464288646   2,133,725 42,219 SH   SOLE   42,219 0 0
Cytodyn Inc Com COM 23283M101   8,640 24,000 SH   SOLE   24,000 0 0
Eaton Vance Tax MG Cef ETF 27828N102   213,099 18,260 SH   SOLE   18,260 0 0
iShares Russell 2000 ETF 464287655   242,143 1,357 SH   SOLE   1,357 0 0
Sunoco LP/Sunoco Fin COM UT REP LP 86765K109   297,574 6,780 SH   SOLE   6,780 0 0
Lockheed Martin Corp COM 539830109   818,436 1,731 SH   SOLE   1,731 0 0
Vanguard Large-Cap ETF ETF 922908637   204,183 1,093 SH   SOLE   1,093 0 0
SPDR S&P Midcap 400 ETF 78467Y107   383,768 835 SH   SOLE   835 0 0
iShares MSCI Europe Financials ETF ETF 464289180   445,631 23,831 SH   SOLE   23,831 0 0
Grom Social COM 39878L100   10,653 44,387 SH   SOLE   44,387 0 0
Nikola Corp COM 654110105   37,147 30,700 SH   SOLE   30,700 0 0
iShares S&P 100 ETF ETF 464287101   1,269,064 6,785 SH   SOLE   6,785 0 0
Nike 'B' COM 654106103   220,257 1,791 SH   SOLE   1,791 0 0
Archer Aviation Inc COM 03945R102   81,513 28,501 SH   SOLE   28,501 0 0
Proterra Inc Com COM 74374T109   394,670 259,651 SH   SOLE   259,651 0 0
ProShares Ultra Euro ETF 74347W874   173,556 15,105 SH   SOLE   15,105 0 0