The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alnylam Pharmaceuticals Corp 02043Q107 348 2,134 SH   SOLE   126 0 2,008
Alphabet Inc Cap STK Class A 02079K305 7,048 2,534 SH   SOLE   2,485 0 49
Alphabet Inc Cap STK CL C Class C 02079K107 3,111 1,114 SH   SOLE   1,077 0 37
Amazon.Com Corp 023135106 2,536 778 SH   SOLE   581 0 197
Apple Corp 037833100 30,768 176,209 SH   SOLE   172,777 0 3,432
Archer Aviation Inc Corp 03945R102 137 28,501 SH   SOLE   28,501 0 0
Bank Of America Corp 060505104 248 6,018 SH   SOLE   4,605 0 1,413
Berkshire Hathaway 'B' Corp 084670702 506 1,435 SH   SOLE   718 0 717
BlackRock California Closed End 09248E102 187 15,152 SH   SOLE   15,152 0 0
Blackstone Group Inc CL A Class A 09260D107 288 2,269 SH   SOLE   2,269 0 0
Boeing Corp 097023105 3,628 18,943 SH   SOLE   18,870 0 73
Charles Schwab Corp 808513105 743 8,813 SH   SOLE   8,329 0 484
Coca Cola Corp 191216100 561 8,992 SH   SOLE   8,751 0 241
Comm Services Select Sector SPDR ETF ETF 81369Y852 217 3,162 SH   SOLE   3,162 0 0
Cytodyn Inc Com Corp 23283M101 9 24,000 SH   SOLE   24,000 0 0
Dimensional International Value ETF ETF 25434V807 6,741 201,336 SH   SOLE   201,336 0 0
Dimensional U S Core Equity 2 ETF ETF 25434V708 121,001 4,387,278 SH   SOLE   4,360,598 0 26,680
Dimensional U S Small Cap ETF ETF 25434V500 16,485 294,064 SH   SOLE   294,064 0 0
Dimensional U S Targeted Value ETF ETF 25434V609 15,541 333,646 SH   SOLE   313,942 0 19,704
Dimensional World ex US Core Equity ETF ETF 25434V880 112,675 4,516,034 SH   SOLE   4,504,837 0 11,197
Eaton Vance Tax MG Cef ETF 27828N102 255 18,249 SH   SOLE   18,249 0 0
Endeavor Group HLDGS Corp 29260Y109 615 20,833 SH   SOLE   20,833 0 0
Facebook Class A Class A 30303M102 3,361 15,114 SH   SOLE   14,835 0 279
FlexShares Mstar Glbl Upstrm Nat Res ETF ETF 33939L407 387 8,265 SH   SOLE   8,265 0 0
Grom Social Corp 39878L100 11 44,387 SH   SOLE   44,387 0 0
Industrial Select Sector SPDR Fund ETF ETF 81369Y704 297 2,887 SH   SOLE   2,887 0 0
International Bus.MCHS. Corp 459200101 244 1,879 SH   SOLE   969 0 910
Intuit Inc Corp 461202103 3,679 7,651 SH   SOLE   7,611 0 40
Invesco QQQ TR Unit (ser 1) ETF 46090E103 273 753 SH   SOLE   753 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137V357 629 3,991 SH   SOLE   3,991 0 0
Invesco S&P 500 Equal Weight Technology ETF ETF 46137V282 256 884 SH   SOLE   884 0 0
iShares Core MSCI Emerging Market ETF ETF 46434G103 360 6,485 SH   SOLE   6,485 0 0
iShares Core S&P 500 ETF 464287200 342 754 SH   SOLE   754 0 0
iShares Core S&P Mid-Cap ETF 464287507 287 1,070 SH   SOLE   1,070 0 0
iShares Edge MSCI Min Vol USA ETF ETF 46429B697 211 2,723 SH   SOLE   2,723 0 0
iShares Nasdaq Biotechnology ETF ETF 464287556 547 4,200 SH   SOLE   4,200 0 0
iShares National Muni Bond ETF ETF 464288414 776 7,080 SH   SOLE   7,080 0 0
iShares RS 2000 Value ETF 464287630 493 3,053 SH   SOLE   3,053 0 0
iShares Russell ETF 464287622 428 1,713 SH   SOLE   1,713 0 0
iShares Russell (1000 Growth Etf) ETF 464287614 2,419 8,713 SH   SOLE   8,713 0 0
iShares Russell 1000 Value ETF ETF 464287598 1,762 10,618 SH   SOLE   10,618 0 0
iShares Russell 2000 ETF 464287655 354 1,724 SH   SOLE   1,724 0 0
iShares Russell 2000 Growth ETF ETF 464287648 254 993 SH   SOLE   993 0 0
iShares S&P 100 ETF ETF 464287101 1,400 6,715 SH   SOLE   6,715 0 0
iShares S&P 500 ETF ETF 464287408 827 5,311 SH   SOLE   5,311 0 0
iShares S&P 500 Growth ETF ETF 464287309 478 6,256 SH   SOLE   6,256 0 0
iShares S&P Small Cap 600 ETF ETF 464287879 393 3,842 SH   SOLE   3,842 0 0
iShares TR U.S. PFD ETF 464288687 1,186 32,556 SH   SOLE   32,556 0 0
Johnson & Johnson Corp 478160104 867 4,892 SH   SOLE   4,588 0 304
Korn Ferry Intl. Corp 500643200 437 6,717 SH   SOLE   6,717 0 0
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting Class B 535919500 161 10,698 SH   SOLE   10,698 0 0
Lockheed Martin Corp Corp 539830109 771 1,746 SH   SOLE   1,733 0 13
Mastercard Corp 57636Q104 250 699 SH   SOLE   484 0 215
Microchip Technology Corp 595017104 902 12,000 SH   SOLE   12,000 0 0
Microsoft Corp 594918104 1,218 3,951 SH   SOLE   2,861 0 1,090
Nike 'B' Class B 654106103 261 1,933 SH   SOLE   1,791 0 142
Nuveen California Closed End 670651108 164 12,050 SH   SOLE   12,050 0 0
Nvidia Corp 67066G104 2,626 9,623 SH   SOLE   9,164 0 459
Pathfinder Bancp Inc Corp 70319R109 921 43,224 SH   SOLE   43,224 0 0
Pfizer Corp 717081103 974 18,812 SH   SOLE   16,404 0 2,408
Phillips Edison & Co Inc Corp 71844V201 229 6,638 SH   SOLE   6,638 0 0
Proterra Inc Com Corp 74374T109 1,953 259,651 SH   SOLE   259,651 0 0
Schwab International Equity ETF ETF 808524805 571 15,560 SH   SOLE   15,560 0 0
Schwab U.S. Broad Market ETF ETF 808524102 322 6,026 SH   SOLE   6,026 0 0
Schwab US Large Cap Value ETF ETF 808524409 1,280 17,928 SH   SOLE   17,928 0 0
Sector SPDR TR SHS ETF 81369Y605 597 15,577 SH   SOLE   15,577 0 0
Siren ETF TR Divcon Leaders Divid ETF ETF 829658301 220 4,000 SH   SOLE   4,000 0 0
SPDR Dow Jones Indl ETF 78467X109 1,579 4,541 SH   SOLE   4,541 0 0
SPDR Index SHS FDS MSCI Acwi Ex-US ETF ETF 78463X848 1,367 49,665 SH   SOLE   49,665 0 0
SPDR S&P 500 ETF ETF 78462F103 817 1,803 SH   SOLE   1,803 0 0
SPDR S&P Midcap 400 ETF 78467Y107 410 835 SH   SOLE   835 0 0
Star Gas Partners MLP 85512C105 334 30,114 SH   SOLE   0 0 30,114
Target Corp 87612E106 618 2,914 SH   SOLE   2,827 0 87
Technology Select Sector SPDR ETF ETF 81369Y803 666 4,193 SH   SOLE   4,193 0 0
Tesla Motors Corp 88160R101 997 925 SH   SOLE   92 0 833
Thermo Fisher Scientific Corp 883556102 4,413 7,467 SH   SOLE   7,353 0 114
Vanguard FTSE All-World ex-US ETF ETF 922042775 2,189 38,015 SH   SOLE   37,999 0 16
Vanguard FTSE Developed Markets ETF ETF 921943858 576 11,984 SH   SOLE   11,984 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 462 10,016 SH   SOLE   10,016 0 0
Vanguard Group DIV (app Etf) ETF 921908844 1,877 11,578 SH   SOLE   11,578 0 0
Vanguard Large-Cap ETF ETF 922908637 228 1,093 SH   SOLE   1,093 0 0
Vanguard Muni BND Tax Exempt ETF ETF 922907746 499 9,690 SH   SOLE   9,690 0 0
Vanguard REIT Index ETF ETF 922908553 3,359 31,000 SH   SOLE   22,620 0 8,380
Vanguard S&P 500 ETF ETF 922908363 1,358 3,272 SH   SOLE   3,272 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 539 1,955 SH   SOLE   1,955 0 0
Vanguard Small-Cap Value ETF ETF 922908611 5,349 30,403 SH   SOLE   28,325 0 2,078
Vanguard Total Market Index ETF ETF 922908769 7,159 31,443 SH   SOLE   31,373 0 70
Walt Disney Corp 254687106 925 6,744 SH   SOLE   6,389 0 355