The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 276 2,497 SH   SOLE   0 0 2,497
ABBVIE INC COM 00287Y109 1,110 8,270 SH   SOLE   0 0 8,270
ADOBE INC COM 00724F101 293 1,066 SH   SOLE   0 0 1,066
ALLSTATE CORP COM 020002101 201 1,613 SH   SOLE   0 0 1,613
ALPHABET INC CAP STK CL C 02079K107 694 7,220 SH   SOLE   0 0 7,220
ALPHABET INC CAP STK CL A 02079K305 2,774 29,007 SH   SOLE   0 0 29,007
ALTRIA GROUP COM 02209S103 723 17,898 SH   SOLE   0 0 17,898
AMAZON COM COM 023135106 4,998 44,227 SH   SOLE   0 0 44,227
AMERICAN EXPRESS COM 025816109 301 2,229 SH   SOLE   0 0 2,229
AMERN AXLE & MFG HLDGS COM 024061103 75 10,974 SH   SOLE   0 0 10,974
AMGEN INC COM 031162100 2,508 11,125 SH   SOLE   0 0 11,125
APOGEE ENTERPRISES COM 037598109 344 9,000 SH   SOLE   0 0 9,000
APOLLO GLOBAL COM 03769M106 646 13,903 SH   SOLE   0 0 13,903
APPLE INC COM 037833100 26,885 194,536 SH   SOLE   0 0 194,536
APPLIED INDUSTRIAL TECH COM 03820C105 3,114 30,293 SH   SOLE   0 0 30,293
ARK INNOVATION INNOVATION ETF 00214Q104 859 22,776 SH   SOLE   0 0 22,776
AT&T INC COM 00206R102 237 15,441 SH   SOLE   0 0 15,441
BALCHEM CORP COM 057665200 608 5,000 SH   SOLE   0 0 5,000
BANK AMERICA COM 060505104 206 6,811 SH   SOLE   0 0 6,811
BERKSHIRE HATHAWAY CL A 084670108 813 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY CL B NEW 084670702 6,753 25,289 SH   SOLE   0 0 25,289
BIOGEN INC COM 09062X103 304 1,136 SH   SOLE   0 0 1,136
BLACKROCK INC COM 09247X101 409 743 SH   SOLE   0 0 743
BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 6,547 130,902 SH   SOLE   0 0 130,902
BLACKSTONE INC COM 09260D107 1,052 12,570 SH   SOLE   0 0 12,570
BNY MELLON US LRG CP CORE 09661T107 23,193 349,193 SH   SOLE   0 0 349,193
BNY MELLON US MDCP CORE EQT 09661T206 1,347 18,667 SH   SOLE   0 0 18,667
BNY MELLON INTERNATIONL EQT 09661T404 3,073 57,395 SH   SOLE   0 0 57,395
BNY MELLON EMRG MKT EQUIT 09661T503 824 16,737 SH   SOLE   0 0 16,737
BNY MELLON CORE BOND ETF 09661T602 7,758 187,642 SH   SOLE   0 0 187,642
BRISTOL MYERS COM 110122108 619 8,707 SH   SOLE   0 0 8,707
BROADCOM INC COM 11135F101 588 1,324 SH   SOLE   0 0 1,324
CARLYLE GROUP COM 14316J108 482 18,672 SH   SOLE   0 0 18,672
CATERPILLAR INC COM 149123101 532 3,244 SH   SOLE   0 0 3,244
CHEVRON CORP COM 166764100 522 3,635 SH   SOLE   0 0 3,635
CISCO SYSTEMS COM 17275R102 708 17,711 SH   SOLE   0 0 17,711
CMS ENERGY COM 125896100 1,361 23,377 SH   SOLE   0 0 23,377
COCA COLA COMPANY COM 191216100 536 9,577 SH   SOLE   0 0 9,577
COINBASE GLOBAL COM CL A 19260Q107 223 3,462 SH   SOLE   0 0 3,462
COMERICA INC COM 200340107 407 5,730 SH   SOLE   0 0 5,730
CORTEVA INC COM 22052L104 861 15,067 SH   SOLE   0 0 15,067
COSTCO WHOLESALE COM 22160K105 252 534 SH   SOLE   0 0 534
CVS HEALTH COM 126650100 644 6,756 SH   SOLE   0 0 6,756
DANAHER CORP COM 235851102 422 1,635 SH   SOLE   0 0 1,635
DIMENSIONAL INTL INTERNATNAL VAL 25434V807 501 19,446 SH   SOLE   0 0 19,446
DIMENSIONAL US US EQUITY ETF 25434V401 1,360 35,028 SH   SOLE   0 0 35,028
DIMENSIONAL US US TARGETED VLU 25434V609 1,065 27,327 SH   SOLE   0 0 27,327
DIMENSIONAL US US CORE EQUITY 2 25434V708 13,138 590,739 SH   SOLE   0 0 590,739
DIMENSIONAL US US CORE EQT MKT 25434V104 9,380 372,972 SH   SOLE   0 0 372,972
DIMENSIONAL US US MKTWIDE VALUE 25434V724 747 25,211 SH   SOLE   0 0 25,211
DIMENSIONAL WORLD WORLD EX US CORE 25434V880 999 52,868 SH   SOLE   0 0 52,868
DOLLAR GENL COM 256677105 1,223 5,098 SH   SOLE   0 0 5,098
DOW INC COM 260557103 1,189 27,071 SH   SOLE   0 0 27,071
DUPONT DE COM 26614N102 368 7,301 SH   SOLE   0 0 7,301
EATON CORP SHS G29183103 627 4,705 SH   SOLE   0 0 4,705
ELEVANCE HEALTH COM 036752103 285 628 SH   SOLE   0 0 628
ELI LILLY COM 532457108 319 988 SH   SOLE   0 0 988
EXXON MOBIL COM 30231G102 894 10,237 SH   SOLE   0 0 10,237
FIRST MERCHANTS COM 320817109 397 10,258 SH   SOLE   0 0 10,258
FIRST SOLAR COM 336433107 661 5,000 SH   SOLE   0 0 5,000
FORD MOTOR COM 345370860 511 45,602 SH   SOLE   0 0 45,602
FORTINET INC COM 34959E109 361 7,350 SH   SOLE   0 0 7,350
GENERAL MILLS COM 370334104 500 6,520 SH   SOLE   0 0 6,520
GILEAD SCIENCES COM 375558103 347 5,628 SH   SOLE   0 0 5,628
GSX TECHEDU SPONSORED ADS 36257Y109 17 14,129 SH   SOLE   0 0 14,129
HERSHEY COMPANY COM 427866108 355 1,610 SH   SOLE   0 0 1,610
HOME DEPOT COM 437076102 1,015 3,678 SH   SOLE   0 0 3,678
HONEYWELL INTL COM 438516106 2,113 12,652 SH   SOLE   0 0 12,652
INTEL CORP COM 458140100 348 13,501 SH   SOLE   0 0 13,501
INTL BUSINESS COM 459200101 1,998 16,818 SH   SOLE   0 0 16,818
INVESCO EXCHANGE S&P500 LOW VOL 46138E354 244 4,227 SH   SOLE   0 0 4,227
INVESCO NASDAQ NASDAQ 100 ETF 46138G649 229 2,084 SH   SOLE   0 0 2,084
INVESCO QQQ UNIT SER 1 46090E103 2,421 9,057 SH   SOLE   0 0 9,057
INVESCO S&P S&P500 EQL TEC 46137V282 242 1,068 SH   SOLE   0 0 1,068
INVESCO S&P S&P500 EQL WGT 46137V357 221 1,734 SH   SOLE   0 0 1,734
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2,450 30,171 SH   SOLE   0 0 30,171
ISHARES CORE CORE S&P TTL STK 464287150 52,213 656,429 SH   SOLE   0 0 656,429
ISHARES CORE CORE S&P500 ETF 464287200 3,630 10,121 SH   SOLE   0 0 10,121
ISHARES CORE CORE US AGGBD ET 464287226 3,262 33,852 SH   SOLE   0 0 33,852
ISHARES CORE CORE S&P MCP ETF 464287507 981 4,475 SH   SOLE   0 0 4,475
ISHARES CORE CORE S&P SCP ETF 464287804 1,345 15,435 SH   SOLE   0 0 15,435
ISHARES CORE CORE MSCI TOTAL 46432F834 2,034 39,943 SH   SOLE   0 0 39,943
ISHARES CORE CORE MSCI EMKT 46434G103 387 8,994 SH   SOLE   0 0 8,994
ISHARES GOLD ISHARES NEW 464285204 27,092 859,261 SH   SOLE   0 0 859,261
ISHARES MSCI MSCI EAFE ETF 464287465 897 16,025 SH   SOLE   0 0 16,025
ISHARES MSCI EAFE VALUE ETF 464288877 3,481 90,359 SH   SOLE   0 0 90,359
ISHARES NATIONAL NATIONAL MUN 464288414 4,431 43,197 SH   SOLE   0 0 43,197
ISHARES RUSS RUS MDCP VAL ETF 464287473 373 3,885 SH   SOLE   0 0 3,885
ISHARES RUSSELL RUS MID CAP ETF 464287499 323 5,201 SH   SOLE   0 0 5,201
ISHARES RUSSELL RUS 1000 GRW ETF 464287614 561 2,664 SH   SOLE   0 0 2,664
ISHARES RUSSELL RUS 1000 ETF 464287622 1,067 5,408 SH   SOLE   0 0 5,408
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 17,363 134,668 SH   SOLE   0 0 134,668
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,184 10,550 SH   SOLE   0 0 10,550
ISHARES S&P S&P 500 GRWT ETF 464287309 244 4,222 SH   SOLE   0 0 4,222
ISHARES S&P S&P 500 VAL ETF 464287408 378 2,940 SH   SOLE   0 0 2,940
ISHARES S&P S&P MC 400VL ETF 464287705 251 2,790 SH   SOLE   0 0 2,790
ISHARES S&P SP SMCP600VL ETF 464287879 1,155 14,005 SH   SOLE   0 0 14,005
ISHARES SELECT SELECT DIVID ETF 464287168 2,316 21,596 SH   SOLE   0 0 21,596
ISHARES SHORT SHRT NAT MUN ETF 464288158 6,001 58,453 SH   SOLE   0 0 58,453
ISHARES TIPS TIPS BD ETF 464287176 8,766 83,561 SH   SOLE   0 0 83,561
ISHARES U S US TREAS BD ETF 46429B267 223 9,804 SH   SOLE   0 0 9,804
ISHARES U S US HOME CONS ETF 464288752 804 15,450 SH   SOLE   0 0 15,450
JOHNSON & JOHNSON COM 478160104 4,325 26,477 SH   SOLE   0 0 26,477
JPMORGAN CHASE COM 46625H100 356 3,405 SH   SOLE   0 0 3,405
KELLOGG CO COM 487836108 1,381 19,830 SH   SOLE   0 0 19,830
KIMBERLY CLARK COM 494368103 425 3,775 SH   SOLE   0 0 3,775
KKR & CO COM 48251W104 511 11,876 SH   SOLE   0 0 11,876
KLA CORP COM NEW 482480100 629 2,076 SH   SOLE   0 0 2,076
LCI INDS COM 50189K103 1,202 11,844 SH   SOLE   0 0 11,844
LINCOLN NATL CORP IN COM 534187109 227 5,175 SH   SOLE   0 0 5,175
LINDE PLC COM G5494J103 693 2,572 SH   SOLE   0 0 2,572
LOWES COMPANIES COM 548661107 1,358 7,230 SH   SOLE   0 0 7,230
MASTERCARD INC CL A 57636Q104 209 734 SH   SOLE   0 0 734
MCDONALDS CORP COM 580135101 627 2,718 SH   SOLE   0 0 2,718
MCKESSON CORP COM 58155Q103 1,703 5,012 SH   SOLE   0 0 5,012
MERCK & COMPANY COM 58933Y105 1,380 16,024 SH   SOLE   0 0 16,024
METLIFE INC COM 59156R108 327 5,378 SH   SOLE   0 0 5,378
MICRON TECHNOLOGY INC COM 595112103 1,026 20,478 SH   SOLE   0 0 20,478
MICROSOFT CORP COM 594918104 12,917 55,460 SH   SOLE   0 0 55,460
MONDELEZ INTERNATIONAL CL A 609207105 1,150 20,975 SH   SOLE   0 0 20,975
NEXTERA ENERGY COM 65339F101 341 4,345 SH   SOLE   0 0 4,345
NUCOR CORP COM 670346105 548 5,125 SH   SOLE   0 0 5,125
NVIDIA CORP COM 67066G104 569 4,683 SH   SOLE   0 0 4,683
PAYCHEX INC COM 704326107 285 2,540 SH   SOLE   0 0 2,540
PEPSICO INC COM 713448108 2,789 17,082 SH   SOLE   0 0 17,082
PFIZER INC COM 717081103 3,301 75,436 SH   SOLE   0 0 75,436
PHILIP MORRIS COM 718172109 1,130 13,615 SH   SOLE   0 0 13,615
POLARIS INC COM 731068102 214 2,241 SH   SOLE   0 0 2,241
PROCTER & GAMBLE COM 742718109 2,677 21,209 SH   SOLE   0 0 21,209
PRUDENTIAL FINANCIAL COM 744320102 859 10,010 SH   SOLE   0 0 10,010
QORVO INC COM NEW 74736K101 298 3,750 SH   SOLE   0 0 3,750
QUALCOMM INC COM 747525103 786 6,954 SH   SOLE   0 0 6,954
QUEST DIAGNOSTICS COM 74834L100 300 2,448 SH   SOLE   0 0 2,448
SANOFI SPONSORED ADR 80105N105 206 5,413 SH   SOLE   0 0 5,413
SCHWAB AGGREGATE US AGGREGATE B 808524839 3,317 73,211 SH   SOLE   0 0 73,211
SCHWAB EMERGING EMRG MKTEQ ETF 808524706 739 32,988 SH   SOLE   0 0 32,988
SCHWAB INTERMEDIATE INTRM TRM TRES 808524854 489 9,953 SH   SOLE   0 0 9,953
SCHWAB INTL INTL EQTY ETF 808524805 3,462 123,081 SH   SOLE   0 0 123,081
SCHWAB STRATEGIC 1000 INDEX ETF 808524722 689 19,910 SH   SOLE   0 0 19,910
SCHWAB US US BRD MKT ETF 808524102 6,621 157,668 SH   SOLE   0 0 157,668
SCHWAB US US LRG CAP ETF 808524201 1,151 27,175 SH   SOLE   0 0 27,175
SCHWAB US US LCAP VA ETF 808524409 665 11,366 SH   SOLE   0 0 11,366
SCHWAB US US MID-CAP ETF 808524508 653 10,789 SH   SOLE   0 0 10,789
SCHWAB US US SML CAP ETF 808524607 861 22,782 SH   SOLE   0 0 22,782
SCHWAB US US TIPS ETF 808524870 4,533 87,515 SH   SOLE   0 0 87,515
SECTOR FINANCIAL SBI INT-FINL 81369Y605 388 12,791 SH   SOLE   0 0 12,791
SECTOR TECHNOLOGY TECHNOLOGY 81369Y803 693 5,834 SH   SOLE   0 0 5,834
SHYFT GROUP COM 825698103 437 21,381 SH   SOLE   0 0 21,381
SMILEDIRECTCLUB INC CL A COM 83192H106 14 14,933 SH   SOLE   0 0 14,933
SOUTHERN COMPANY COM 842587107 382 5,613 SH   SOLE   0 0 5,613
SPDR DOW UT SER 1 78467X109 637 2,218 SH   SOLE   0 0 2,218
SPDR GOLD GOLD SHS 78463V107 388 2,507 SH   SOLE   0 0 2,507
SPDR S&P TR UNIT 78462F103 4,625 12,947 SH   SOLE   0 0 12,947
SPDR S&P UTSER1 S&PDCRP 78467Y107 887 2,207 SH   SOLE   0 0 2,207
SPDR SERIES S&P HOMEBUILD 78464A888 603 11,030 SH   SOLE   0 0 11,030
STARBUCKS CORP COM 855244109 383 4,543 SH   SOLE   0 0 4,543
STEELCASE INC CL A 858155203 166 25,531 SH   SOLE   0 0 25,531
STRYKER CORP COM 863667101 13,112 64,737 SH   SOLE   0 0 64,737
TARGET CORP COM 87612E106 315 2,126 SH   SOLE   0 0 2,126
TESLA INC COM 88160R101 772 2,909 SH   SOLE   0 0 2,909
TEVA PHARMACEUTICAL SPONSORED ADS 881624209 177 21,950 SH   SOLE   0 0 21,950
TEXAS INSTRUMENTS COM 882508104 320 2,069 SH   SOLE   0 0 2,069
TIZIANA LIFE COM G88912103 16 20,700 SH   SOLE   0 0 20,700
TYSON FOODS CL A 902494103 304 4,616 SH   SOLE   0 0 4,616
U S BANCORP DE COM NEW 902973304 585 14,502 SH   SOLE   0 0 14,502
UBS GROUP SHS H42097107 152 10,460 SH   SOLE   0 0 10,460
UNITED PARCEL CL B 911312106 330 2,046 SH   SOLE   0 0 2,046
UNITEDHEALTH GROUP COM 91324P102 201 398 SH   SOLE   0 0 398
VANGUARD DIVIDEND DIV APP ETF 921908844 1,910 14,136 SH   SOLE   0 0 14,136
VANGUARD ESG ESG US STK ETF 921910733 207 3,287 SH   SOLE   0 0 3,287
VANGUARD EXTENDED EXTEND MKT ETF 922908652 406 3,195 SH   SOLE   0 0 3,195
VANGUARD FSTE FTSE EMR MKT ETF 922042858 8,949 245,235 SH   SOLE   0 0 245,235
VANGUARD FTSE FTSE DEV MKT ETF 921943858 2,116 58,172 SH   SOLE   0 0 58,172
VANGUARD FTSE FTSE SMCAP ETF 922042718 732 7,884 SH   SOLE   0 0 7,884
VANGUARD GROWTH GROWTH ETF 922908736 550 2,569 SH   SOLE   0 0 2,569
VANGUARD HEALTH HEALTH CAR ETF 92204A504 432 1,930 SH   SOLE   0 0 1,930
VANGUARD HIGH HIGH DIV YLD 921946406 6,850 72,202 SH   SOLE   0 0 72,202
VANGUARD INFORMATION INF TECH ETF 92204A702 989 3,219 SH   SOLE   0 0 3,219
VANGUARD INTERMEDIATE INTERMED TERM 921937819 232 3,160 SH   SOLE   0 0 3,160
VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 389 5,138 SH   SOLE   0 0 5,138
VANGUARD INTERNATIONAL INTL HIGH ETF 921946794 390 7,492 SH   SOLE   0 0 7,492
VANGUARD LARGE LARGE CAP ETF 922908637 682 4,167 SH   SOLE   0 0 4,167
VANGUARD MEGA MEGA CAP INDEX 921910873 529 4,237 SH   SOLE   0 0 4,237
VANGUARD MID MCAP VL IDXVIP 922908512 212 1,738 SH   SOLE   0 0 1,738
VANGUARD MID MID CAP ETF 922908629 1,647 8,765 SH   SOLE   0 0 8,765
VANGUARD MORTGAGE MORTG-BACK SEC 92206C771 325 7,212 SH   SOLE   0 0 7,212
VANGUARD MUNICIPAL TAX EXEMPT BD 922907746 239 4,967 SH   SOLE   0 0 4,967
VANGUARD REAL REAL ESTATE ETF 922908553 3,351 41,798 SH   SOLE   0 0 41,798
VANGUARD RUSSELL VNG RUS2000VAL 92206C649 269 2,371 SH   SOLE   0 0 2,371
VANGUARD RUSSELL VNG RUS1000GRW 92206C680 249 4,597 SH   SOLE   0 0 4,597
VANGUARD RUSSELL VNG RUS1000VAL 92206C714 1,241 20,787 SH   SOLE   0 0 20,787
VANGUARD RUSSELL VNG RUS1000IDX 92206C730 337 2,062 SH   SOLE   0 0 2,062
VANGUARD S&P S&P 500 ETF SHS 922908363 24,388 74,283 SH   SOLE   0 0 74,283
VANGUARD SHORT SHORT TRM BOND 921937827 707 9,440 SH   SOLE   0 0 9,440
VANGUARD SHORT STRM INFPROIDX 922020805 228 4,738 SH   SOLE   0 0 4,738
VANGUARD SHORT SHORT TERM TREAS 92206C102 1,110 19,210 SH   SOLE   0 0 19,210
VANGUARD SHORT SHRT TRM CORP BD 92206C409 6,527 87,873 SH   SOLE   0 0 87,873
VANGUARD SMALL SM CP VAL ETF 922908611 37,662 262,638 SH   SOLE   0 0 262,638
VANGUARD SMALL SMALL CP ETF 922908751 852 4,983 SH   SOLE   0 0 4,983
VANGUARD TOTAL VG TL INTL STK F 921909768 19,004 415,213 SH   SOLE   0 0 415,213
VANGUARD TOTAL TOTAL BND MRKT 921937835 10,779 151,107 SH   SOLE   0 0 151,107
VANGUARD TOTAL INTL BD IDX ETF 92203J407 491 10,289 SH   SOLE   0 0 10,289
VANGUARD TOTAL TT WRLD ST ETF 922042742 31,698 401,849 SH   SOLE   0 0 401,849
VANGUARD TOTAL TOTAL STK MKT 922908769 86,158 480,069 SH   SOLE   0 0 480,069
VANGUARD VALUE VALUE ETF 922908744 4,659 37,730 SH   SOLE   0 0 37,730
VIATRIS INC COM 92556V106 137 16,105 SH   SOLE   0 0 16,105
VISA INC COM CL A 92826C839 729 4,102 SH   SOLE   0 0 4,102
WALMART INC COM 931142103 352 2,713 SH   SOLE   0 0 2,713
WALT DISNEY COM DISNEY 254687106 203 2,156 SH   SOLE   0 0 2,156
WHIRLPOOL CORP COM 963320106 270 2,002 SH   SOLE   0 0 2,002
WORLD GOLD SPDR GLD MINIS 98149E303 4,024 122,012 SH   SOLE   0 0 122,012
ZOETIS INC CL A 98978V103 3,605 24,309 SH   SOLE   0 0 24,309
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5,329 247,051 SH   SOLE   0 0 247,051
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,106 23,765 SH   SOLE   0 0 23,765
DIMENSIONAL EMERGING EMGR CRE EQT MNG 25434V302 296 14,744 SH   SOLE   0 0 14,744
SPDR PORTFOLIO PRTFLO S&P500 VL 78464A508 458 13,288 SH   SOLE   0 0 13,288
NEW MTN FIN CORP COM 647551100 137 11,861 SH   SOLE   0 0 11,861