0001776290-21-000002.txt : 20210421 0001776290-21-000002.hdr.sgml : 20210421 20210421162037 ACCESSION NUMBER: 0001776290-21-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210331 FILED AS OF DATE: 20210421 DATE AS OF CHANGE: 20210421 EFFECTIVENESS DATE: 20210421 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 21841762 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001776290 XXXXXXXX 03-31-2021 03-31-2021 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn Chen-Zhang 269.385.5888 Lynn Chen-Zhang Portage MI 04-21-2021 0 128 372780 false INFORMATION TABLE 2 13FXML2021Q1.xml 3M COMPANY COM 88579Y101 257 1333 SH SOLE 0 0 1333 ALIGN TECHNOLOGY COM 016255101 347 641 SH SOLE 0 0 641 ALPHABET INC CAP STK CL C 02079K107 726 351 SH SOLE 0 0 351 ALPHABET INC CAP STK CL A 02079K305 1224 579 SH SOLE 0 0 579 ALTRIA GROUP COM 02209S103 934 18265 SH SOLE 0 0 18265 AMAZON COM COM 023135106 5619 1795 SH SOLE 0 0 1795 AMGEN INC COM 031162100 263 1056 SH SOLE 0 0 1056 ANNALY CAPITAL COM 035710409 188 21907 SH SOLE 0 0 21907 APPLE INC COM 037833100 7648 62125 SH SOLE 0 0 62125 APPLIED MATERIALS COM 038222105 213 1597 SH SOLE 0 0 1597 AT&T INC COM 00206R102 438 14486 SH SOLE 0 0 14486 BERKSHIRE HATHAWAY CL A 084670108 771 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY CL B NEW 084670702 5905 22985 SH SOLE 0 0 22985 BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 1253 24814 SH SOLE 0 0 24814 BNY MELLON US LRG CP CORE 09661T107 3028 40455 SH SOLE 0 0 40455 BRISTOL MYERS COM 110122108 209 3310 SH SOLE 0 0 3310 CATERPILLAR INC COM 149123101 571 2461 SH SOLE 0 0 2461 CHEVRON CORP COM 166764100 290 2768 SH SOLE 0 0 2768 CISCO SYSTEMS COM 17275R102 224 4326 SH SOLE 0 0 4326 CORTEVA INC COM 22052L104 211 4516 SH SOLE 0 0 4516 CUMMINS INC COM 231021106 232 895 SH SOLE 0 0 895 DANAHER CORP COM 235851102 403 1790 SH SOLE 0 0 1790 DOW INC COM 260557103 290 4536 SH SOLE 0 0 4536 DUPONT DE COM 26614N102 227 2932 SH SOLE 0 0 2932 EATON CORP SHS G29183103 587 4244 SH SOLE 0 0 4244 EXXON MOBIL COM 30231G102 441 7900 SH SOLE 0 0 7900 FACEBOOK INC CL A 30303M102 591 1970 SH SOLE 0 0 1970 FORD MOTOR COM 345370860 305 24922 SH SOLE 0 0 24922 GENERAL MILLS COM 370334104 350 5703 SH SOLE 0 0 5703 GENTEX CORP COM 371901109 306 8568 SH SOLE 0 0 8568 HERSHEY COMPANY COM 427866108 254 1607 SH SOLE 0 0 1607 HOME DEPOT COM 437076102 654 2142 SH SOLE 0 0 2142 INTEL CORP COM 458140100 504 7878 SH SOLE 0 0 7878 INTL BUSINESS COM 459200101 352 2645 SH SOLE 0 0 2645 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2854 33093 SH SOLE 0 0 33093 ISHARES CORE CORE US AGGBD ET 464287226 2229 19584 SH SOLE 0 0 19584 ISHARES CORE CORE S&P MCP ETF 464287507 619 2377 SH SOLE 0 0 2377 ISHARES CORE CORE S&P SCP ETF 464287804 869 8005 SH SOLE 0 0 8005 ISHARES CORE CORE S&P TTL STK 464287150 20665 224352 SH SOLE 0 0 224352 ISHARES CORE CORE S&P500 ETF 464287200 2358 5927 SH SOLE 0 0 5927 ISHARES CORE CORE TOTAL USD 46434V613 306 5795 SH SOLE 0 0 5795 ISHARES CORE CORE MSCI TOTAL 46432F834 673 9574 SH SOLE 0 0 9574 ISHARES GOLD ISHARES 464285105 29870 1829662 SH SOLE 0 0 1829662 ISHARES MSCI MSCI EAFE ETF 464287465 757 9973 SH SOLE 0 0 9973 ISHARES MSCI EAFE VALUE ETF 464288877 5056 99049 SH SOLE 0 0 99049 ISHARES NATIONAL NATIONAL MUN 464288414 2948 25404 SH SOLE 0 0 25404 ISHARES RUSS RUS MDCP VAL ETF 464287473 485 4433 SH SOLE 0 0 4433 ISHARES RUSSELL RUS 1000 ETF 464287622 1513 6725 SH SOLE 0 0 6725 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 24122 151339 SH SOLE 0 0 151339 ISHARES RUSSELL RUS MID CAP ETF 464287499 361 4884 SH SOLE 0 0 4884 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2480 10456 SH SOLE 0 0 10456 ISHARES S&P S&P MC 400VL ETF 464287705 284 2790 SH SOLE 0 0 2790 ISHARES S&P SP SMCP600VL ETF 464287879 1476 14654 SH SOLE 0 0 14654 ISHARES S&P S&P 500 VAL ETF 464287408 634 4449 SH SOLE 0 0 4449 ISHARES S&P S&P 500 GRWT ETF 464287309 257 3944 SH SOLE 0 0 3944 ISHARES SELECT SELECT DIVID ETF 464287168 2197 19256 SH SOLE 0 0 19256 ISHARES TIPS TIPS BD ETF 464287176 11157 88884 SH SOLE 0 0 88884 JOHNSON & JOHNSON COM 478160104 841 5116 SH SOLE 0 0 5116 KELLOGG CO COM 487836108 864 13653 SH SOLE 0 0 13653 KIMBERLY CLARK COM 494368103 573 4118 SH SOLE 0 0 4118 LCI INDS COM 50189K103 902 6822 SH SOLE 0 0 6822 LEVEL ONE COM 52730D208 477 18500 SH SOLE 0 0 18500 LINDE PLC COM G5494J103 673 2403 SH SOLE 0 0 2403 LOWES COMPANIES COM 548661107 216 1135 SH SOLE 0 0 1135 MCDONALDS CORP COM 580135101 279 1244 SH SOLE 0 0 1244 MERCK & COMPANY COM 58933Y105 319 4136 SH SOLE 0 0 4136 MICROSOFT CORP COM 594918104 2647 11067 SH SOLE 0 0 11067 MONDELEZ INTERNATIONAL CL A 609207105 705 12051 SH SOLE 0 0 12051 NETFLIX INC COM 64110L106 652 1249 SH SOLE 0 0 1249 NORFOLK SOUTHERN COM 655844108 241 898 SH SOLE 0 0 898 PARKER-HANNIFIN CORP COM 701094104 203 644 SH SOLE 0 0 644 PEPSICO INC COM 713448108 775 5481 SH SOLE 0 0 5481 PFIZER INC COM 717081103 1236 33483 SH SOLE 0 0 33483 PHILIP MORRIS COM 718172109 1248 14069 SH SOLE 0 0 14069 PROCTER & GAMBLE COM 742718109 2017 14897 SH SOLE 0 0 14897 QUEST DIAGNOSTICS COM 74834L100 506 3943 SH SOLE 0 0 3943 R1 RCM COM 749397105 294 11900 SH SOLE 0 0 11900 SCHWAB AGGREGATE US AGGREGATE B 808524839 735 13622 SH SOLE 0 0 13622 SCHWAB INTL INTL EQTY ETF 808524805 505 13413 SH SOLE 0 0 13413 SCHWAB US US BRD MKT ETF 808524102 3618 36844 SH SOLE 0 0 36844 SCHWAB US US TIPS ETF 808524870 1030 16809 SH SOLE 0 0 16809 SCHWAB US US LRG CAP ETF 808524201 272 2836 SH SOLE 0 0 2836 SHYFT GROUP COM 825698103 1539 41378 SH SOLE 0 0 41378 SMILEDIRECTCLUB INC CL A COM 83192H106 274 26600 SH SOLE 0 0 26600 SPDR DOW UT SER 1 78467X109 371 1123 SH SOLE 0 0 1123 SPDR GOLD GOLD SHS 78463V107 322 2010 SH SOLE 0 0 2010 SPDR S&P TR UNIT 78462F103 4723 11851 SH SOLE 0 0 11851 STARBUCKS CORP COM 855244109 419 3834 SH SOLE 0 0 3834 STATE STREET COM 857477103 255 3041 SH SOLE 0 0 3041 STEELCASE INC CL A 858155203 425 29531 SH SOLE 0 0 29531 STRYKER CORP COM 863667101 14665 59840 SH SOLE 0 0 59840 TESLA INC COM 88160R101 416 623 SH SOLE 0 0 623 TEVA PHARMACEUTICAL SPONSORED ADS 881624209 156 13500 SH SOLE 0 0 13500 U S BANCORP DE COM NEW 902973304 245 4426 SH SOLE 0 0 4426 VANGUARD DIVIDEND DIV APP ETF 921908844 1576 10628 SH SOLE 0 0 10628 VANGUARD EXTENDED EXTEND MKT ETF 922908652 325 1816 SH SOLE 0 0 1816 VANGUARD FSTE FTSE EMR MKT ETF 922042858 7028 134986 SH SOLE 0 0 134986 VANGUARD FTSE FTSE DEV MKT ETF 921943858 1303 26389 SH SOLE 0 0 26389 VANGUARD FTSE FTSE SMCAP ETF 922042718 847 6522 SH SOLE 0 0 6522 VANGUARD GROWTH GROWTH ETF 922908736 619 2410 SH SOLE 0 0 2410 VANGUARD HEALTH HEALTH CAR ETF 92204A504 295 1290 SH SOLE 0 0 1290 VANGUARD HIGH HIGH DIV YLD 921946406 534 5217 SH SOLE 0 0 5217 VANGUARD INFORMATION INF TECH ETF 92204A702 936 2611 SH SOLE 0 0 2611 VANGUARD LARGE LARGE CAP ETF 922908637 395 2134 SH SOLE 0 0 2134 VANGUARD MID MID CAP ETF 922908629 1033 4669 SH SOLE 0 0 4669 VANGUARD MID MCAP VL IDXVIP 922908512 350 2592 SH SOLE 0 0 2592 VANGUARD MUNICIPAL TAX EXEMPT BD 922907746 2458 44994 SH SOLE 0 0 44994 VANGUARD REAL REAL ESTATE ETF 922908553 2165 23409 SH SOLE 0 0 23409 VANGUARD RUSSELL VNG RUS1000VAL 92206C714 1174 8834 SH SOLE 0 0 8834 VANGUARD RUSSELL VNG RUS2000VAL 92206C649 535 3827 SH SOLE 0 0 3827 VANGUARD S&P S&P 500 ETF SHS 922908363 12813 34983 SH SOLE 0 0 34983 VANGUARD S&P 500 GRTH IDX F 921932505 218 926 SH SOLE 0 0 926 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 230 2705 SH SOLE 0 0 2705 VANGUARD SHORT SHORT TRM BOND 921937827 928 11284 SH SOLE 0 0 11284 VANGUARD SHORT SHORT TERM TREAS 92206C102 270 4394 SH SOLE 0 0 4394 VANGUARD SHORT STRM INFPROIDX 922020805 297 5756 SH SOLE 0 0 5756 VANGUARD SMALL SM CP VAL ETF 922908611 41367 249688 SH SOLE 0 0 249688 VANGUARD TOTAL TOTAL BND MRKT 921937835 2792 32832 SH SOLE 0 0 32832 VANGUARD TOTAL INTL BD IDX ETF 92203J407 211 3687 SH SOLE 0 0 3687 VANGUARD TOTAL TT WRLD ST ETF 922042742 11243 115282 SH SOLE 0 0 115282 VANGUARD TOTAL TOTAL STK MKT 922908769 71372 344482 SH SOLE 0 0 344482 VANGUARD TOTAL VG TL INTL STK F 921909768 4902 77861 SH SOLE 0 0 77861 VANGUARD VALUE VALUE ETF 922908744 3590 27260 SH SOLE 0 0 27260 VISA INC COM CL A 92826C839 563 2661 SH SOLE 0 0 2661 WALMART INC COM 931142103 262 1929 SH SOLE 0 0 1929 WALT DISNEY COM DISNEY 254687106 314 1703 SH SOLE 0 0 1703 WORLD GOLD SPDR GLD MINIS 98149E204 3077 179673 SH SOLE 0 0 179673 ZOETIS INC CL A 98978V103 1135 6966 SH SOLE 0 0 6966