Chief Compliance Officer

0001085146-22-003706.txt : 20221102 0001085146-22-003706.hdr.sgml : 20221102 20221101175857 ACCESSION NUMBER: 0001085146-22-003706 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221102 DATE AS OF CHANGE: 20221101 EFFECTIVENESS DATE: 20221102 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Waterfront Wealth Inc. CENTRAL INDEX KEY: 0001775210 IRS NUMBER: 454998452 STATE OF INCORPORATION: KS FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20796 FILM NUMBER: 221351733 BUSINESS ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 BUSINESS PHONE: 9139515800 MAIL ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001775210 XXXXXXXX 09-30-2022 09-30-2022 false Waterfront Wealth Inc.

6711 W 121ST STREET SUITE 200 OVERLAND PARK KS 66209

13F HOLDINGS REPORT 028-20796 N Roger Ratzlaff Chief Compliance Officer 913-981-5800 /s/Roger Ratzlaff Overland Park KS 11-01-2022 0 241 262822 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABBVIE INC COM 00287Y109 796 5199 SH SOLE 0 0 5199 ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 1933 260373 SH SOLE 0 0 260373 ADAMS DIVERSIFIED EQUITY FD COM 006212104 4984 320224 SH SOLE 0 0 320224 ADEIA INC COMMON STOCK 00676P107 486 43939 SH SOLE 0 0 43939 AFLAC INC COM 001055102 213 3380 SH SOLE 0 0 3380 ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 768 81143 SH SOLE 0 0 81143 ALLSCRIPTS HEALTHCARE SOLUTN COM 01988P108 776 52216 SH SOLE 0 0 52216 ALLY FINL INC COM 02005N100 2451 88848 SH SOLE 0 0 88848 ALPHABET INC CAP STK CL A 02079K305 2701 28760 SH SOLE 0 0 28760 ALPHABET INC CAP STK CL C 02079K107 311 3320 SH SOLE 0 0 3320 AMARIN CORP PLC SPONS ADR NEW 023111206 241 206080 SH SOLE 0 0 206080 AMAZON COM INC COM 023135106 1493 13138 SH SOLE 0 0 13138 AMEREN CORP COM 023608102 631 7804 SH SOLE 0 0 7804 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2330 50531 SH SOLE 0 0 50531 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2802 57048 SH SOLE 0 0 57048 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 513 10056 SH SOLE 0 0 10056 AMERICAN CENTY ETF TR US EQT ETF 025072885 1044 15266 SH SOLE 0 0 15266 AMERICAN CENTY ETF TR US SML CP VALU 025072877 2506 33058 SH SOLE 0 0 33058 AMERICAN EXPRESS CO COM 025816109 692 4646 SH SOLE 0 0 4646 AON PLC SHS CL A G0403H108 585 2062 SH SOLE 0 0 2062 APOLLO GLOBAL MGMT INC COM 03769M106 410 7453 SH SOLE 0 0 7453 APPLE INC COM 037833100 7246 49061 SH SOLE 0 0 49061 ASLAN PHARMACEUTICALS LTD ADS 04522R101 156 360500 SH SOLE 0 0 360500 AT&T INC COM 00206R102 415 22911 SH SOLE 0 0 22911 ATLAS AIR WORLDWIDE HLDGS IN COM NEW 049164205 429 4251 SH SOLE 0 0 4251 AUTODESK INC COM 052769106 999 4634 SH SOLE 0 0 4634 BAIDU INC SPON ADR REP A 056752108 666 8016 SH SOLE 0 0 8016 BANCO SANTANDER S.A. ADR 05964H105 538 204409 SH SOLE 0 0 204409 BANK NEW YORK MELLON CORP COM 064058100 442 10564 SH SOLE 0 0 10564 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9587 32792 SH SOLE 0 0 32792 BK OF AMERICA CORP COM 060505104 784 21619 SH SOLE 0 0 21619 BLACKROCK CORE BD TR SHS BEN INT 09249E101 455 45165 SH SOLE 0 0 45165 BLACKROCK CR ALLOCATION INCO COM 092508100 1476 150953 SH SOLE 0 0 150953 BLACKROCK ENHANCED EQUITY DI COM 09251A104 2944 331519 SH SOLE 0 0 331519 BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 3779 797215 SH SOLE 0 0 797215 BLACKROCK FLOATING RATE INC COM 091941104 998 91518 SH SOLE 0 0 91518 BLACKROCK FLOATING RATE INCO COM 09255X100 447 39839 SH SOLE 0 0 39839 BLACKROCK HEALTH SCIENCES TR COM 09250W107 319 7739 SH SOLE 0 0 7739 BLACKROCK INC COM 09247X101 1122 1715 SH SOLE 0 0 1715 BLACKROCK LTD DURATION INCOM COM SHS 09249W101 3284 264851 SH SOLE 0 0 264851 BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 2438 119853 SH SOLE 0 0 119853 BLACKSTONE INC COM 09260D107 1054 11100 SH SOLE 0 0 11100 BOEING CO COM 097023105 242 1704 SH SOLE 0 0 1704 BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 3433 84579 SH SOLE 0 0 84579 BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 435 14812 SH SOLE 0 0 14812 BRUNSWICK CORP COM 117043109 337 4825 SH SOLE 0 0 4825 BUNGE LIMITED COM G16962105 798 7982 SH SOLE 0 0 7982 CANADIAN NAT RES LTD COM 136385101 576 9428 SH SOLE 0 0 9428 CANADIAN PAC RY LTD COM 13645T100 1489 19967 SH SOLE 0 0 19967 CANADIAN SOLAR INC COM 136635109 1174 36645 SH SOLE 0 0 36645 CARLYLE GROUP INC COM 14316J108 814 28440 SH SOLE 0 0 28440 CARTERS INC COM 146229109 449 6089 SH SOLE 0 0 6089 CBRE GROUP INC CL A 12504L109 244 3475 SH SOLE 0 0 3475 CELESTICA INC SUB VTG SHS 15101Q108 1126 104148 SH SOLE 0 0 104148 CHENIERE ENERGY INC COM NEW 16411R208 258 1500 SH SOLE 0 0 1500 CHEVRON CORP NEW COM 166764100 1094 6073 SH SOLE 0 0 6073 CHORD ENERGY CORPORATION COM NEW 674215207 252 1607 SH SOLE 0 0 1607 CIGNA CORP NEW COM 125523100 1123 3526 SH SOLE 0 0 3526 CISCO SYS INC COM 17275R102 714 15868 SH SOLE 0 0 15868 CITIGROUP INC COM NEW 172967424 346 7522 SH SOLE 0 0 7522 COCA COLA CO COM 191216100 784 13141 SH SOLE 0 0 13141 COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 677 10921 SH SOLE 0 0 10921 COLGATE PALMOLIVE CO COM 194162103 265 3573 SH SOLE 0 0 3573 COMMERCE BANCSHARES INC COM 200525103 9194 133231 SH SOLE 0 0 133231 CONDUENT INC COM 206787103 1058 268921 SH SOLE 0 0 268921 CONOCOPHILLIPS COM 20825C104 293 2276 SH SOLE 0 0 2276 CONSTELLATION BRANDS INC CL A 21036P108 933 3887 SH SOLE 0 0 3887 CRITEO S A SPONS ADS 226718104 1570 61779 SH SOLE 0 0 61779 CROSSFIRST BANKSHARES INC COM 22766M109 208 15150 SH SOLE 0 0 15150 CROWN HLDGS INC COM 228368106 355 5020 SH SOLE 0 0 5020 CUMMINS INC COM 231021106 251 1043 SH SOLE 0 0 1043 DAQO NEW ENERGY CORP SPNSRD ADS NEW 23703Q203 988 19886 SH SOLE 0 0 19886 DEUTSCHE BANK A G NAMEN AKT D18190898 414 41821 SH SOLE 0 0 41821 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 320 11387 SH SOLE 0 0 11387 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1598 65808 SH SOLE 0 0 65808 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 222 6654 SH SOLE 0 0 6654 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 939 18186 SH SOLE 0 0 18186 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 523 26180 SH SOLE 0 0 26180 DISNEY WALT CO COM 254687106 841 7892 SH SOLE 0 0 7892 DOMINION ENERGY INC COM 25746U109 628 9272 SH SOLE 0 0 9272 DROPBOX INC CL A 26210C104 468 21501 SH SOLE 0 0 21501 EATON VANCE TAX-MANAGED GLOB COM 27829F108 146 18648 SH SOLE 0 0 18648 ELECTRONIC ARTS INC COM 285512109 656 5075 SH SOLE 0 0 5075 ELEVANCE HEALTH INC COM 036752103 831 1555 SH SOLE 0 0 1555 EMBRAER S.A. SPONSORED ADS 29082A107 524 53463 SH SOLE 0 0 53463 EMERSON ELEC CO COM 291011104 726 8351 SH SOLE 0 0 8351 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 502 40093 SH SOLE 0 0 40093 ENTERPRISE PRODS PARTNERS L COM 293792107 776 30519 SH SOLE 0 0 30519 EVERGY INC COM 30034W106 389 6441 SH SOLE 0 0 6441 EXXON MOBIL CORP COM 30231G102 1544 14245 SH SOLE 0 0 14245 FIRST CTZNS BANCSHARES INC N CL A 31946M103 235 272 SH SOLE 0 0 272 FIRST MERCHANTS CORP COM 320817109 1094 24631 SH SOLE 0 0 24631 FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 530 11789 SH SOLE 0 0 11789 FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 2797 105066 SH SOLE 0 0 105066 FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 220 3730 SH SOLE 0 0 3730 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 2819 38660 SH SOLE 0 0 38660 FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 1435 30216 SH SOLE 0 0 30216 FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 276 5910 SH SOLE 0 0 5910 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 728 16780 SH SOLE 0 0 16780 FIRST TR MORNINGSTAR DIVID L SHS 336917109 284 7885 SH SOLE 0 0 7885 FIRST TR VALUE LINE DIVID IN SHS 33734H106 337 8774 SH SOLE 0 0 8774 FLEX LTD ORD Y2573F102 306 15843 SH SOLE 0 0 15843 FORD MTR CO DEL COM 345370860 238 18423 SH SOLE 0 0 18423 FRANKLIN STR PPTYS CORP COM 35471R106 46 17144 SH SOLE 0 0 17144 GABELLI DIVID & INCOME TR COM 36242H104 249 12219 SH SOLE 0 0 12219 GARMIN LTD SHS H2906T109 237 2740 SH SOLE 0 0 2740 GATOS SILVER INC COM 368036109 39 11000 SH SOLE 0 0 11000 GENERAL MTRS CO COM 37045V100 2163 56404 SH SOLE 0 0 56404 GOLDMAN SACHS GROUP INC COM 38141G104 262 769 SH SOLE 0 0 769 HANESBRANDS INC COM 410345102 990 133634 SH SOLE 0 0 133634 HARMONIC INC COM 413160102 607 39443 SH SOLE 0 0 39443 HESS CORP COM 42809H107 486 3358 SH SOLE 0 0 3358 HEWLETT PACKARD ENTERPRISE C COM 42824C109 2034 143205 SH SOLE 0 0 143205 HILTON WORLDWIDE HLDGS INC COM 43300A203 690 5137 SH SOLE 0 0 5137 HOME DEPOT INC COM 437076102 244 835 SH SOLE 0 0 835 HONEYWELL INTL INC COM 438516106 241 1214 SH SOLE 0 0 1214 HOOKER FURNISHINGS CORPORATI COM 439038100 457 31647 SH SOLE 0 0 31647 HUDBAY MINERALS INC COM 443628102 73 17588 SH SOLE 0 0 17588 IMPINJ INC COM 453204109 1052 9585 SH SOLE 0 0 9585 INGERSOLL RAND INC COM 45687V106 400 8102 SH SOLE 0 0 8102 INTEL CORP COM 458140100 856 31531 SH SOLE 0 0 31531 INTERCONTINENTAL EXCHANGE IN COM 45866F104 682 7084 SH SOLE 0 0 7084 INTERNATIONAL BUSINESS MACHS COM 459200101 1606 11815 SH SOLE 0 0 11815 INVESCO QQQ TR UNIT SER 1 46090E103 239 861 SH SOLE 0 0 861 ISHARES TR CORE DIV GRWTH 46434V621 234 4815 SH SOLE 0 0 4815 ISHARES TR CORE S&P500 ETF 464287200 547 1419 SH SOLE 0 0 1419 ISHARES TR MSCI EURO FL ETF 464289180 3711 240176 SH SOLE 0 0 240176 ISHARES TR MSCI INDIA ETF 46429B598 229 5433 SH SOLE 0 0 5433 ISHARES TR RUS 1000 ETF 464287622 413 1948 SH SOLE 0 0 1948 ISHARES TR RUS 1000 GRW ETF 464287614 740 3334 SH SOLE 0 0 3334 ISHARES TR RUS 1000 VAL ETF 464287598 496 3334 SH SOLE 0 0 3334 ISHARES TR RUS MID CAP ETF 464287499 217 3224 SH SOLE 0 0 3224 JAPAN SMALLER CAPITALIZATION COM 47109U104 72 12400 SH SOLE 0 0 12400 JAZZ PHARMACEUTICALS PLC SHS USD G50871105 931 6567 SH SOLE 0 0 6567 JEFFERIES FINL GROUP INC COM 47233W109 6680 195321 SH SOLE 0 0 195321 JOHNSON & JOHNSON COM 478160104 632 3653 SH SOLE 0 0 3653 JPMORGAN CHASE & CO COM 46625H100 955 7596 SH SOLE 0 0 7596 KELLOGG CO COM 487836108 393 5221 SH SOLE 0 0 5221 KKR & CO INC COM 48251W104 2679 54687 SH SOLE 0 0 54687 KNOWLES CORP COM 49926D109 201 15394 SH SOLE 0 0 15394 KRAFT HEINZ CO COM 500754106 694 18302 SH SOLE 0 0 18302 KROGER CO COM 501044101 681 14878 SH SOLE 0 0 14878 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1602 161795 SH SOLE 0 0 161795 LABORATORY CORP AMER HLDGS COM NEW 50540R409 208 953 SH SOLE 0 0 953 LAS VEGAS SANDS CORP COM 517834107 615 17227 SH SOLE 0 0 17227 LEAR CORP COM NEW 521865204 320 2326 SH SOLE 0 0 2326 LILLY ELI & CO COM 532457108 1285 3571 SH SOLE 0 0 3571 LOWES COS INC COM 548661107 599 3080 SH SOLE 0 0 3080 MACYS INC COM 55616P104 2244 107015 SH SOLE 0 0 107015 MARVELL TECHNOLOGY INC COM 573874104 523 12560 SH SOLE 0 0 12560 MASTERCARD INCORPORATED CL A 57636Q104 668 2079 SH SOLE 0 0 2079 MCDONALDS CORP COM 580135101 591 2218 SH SOLE 0 0 2218 MERCK & CO INC COM 58933Y105 261 2586 SH SOLE 0 0 2586 MICROCHIP TECHNOLOGY INC. COM 595017104 620 9865 SH SOLE 0 0 9865 MICRON TECHNOLOGY INC COM 595112103 1744 31703 SH SOLE 0 0 31703 MICROSOFT CORP COM 594918104 2980 12989 SH SOLE 0 0 12989 MONDELEZ INTL INC CL A 609207105 449 7409 SH SOLE 0 0 7409 MORGAN STANLEY COM NEW 617446448 1035 12583 SH SOLE 0 0 12583 MOTOROLA SOLUTIONS INC COM NEW 620076307 693 2845 SH SOLE 0 0 2845 NAUTILUS INC COM 63910B102 145 82774 SH SOLE 0 0 82774 NAVIENT CORPORATION COM 63938C108 199 13599 SH SOLE 0 0 13599 NETFLIX INC COM 64110L106 828 2729 SH SOLE 0 0 2729 NEXTERA ENERGY INC COM 65339F101 212 2764 SH SOLE 0 0 2764 NOKIA CORP SPONSORED ADR 654902204 1254 280866 SH SOLE 0 0 280866 NORTHROP GRUMMAN CORP COM 666807102 339 638 SH SOLE 0 0 638 NUVEEN PFD & INCOME SECS FD COM 67072C105 268 40023 SH SOLE 0 0 40023 ORACLE CORP COM 68389X105 554 7344 SH SOLE 0 0 7344 ORANGE SPONSORED ADR 684060106 1159 122892 SH SOLE 0 0 122892 OREILLY AUTOMOTIVE INC COM 67103H107 1167 1442 SH SOLE 0 0 1442 PAYPAL HLDGS INC COM 70450Y103 645 7219 SH SOLE 0 0 7219 PEPSICO INC COM 713448108 714 3971 SH SOLE 0 0 3971 PFIZER INC COM 717081103 503 10958 SH SOLE 0 0 10958 PHILIP MORRIS INTL INC COM 718172109 968 10758 SH SOLE 0 0 10758 PIMCO ETF TR ACTIVE BD ETF 72201R775 685 7732 SH SOLE 0 0 7732 PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 129 10540 SH SOLE 0 0 10540 PNC FINL SVCS GROUP INC COM 693475105 637 3885 SH SOLE 0 0 3885 PROCTER AND GAMBLE CO COM 742718109 316 2383 SH SOLE 0 0 2383 PROGRESSIVE CORP COM 743315103 1026 8134 SH SOLE 0 0 8134 PROSHARES TR LARGE CAP CRE 74347R248 4666 101671 SH SOLE 0 0 101671 QCR HOLDINGS INC COM 74727A104 352 6854 SH SOLE 0 0 6854 QUALCOMM INC COM 747525103 230 1926 SH SOLE 0 0 1926 RAYTHEON TECHNOLOGIES CORP COM 75513E101 662 7143 SH SOLE 0 0 7143 REDWOOD TRUST INC NOTE 4.750% 8/1 758075AC9 189 198000 PRN SOLE 0 0 198000 REGAL REXNORD CORPORATION COM 758750103 237 1680 SH SOLE 0 0 1680 RESTAURANT BRANDS INTL INC COM 76131D103 371 6277 SH SOLE 0 0 6277 ROYCE VALUE TR INC COM 780910105 3962 285686 SH SOLE 0 0 285686 SABRA HEALTH CARE REIT INC COM 78573L106 822 60708 SH SOLE 0 0 60708 SANOFI SPONSORED ADR 80105N105 1039 24740 SH SOLE 0 0 24740 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 365 16561 SH SOLE 0 0 16561 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 276 9166 SH SOLE 0 0 9166 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1159 24444 SH SOLE 0 0 24444 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 255 10781 SH SOLE 0 0 10781 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2592 95508 SH SOLE 0 0 95508 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1725 60255 SH SOLE 0 0 60255 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 201 3460 SH SOLE 0 0 3460 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 309 4794 SH SOLE 0 0 4794 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1465 22262 SH SOLE 0 0 22262 SCHWAB STRATEGIC TR US REIT ETF 808524847 230 12100 SH SOLE 0 0 12100 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 389 9365 SH SOLE 0 0 9365 SERITAGE GROWTH PPTYS CL A 81752R100 460 44297 SH SOLE 0 0 44297 SHERWIN WILLIAMS CO COM 824348106 470 2099 SH SOLE 0 0 2099 SOUTHERN CO COM 842587107 493 7449 SH SOLE 0 0 7449 SPDR S&P 500 ETF TR TR UNIT 78462F103 2612 6802 SH SOLE 0 0 6802 SPDR SER TR S&P BIOTECH 78464A870 397 4854 SH SOLE 0 0 4854 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1059 26684 SH SOLE 0 0 26684 STARBUCKS CORP COM 855244109 325 3793 SH SOLE 0 0 3793 SUZANO S A SPON ADS 86959K105 1745 175544 SH SOLE 0 0 175544 TELEFONICA BRASIL SA NEW ADR 87936R205 1230 160795 SH SOLE 0 0 160795 TEMPLETON EMERGING MKTS INCO COM 880192109 2107 459041 SH SOLE 0 0 459041 TEREX CORP NEW COM 880779103 1107 29865 SH SOLE 0 0 29865 TESLA INC COM 88160R101 852 3773 SH SOLE 0 0 3773 TORTOISE PWR & ENERGY INFRAS COM 89147X104 163 12000 SH SOLE 0 0 12000 TRACTOR SUPPLY CO COM 892356106 651 3018 SH SOLE 0 0 3018 TRI POINTE HOMES INC COM 87265H109 1230 71085 SH SOLE 0 0 71085 UNION PAC CORP COM 907818108 2307 11568 SH SOLE 0 0 11568 UNITED PARCEL SERVICE INC CL B 911312106 7087 41743 SH SOLE 0 0 41743 UNITEDHEALTH GROUP INC COM 91324P102 849 1559 SH SOLE 0 0 1559 UNUM GROUP COM 91529Y106 1137 25228 SH SOLE 0 0 25228 V F CORP COM 918204108 539 19071 SH SOLE 0 0 19071 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 341 4552 SH SOLE 0 0 4552 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 371 7704 SH SOLE 0 0 7704 VANGUARD INDEX FDS GROWTH ETF 922908736 1178 5296 SH SOLE 0 0 5296 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4439 12577 SH SOLE 0 0 12577 VANGUARD INDEX FDS SMALL CP ETF 922908751 364 1949 SH SOLE 0 0 1949 VANGUARD INDEX FDS TOTAL STK MKT 922908769 310 1607 SH SOLE 0 0 1607 VANGUARD INDEX FDS VALUE ETF 922908744 1329 9713 SH SOLE 0 0 9713 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1475 40872 SH SOLE 0 0 40872 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6180 106233 SH SOLE 0 0 106233 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2778 36784 SH SOLE 0 0 36784 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1184 30345 SH SOLE 0 0 30345 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 287 2716 SH SOLE 0 0 2716 VERIZON COMMUNICATIONS INC COM 92343V104 328 8950 SH SOLE 0 0 8950 VIATRIS INC COM 92556V106 1345 133887 SH SOLE 0 0 133887 VISA INC COM CL A 92826C839 776 3774 SH SOLE 0 0 3774 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 818 70276 SH SOLE 0 0 70276 WALMART INC COM 931142103 700 4969 SH SOLE 0 0 4969 WISDOMTREE TR EMG MKTS SMCAP 97717W281 911 22746 SH SOLE 0 0 22746 WISDOMTREE TR INTL SMCAP DIV 97717W760 1700 31720 SH SOLE 0 0 31720 WISDOMTREE TR US SMALLCAP DIVD 97717W604 1192 41323 SH SOLE 0 0 41323 XPERI INC COMMON STOCK 98423J101 237 17503 SH SOLE 0 0 17503 ZIMMER BIOMET HOLDINGS INC COM 98956P102 850 7590 SH SOLE 0 0 7590