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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN PHYSICAL GOLD SHARES COM 00326A104   7,263,000 326,867 SH   SOLE   326,867 0 0
FRANKLIN FTSE JAPAN ETF COM 35473P744   7,076,000 246,022 SH   SOLE   246,022 0 0
INVESCO QQQ TR UNIT SER 1 COM 46090E103   7,924,000 16,539 SH   SOLE   16,539 0 0
ISHARES CORE MSCI EAFE ETF COM 46432F842   14,058,000 193,535 SH   SOLE   193,535 0 0
ISHARES CORE MSCI EMERGING MAR COM 46434G103   3,559,000 66,495 SH   SOLE   66,495 0 0
ISHARES CORE S&P SMALL CAP ETF COM 464287804   10,527,000 98,696 SH   SOLE   98,696 0 0
ISHARES CORE US AGGREGATE BOND COM 464287226   46,725,000 481,349 SH   SOLE   481,349 0 0
ISHARES NATIONAL MUNI BOND ETF COM 464288414   22,714,000 213,180 SH   SOLE   213,180 0 0
ISHARES TR 7 10 YR TRSY BD COM 464287440   5,037,000 53,784 SH   SOLE   53,784 0 0
SPDR PORTFOLIO S&P 500 ETF COM 78464A854   7,670,000 119,849 SH   SOLE   119,849 0 0
SPDR SER TR PORTFOLIO S&P 600 COM 78468R853   7,100,000 170,965 SH   SOLE   170,965 0 0
VANGUARD EUROPEAN STOCK INDEX COM 922042874   7,123,000 106,684 SH   SOLE   106,684 0 0
VANGUARD S&P 500 INDEX ETF COM 922908363   190,960,000 381,821 SH   SOLE   381,821 0 0
VANGUARD S-T CORP BOND ETF COM 92206C409   42,543,000 550,538 SH   SOLE   550,538 0 0