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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   7,248,744 289,371 SH   SOLE   289,371 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   7,115,299 13,918 SH   SOLE   13,918 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   7,194,182 77,817 SH   SOLE   77,817 0 0
ISHARES TR CORE MSCI EAFE 46432F842   12,252,615 174,340 SH   SOLE   174,340 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,025,522 57,938 SH   SOLE   57,938 0 0
ISHARES TR CORE S&P SCP ETF 464287804   11,204,915 97,248 SH   SOLE   97,248 0 0
ISHARES TR CORE US AGGBD ET 464287226   51,135,196 527,711 SH   SOLE   527,711 0 0
ISHARES TR IBOXX HI YD ETF 464288513   7,221,958 91,824 SH   SOLE   91,824 0 0
ISHARES TR NATIONAL MUN ETF 464288414   27,356,926 256,752 SH   SOLE   256,752 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   11,716,114 128,143 SH   SOLE   128,143 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   7,174,724 104,072 SH   SOLE   104,072 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   3,238,148 72,087 SH   SOLE   72,087 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   266,479,262 494,570 SH   SOLE   494,570 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   63,327,036 811,781 SH   SOLE   811,781 0 0