The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 685,552 6,009,395 SH   SOLE   6,009,395 0 0
SPDR GOLD SHARES ETF 78463V107 343,976 2,012,024 SH   SOLE   2,012,024 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739 285,347 2,456,926 SH   SOLE   2,456,926 0 0
ISHARES TIPS BOND ETF ETF 464287176 101,316 784,178 SH   SOLE   784,178 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,532,801 30,019,614 SH   SOLE   30,019,614 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1,850,204 7,663,203 SH   SOLE   7,663,203 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 682,680 13,802,677 SH   SOLE   13,802,677 0 0