The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 627,611 5,465,564 SH   SOLE   5,465,564 0 0
SPDR GOLD SHARES ETF 78463V107 309,298 1,883,437 SH   SOLE   1,883,437 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739 240,629 2,350,126 SH   SOLE   2,350,126 0 0
ISHARES TIPS BOND ETF ETF 464287176 93,115 729,226 SH   SOLE   729,226 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,362,230 26,980,196 SH   SOLE   26,980,196 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1,620,576 7,297,921 SH   SOLE   7,297,921 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 605,866 12,114,893 SH   SOLE   12,114,893 0 0