The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A G C O Corp COM 001084102   1,407 11 SH   SOLE   0 0 11
A T & T Inc New COM 00206R102   23,011 1,532 SH   SOLE   0 0 1,532
Academy Sports & Outdoor COM 00402L107   26,041 551 SH   SOLE   0 0 551
Accenture Ltd Cl A COM G1150G111   4,607 15 SH   SOLE   0 0 15
Acres Coml Rlty Corp COM 00489Q102   66 8 SH   SOLE   0 0 8
Aecom COM 00766T100   378,330 4,556 SH   SOLE   0 0 4,556
Aeva Technologies Inc COM 00835Q103   38 50 SH   SOLE   0 0 50
Agilent Technologies Inc COM 00846U101   33,099 296 SH   SOLE   0 0 296
Airgain Incorporarated COM 00938A104   367 100 SH   SOLE   0 0 100
Albemarle Corp COM 012653101   2,040 12 SH   SOLE   0 0 12
Allstate Corporation COM 020002101   44,564 400 SH   SOLE   0 0 400
Amazon Com Inc COM 023135106   62,924 495 SH   SOLE   0 0 495
American Beacon AHL Trend ETF COM 02368W309   2,792 105 SH   SOLE   0 0 105
AMERICAN CENTURY INVESTMENTS A VANTIS US SML CP VA COM 025072877   30,478 391 SH   SOLE   0 0 391
Ametek Inc COM 031100100   7,388 50 SH   SOLE   0 0 50
Amgen Incorporated COM 031162100   4,838 18 SH   SOLE   0 0 18
Amphenol Corp Cl A COM 032095101   6,299 75 SH   SOLE   0 0 75
Annaly Capital Mgmt COM 035710409   564 30 SH   SOLE   0 0 30
Appian Corp 00500 COM 03782L101   228 5 SH   SOLE   0 0 5
Apple Inc COM 037833100   1,145,566 6,691 SH   SOLE   0 0 6,691
Aptargroup Inc COM 038336103   6,252 50 SH   SOLE   0 0 50
Arista Networks Inc COM 040413106   7,357 40 SH   SOLE   0 0 40
Ark Genomic Revolution COM 00214Q302   279 10 SH   SOLE   0 0 10
Ast Spacemobile Inc COM 00217D100   1,520 400 SH   SOLE   0 0 400
Atif Holdings Ltd COM G0602B209   160 130 SH   SOLE   0 0 130
Atrion Corp COM 049904105   413 1 SH   SOLE   0 0 1
Aurinia Pharmaceutic COM 05156V102   1,554 200 SH   SOLE   0 0 200
Auto Data Processing COM 053015103   78,189 325 SH   SOLE   0 0 325
Axos Finl Inc COM 05465C100   379 10 SH   SOLE   0 0 10
Azure Pwr Global Ltd COM V0393H103   67 100 SH   SOLE   0 0 100
Baker Hughes Company Com CL A COM 05722G100   3,532 100 SH   SOLE   0 0 100
Bakkt Hldgs Inc COM 05759B107   480 410 SH   SOLE   0 0 410
Blackline Inc COM 09239B109   1,387 25 SH   SOLE   0 0 25
Bloom Energy Corp COM 093712107   729 55 SH   SOLE   0 0 55
Boeing Co COM 097023105   10,037 52 SH   SOLE   0 0 52
Boston Scientific Co COM 101137107   4,171 79 SH   SOLE   0 0 79
Bp Plc Adr COM 055622104   34,345 887 SH   SOLE   0 0 887
Broadcom Inc COM 11135F101   5,814 7 SH   SOLE   0 0 7
Calamp Corp COM 128126109   11 28 SH   SOLE   0 0 28
Camping World Holdings I COM 13462K109   204 10 SH   SOLE   0 0 10
Canadian Pac Railway COM 13645T100   3,348 45 SH   SOLE   0 0 45
Carnival Corp New COM 143658300   32,928 2,400 SH   SOLE   0 0 2,400
Caterpillar Inc COM 149123101   54,600 200 SH   SOLE   0 0 200
Centene Corp COM 15135B101   3,237 47 SH   SOLE   0 0 47
Chargepoint Hldgs Inc COM 15961R105   2,485 500 SH   SOLE   0 0 500
Cheniere Energy Inc COM 16411Q101   24,064 145 SH   SOLE   0 0 145
Chimera Investment Corp COM 16934Q109   90,145 16,510 SH   SOLE   0 0 16,510
Chipotle Mexican Grl COM 169656105   3,664 2 SH   SOLE   0 0 2
Cipher Mining Inc COM 17253J106   17,475 7,500 SH   SOLE   0 0 7,500
Coca Cola Company COM 191216100   55,868 998 SH   SOLE   0 0 998
Cognex Corp COM 192422103   5,135 121 SH   SOLE   0 0 121
Conocophillips COM 20825C104   400,079 3,340 SH   SOLE   0 0 3,340
Constellation Brand Cl A COM 21036P108   2,513 10 SH   SOLE   0 0 10
Corteva Inc COM 22052L104   7,111 139 SH   SOLE   0 0 139
Costco Whsl Corp New COM 22160K105   64,405 114 SH   SOLE   0 0 114
Cummins Inc COM 231021106   6,854 30 SH   SOLE   0 0 30
Cytosorbents Corpora COM 23283X206   470 250 SH   SOLE   0 0 250
D X C Technology Com COM 23355L106   5,978 287 SH   SOLE   0 0 287
Danaher Corp Del COM 235851102   6,203 25 SH   SOLE   0 0 25
DBX ETF TRUST XTRACK INTL REAL ETF COM 233051846   975 50 SH   SOLE   0 0 50
Defiance Next Gen COM 26922A289   2,051 66 SH   SOLE   0 0 66
Dell Inc COM 24702R101   13,780 200 SH   SOLE   0 0 200
Denali Therapeutics I N COM 24823R105   2,063 100 SH   SOLE   0 0 100
Dexcom Inc COM 252131107   4,105 44 SH   SOLE   0 0 44
DFA Emerging Mkts Value ETF COM 25434V740   10,107 427 SH   SOLE   0 0 427
Dimensional ETF Emerg. Markets Core Equity COM 25434V732   28,286,614 1,213,497 SH   SOLE   0 0 1,213,497
Dimensional ETF Int'l Core Equity 2 COM 25434V799   25,193,716 1,078,960 SH   SOLE   0 0 1,078,960
Dimensional U S Core COM 25434V708   584,967 22,327 SH   SOLE   0 0 22,327
Dimensional US Small Cap ETF COM 25434V500   7,725,583 147,182 SH   SOLE   0 0 147,182
Disney Walt Co COM 254687106   6,727 83 SH   SOLE   0 0 83
Docusign Inc COM 256163106   210 5 SH   SOLE   0 0 5
Dow Chemical Company COM 260543103   7,786 151 SH   SOLE   0 0 151
Doximity Inc COM 26622P107   12,923 609 SH   SOLE   0 0 609
Draganfly Inc COM 26142Q205   231 300 SH   SOLE   0 0 300
Du Pont E I De Nemour&Co COM 263534109   10,443 140 SH   SOLE   0 0 140
Duke Energy Corp New COM 26441C105   2,118 24 SH   SOLE   0 0 24
EA SERIES TRUST FREEDOM 100 EM ETF COM 02072L607   9,739 344 SH   SOLE   0 0 344
Electronic Arts Inc COM 285512109   602 5 SH   SOLE   0 0 5
Emagin Corp COM 29076N206   1,294 650 SH   SOLE   0 0 650
Enbridge Inc COM 29250N105   5,937 177 SH   SOLE   0 0 177
Enterprise Prd Prtnrs Lp COM 293792107   615,296 22,481 SH   SOLE   0 0 22,481
Estee Lauder Co Inc COM 518439104   1,735 12 SH   SOLE   0 0 12
Etsy Inc COM 29786A106   323 5 SH   SOLE   0 0 5
Exxon Mobil Corporation COM 30231G102   1,491,390 12,684 SH   SOLE   0 0 12,684
Fastly Inc COM 31188V100   96 5 SH   SOLE   0 0 5
Fedex Corporation COM 31428X106   87,689 331 SH   SOLE   0 0 331
Fidelity Natl Info COM 31620M106   8,346 151 SH   SOLE   0 0 151
Fiserv Inc COM 337738108   5,648 50 SH   SOLE   0 0 50
Ford Motor Company New COM 345370860   2,795 225 SH   SOLE   0 0 225
Fortune Brands Innovatio COM 34964C106   1,803 29 SH   SOLE   0 0 29
Franklin Liberty International Aggregate Bond ETF COM 35473P611   785,850 40,466 SH   SOLE   0 0 40,466
Fsd Pharma Inc Fsd Pha COM 35954B206   12 10 SH   SOLE   0 0 10
Fubotv Inc COM 35953D104   6,275 2,350 SH   SOLE   0 0 2,350
Garmin Ltd COM H2906T109   21,040 200 SH   SOLE   0 0 200
GE HealthCare Technologies Inc Common Stock COM 36266G107   2,790 41 SH   SOLE   0 0 41
General Electric Company COM 369604103   13,819 125 SH   SOLE   0 0 125
Gilead Sciences Inc COM 375558103   22,482 300 SH   SOLE   0 0 300
GLOBAL X FDS GLOBAL X URANIUM ETF COM 37954Y871   1,352 50 SH   SOLE   0 0 50
Gxo Logistics Inc COM 36262G101   1,349 23 SH   SOLE   0 0 23
Hewlett-Packard Company COM 428236103   89,256 3,473 SH   SOLE   0 0 3,473
Home Depot Inc COM 437076102   49,856 165 SH   SOLE   0 0 165
Honeywell International COM 438516106   4,202 23 SH   SOLE   0 0 23
Hut Eight Mining Corp COM 44812T102   19,500 10,000 SH   SOLE   0 0 10,000
Illinois Tool Works Inc COM 452308109   5,758 25 SH   SOLE   0 0 25
Indie Semiconductor Inc COM 45569U101   3,402 540 SH   SOLE   0 0 540
Infineon Tech Ag COM 45662N103   1,659 50 SH   SOLE   0 0 50
Intel Corp COM 458140100   675 19 SH   SOLE   0 0 19
Intuitive Machs Inc COM 46125A100   438 120 SH   SOLE   0 0 120
INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN ETF COM 46137V134   6,003 191 SH   SOLE   0 0 191
Invesco S&P 500 Quality COM 46137V241   50 1 SH   SOLE   0 0 1
iShare ESG Aware MSCI COM 46435U663   29,866 888 SH   SOLE   0 0 888
Ishares Core Dividend COM 46434V621   14,017 283 SH   SOLE   0 0 283
Ishares Core Msci COM 46434G103   1,190 25 SH   SOLE   0 0 25
Ishares Core Msci Eafe COM 46432F842   515 8 SH   SOLE   0 0 8
iShares Core S&P 500 ETF COM 464287200   52,390 122 SH   SOLE   0 0 122
iShares Core S&P Mid-Cap ETF COM 464287200   8,478 34 SH   SOLE   0 0 34
Ishares Core S&P Small COM 464287804   10,471 111 SH   SOLE   0 0 111
iShares Core S&P Total US Stock Mkt ETF COM 464287150   85,619 909 SH   SOLE   0 0 909
iShares ESG 1-5 Year USD Corporate Bond ETF COM 46435G243   12 1 SH   SOLE   0 0 1
Ishares Esg Aware Msci COM 46434G863   3,361 111 SH   SOLE   0 0 111
iShares ESG Aware MSCI EAFE ETF COM 46435G516   20,050 290 SH   SOLE   0 0 290
iShares ESG MSCI USA Leaders ETF COM 46435U218   14,261 189 SH   SOLE   0 0 189
iShares ESG U.S. Aggregate Bond ETF COM 46435U549   26 1 SH   SOLE   0 0 1
iShares Global Infrastructure ETF COM 464288372   10,693 247 SH   SOLE   0 0 247
Ishares Gold Etf COM 464285105   344,057 9,833 SH   SOLE   0 0 9,833
iShares JPM USD Emerging Market Bond ETF COM 464288281   83 1 SH   SOLE   0 0 1
iShares MSCI USA ESG Select ETF COM 464288802   3,059 34 SH   SOLE   0 0 34
Ishares National Muni COM 464288414   1,846 18 SH   SOLE   0 0 18
Ishares Russell COM 464287598   7,743 51 SH   SOLE   0 0 51
iShares Russell 1000 ETF COM 464287622   3,054 13 SH   SOLE   0 0 13
iShares Russell 1000 Growth ETF COM 464287614   13,300 50 SH   SOLE   0 0 50
IShares Russell 2000 COM 464287655   11,311 64 SH   SOLE   0 0 64
iShares Russell Mid Cap COM 464287481   4,933 54 SH   SOLE   0 0 54
iShares S&P Euro COM 464287861   7,780 163 SH   SOLE   0 0 163
Ishares S&P Mid Cap COM 464287606   578 8 SH   SOLE   0 0 8
Ishares Tr Barclays Bond COM 464287457   9,473 117 SH   SOLE   0 0 117
Ishares Tr Barclays Bond COM 464287432   3,193 36 SH   SOLE   0 0 36
Ishares Tr Barclays Fund COM 464287226   532,266 5,660 SH   SOLE   0 0 5,660
ISHARES TRUST CORE INTL AGGR E TF COM 46435G672   67,560 1,385 SH   SOLE   0 0 1,385
ISHARES TRUST MICRO-CAP ETF COM 464288869   17,918 179 SH   SOLE   0 0 179
iShares Trust US Treasury Bond ETF COM 46429B267   64,092 2,908 SH   SOLE   0 0 2,908
JP Morgan Betabuilders COM 46641Q258   139,880 2,994 SH   SOLE   0 0 2,994
JP MORGAN ETF TRUST ULTRA SHRT MUNICIPAL INC ETF COM 46641Q654   23,913 474 SH   SOLE   0 0 474
Jpmorgan Chase & Co COM 46625H100   7,251 50 SH   SOLE   0 0 50
Kb Finl Group Inc COM 48241A105   1,644 40 SH   SOLE   0 0 40
Keysight Tech Inc COM 49338L103   18,523 140 SH   SOLE   0 0 140
Kyndryl Hldgs Inc COM 50155Q100   45 3 SH   SOLE   0 0 3
Lemonade Inc COM 52567D107   58 5 SH   SOLE   0 0 5
Linde Plc COM G54950103   2,606 7 SH   SOLE   0 0 7
Lockheed Martin Corp COM 539830109   15,100 37 SH   SOLE   0 0 37
Lowes Companies Inc COM 548661107   1 0 SH   SOLE   0 0 0
Lululemon Athletica COM 550021109   2,699 7 SH   SOLE   0 0 7
Marathon Digital Holdings Inc COM 565788106   12,750 1,500 SH   SOLE   0 0 1,500
Marathon Oil Corp COM 565849106   108,150 4,043 SH   SOLE   0 0 4,043
MARATHON PETE CORP COM 56585A102   521,366 3,445 SH   SOLE   0 0 3,445
Market Vectors Etf TRUST COM 57060U100   17,599 654 SH   SOLE   0 0 654
Marqeta Inc COM 57142B104   8,970 1,500 SH   SOLE   0 0 1,500
Masterbrand Inc COM 57638P104   352 29 SH   SOLE   0 0 29
Mc Donalds Corp COM 580135101   6,586 25 SH   SOLE   0 0 25
Medifast Inc COM 58470H101   524 7 SH   SOLE   0 0 7
Microsoft Corp COM 594918104   186,924 592 SH   SOLE   0 0 592
Midcap Financiall Investment C COM 03761U502   454 33 SH   SOLE   0 0 33
Moodys Corp COM 615369105   94,851 300 SH   SOLE   0 0 300
Morgan Stanley COM 617446448   4,574 56 SH   SOLE   0 0 56
Nautilus Biotechnology COM 63909J108   474 150 SH   SOLE   0 0 150
Netflix Inc COM 64110L106   2,266 6 SH   SOLE   0 0 6
Nextera Energy Inc COM 65339F101   573 10 SH   SOLE   0 0 10
Nike Inc Class B COM 654106103   10,709 112 SH   SOLE   0 0 112
NIO INC ADR COM 62914V106   3,074 340 SH   SOLE   0 0 340
Norwegian Cruise Lin COM G66721104   1,648 100 SH   SOLE   0 0 100
Nuvve Hldg Corp COM 67079Y100   34 100 SH   SOLE   0 0 100
Nvidia Corp COM 67066G104   30,449 70 SH   SOLE   0 0 70
Oncorus Inc COM 68236R103   3 100 SH   SOLE   0 0 100
Orchid Island Cap COM 68571X301   170 20 SH   SOLE   0 0 20
Peloton Interactive Inc COM 70614W100   25 5 SH   SOLE   0 0 5
Phillips COM 718546104   516,500 4,299 SH   SOLE   0 0 4,299
Pimco Active Bond ETF COM 72201R775   8,527,373 97,012 SH   SOLE   0 0 97,012
Pinterest Inc COM 72352L106   4,325 160 SH   SOLE   0 0 160
Plug Power Inc New COM 72919P202   266 35 SH   SOLE   0 0 35
Pool Corp COM 73278L105   2,849 8 SH   SOLE   0 0 8
Procter & Gamble COM 742718109   3,647 25 SH   SOLE   0 0 25
ProShares Ultra VIX Short-Term Futures COM 74347Y839   162 10 SH   SOLE   0 0 10
Psychemedics Corp COM 744375205   5,558 1,400 SH   SOLE   0 0 1,400
Quanta Services Inc COM 74762E102   38,536 206 SH   SOLE   0 0 206
RBB Fund Inc Motley Fool Global Opportunity COM 74933W635   160,073 6,119 SH   SOLE   0 0 6,119
RBB FUND INC US TREASURY 3 MON TH BILL ETF COM 74933W452   161,776 3,231 SH   SOLE   0 0 3,231
Ready Cap Corp COM 75574U101   162 16 SH   SOLE   0 0 16
Redfin Corp COM 75737F108   35 5 SH   SOLE   0 0 5
Relay Therapeutics Inc COM 75943R102   841 100 SH   SOLE   0 0 100
Republic Services COM 760759100   6,413 45 SH   SOLE   0 0 45
Retail Opportunity Investment Corp COM 76131N101   2,476 200 SH   SOLE   0 0 200
Rivian Automotive Inc COM 76954A103   413 17 SH   SOLE   0 0 17
Rocket Laboratory Usa In COM 773122106   3,373 770 SH   SOLE   0 0 770
Roku Inc Com CL A COM 77543R102   353 5 SH   SOLE   0 0 5
Rxo Inc COM 74982T103   454 23 SH   SOLE   0 0 23
S P D R S&P 500 Etf Tr COM 78462F103   821,973 1,923 SH   SOLE   0 0 1,923
Sales Force.com INC COM 79466L302   5,881 29 SH   SOLE   0 0 29
Schlumberger Ltd COM 806857108   398,481 6,835 SH   SOLE   0 0 6,835
Schwab Emerging Markets Equity ETF COM 808524706   60,811 2,540 SH   SOLE   0 0 2,540
Schwab Fundamental Emerg Mkts Lg Co ETF COM 808524730   14,067,886 536,533 SH   SOLE   0 0 536,533
Schwab Fundamental Intl Lg Co ETF COM 808524755   7,553,042 238,492 SH   SOLE   0 0 238,492
Schwab Fundamental US Large Company ETF COM 808524771   20,423,122 364,894 SH   SOLE   0 0 364,894
Schwab Fundamental US Small Company ETF COM 808524763   4,760,107 98,167 SH   SOLE   0 0 98,167
Schwab Intermediate Term US Treas COM 808524854   8,892,895 185,501 SH   SOLE   0 0 185,501
Schwab International Equity ETF COM 808524805   4,205 124 SH   SOLE   0 0 124
Schwab Internatnal Small COM 808524888   2,806 87 SH   SOLE   0 0 87
SCHWAB STRATEGIC TR SCHWB FDT INT SC ETF COM BM8Q5M903   4,146 129 SH   SOLE   0 0 129
SCHWAB STRATEGIC TR US REIT ET F COM 808524847   1,775 100 SH   SOLE   0 0 100
Schwab US Broad Market COM 808524102   274,659 5,510 SH   SOLE   0 0 5,510
Schwab US Large Cap ETF COM 808524201   882,234 17,435 SH   SOLE   0 0 17,435
Schwab US Small Cap ETF COM 808524607   7,234 175 SH   SOLE   0 0 175
Sculptor Cap Mgmt COM 811246107   1,976 170 SH   SOLE   0 0 170
Service Now Inc COM 81762P102   2,795 5 SH   SOLE   0 0 5
Shapeways Holdings Inc COM 81947T102   241 75 SH   SOLE   0 0 75
Shopify Inc COM 82509L107   491 9 SH   SOLE   0 0 9
Snowflake Inc COM 833445109   1,680 11 SH   SOLE   0 0 11
Sonos Inc COM 83570H108   258 20 SH   SOLE   0 0 20
Southwest Airlines COM 844741108   13,535 500 SH   SOLE   0 0 500
Southwestern Energy Co COM 845467109   2,380 369 SH   SOLE   0 0 369
SPDR Gold Trust COM 78463V107   12,084,653 70,485 SH   SOLE   0 0 70,485
Spdr Nuveen Bloomberg COM 78468R721   393 9 SH   SOLE   0 0 9
SPDR Portfolio Developed World ex-US ETF COM 78463X889   31 1 SH   SOLE   0 0 1
SPDR Portfolio Emerging Markets ETF COM 78463X509   1,463,455 43,594 SH   SOLE   0 0 43,594
SPDR Portfolio Large Cap ETF COM 78464A854   10,856 216 SH   SOLE   0 0 216
Spdr S&P Biotech ETF COM 78464A870   730 10 SH   SOLE   0 0 10
Spdr S&P Oil & Gas Equip COM 78464A748   4,502 47 SH   SOLE   0 0 47
Spdr S&P Oil & Gas Expl & Prod COM 78468R556   32,836 222 SH   SOLE   0 0 222
SPDR Series Trust Portfolio Intermediate Term ETF COM 78464A672   62,025 2,253 SH   SOLE   0 0 2,253
SPDR Series Trust Portfolio Small Cap ETF COM 78468R853   37 1 SH   SOLE   0 0 1
Spirit Airlines Inc COM COM 848577102   1,681 100 SH   SOLE   0 0 100
Staar Surgical Co COM 852312305   201 5 SH   SOLE   0 0 5
Starbucks Corp COM 855244109   83,421 914 SH   SOLE   0 0 914
STRATEGY SHARES NS 7HANDL IDX ETF COM 86280R506   142,433 7,453 SH   SOLE   0 0 7,453
Stryker Corp COM 863667101   5,465 20 SH   SOLE   0 0 20
Sun Life Financial Inc COM 866796105   13,420 275 SH   SOLE   0 0 275
Take Two Interactv COM 874054109   1,685 12 SH   SOLE   0 0 12
Teladoc Inc COM 87918A105   93 5 SH   SOLE   0 0 5
Tesla Motors Inc COM 88160R101   677,596 2,708 SH   SOLE   0 0 2,708
The Charles Schwab Corp COM 808513105   24,884 453 SH   SOLE   0 0 453
The Southern Company COM 842587107   42,086 650 SH   SOLE   0 0 650
The Trade Desk Inc COM 88339J105   40,638 520 SH   SOLE   0 0 520
Thermo Fisher Scientific COM 883556102   5,062 10 SH   SOLE   0 0 10
Toast Inc Class A COM 888787108   37,460 2,000 SH   SOLE   0 0 2,000
Toyota Motor Corp Ord COM 892331307   6,724 375 SH   SOLE   0 0 375
Travelers Companies COM 89417E109   5,716 35 SH   SOLE   0 0 35
Trimble Navigation Ltd COM 896239100   1,831 34 SH   SOLE   0 0 34
Tuttle Capital Short Innovation ETF COM 19423L565   3,570 90 SH   SOLE   0 0 90
Twilio Inc COM 90138F102   293 5 SH   SOLE   0 0 5
U S Bancorp Del New COM 902973304   5,455 165 SH   SOLE   0 0 165
Union Pacific Corp COM 907818108   17,309 85 SH   SOLE   0 0 85
United Rentals Inc COM 911363109   16,449 37 SH   SOLE   0 0 37
United States Oil Fund, COM 91232N207   2,426 30 SH   SOLE   0 0 30
Unitedhealth Group Inc COM 91324P102   176,467 350 SH   SOLE   0 0 350
Upstart Hldgs Inc COM 91680M107   143 5 SH   SOLE   0 0 5
Upwork Inc COM 91688F104   114 10 SH   SOLE   0 0 10
Valero Energy Corp New COM 91913Y100   14,171 100 SH   SOLE   0 0 100
Vanguard Bond Index ETF COM 921937835   34,192 490 SH   SOLE   0 0 490
Vanguard Consumer Staples COM 92204A207   1,827 10 SH   SOLE   0 0 10
Vanguard Emerging Mkt COM 921946885   177 3 SH   SOLE   0 0 3
Vanguard Energy Etf COM 92204A306   2,028 16 SH   SOLE   0 0 16
Vanguard Industrials COM 92204A603   1,950 10 SH   SOLE   0 0 10
Vanguard Information COM 92204A702   2,489 6 SH   SOLE   0 0 6
Vanguard Intl Eqty Etf COM 922042676   273 7 SH   SOLE   0 0 7
Vanguard Long Term Bond COM 921937793   2,548 38 SH   SOLE   0 0 38
Vanguard Mega Cap Growth COM 921910816   10,211 45 SH   SOLE   0 0 45
Vanguard Mid Cap ETF COM 922908629   9,371 45 SH   SOLE   0 0 45
Vanguard Mid Cap Value COM 922908512   8,512 65 SH   SOLE   0 0 65
Vanguard MSCI EAFE ETF COM 921943858   40,572 928 SH   SOLE   0 0 928
Vanguard Msci Emerging COM 922042858   8,038 205 SH   SOLE   0 0 205
Vanguard S&P 500 ETF SHS COM 922908363   18,850 48 SH   SOLE   0 0 48
Vanguard Short-Term Bond ETF COM 921937827   13,237,326 176,099 SH   SOLE   0 0 176,099
Vanguard Shrt Inf Prot COM 922020805   47 1 SH   SOLE   0 0 1
Vanguard Small Cap Etf COM 922908751   2,269 12 SH   SOLE   0 0 12
Vanguard Small Cap Value COM 922908611   797 5 SH   SOLE   0 0 5
VANGUARD STAR FD TL INTL STK F ETF COM 921909768   110,037 2,056 SH   SOLE   0 0 2,056
VANGUARD TAX EXEMPT BD ETF COM 922907746   1,635 34 SH   SOLE   0 0 34
VANGUARD TOTAL INT BD ETF COM 92203J407   16,501 345 SH   SOLE   0 0 345
Vanguard Total Stock Mkt COM 922908769   86,876 409 SH   SOLE   0 0 409
VANGUARD UTILITIES ETF COM 92204A876   1,658 13 SH   SOLE   0 0 13
Vanguard Value COM 922908744   23,172 168 SH   SOLE   0 0 168
Verisk Analytics Inc Cla COM 92345Y106   5,906 25 SH   SOLE   0 0 25
Verizon Communications COM 92343V104   843 26 SH   SOLE   0 0 26
Viatris Inc COM 92556V106   59 6 SH   SOLE   0 0 6
Village Farms Intl COM 92707Y108   560 700 SH   SOLE   0 0 700
Virgin Galactic Hldgs In COM 92766K106   324 180 SH   SOLE   0 0 180
Visa Inc Cl A COM 92826C839   6,210 27 SH   SOLE   0 0 27
Vmware Inc Xxx COM 928STK045   14,650 88 SH   SOLE   0 0 88
Warner Brothers Discover COM 934423104   4,018 370 SH   SOLE   0 0 370
Weatherford Intl COM G48833118   1,536 17 SH   SOLE   0 0 17
Weatherford Intl 23 Wt COM G48833126   461 192 SH   SOLE   0 0 192
Wells Fargo & Co New COM 949746101   2,990 73 SH   SOLE   0 0 73
Westlake Chemical Corp COM 960413102   623 5 SH   SOLE   0 0 5
WisdomTree Bloomberg US Dllr Bullish ETF COM 97717W471   1,657 60 SH   SOLE   0 0 60
WisdomTree Emerging Markets High Dividend ETF COM 97717W315   878,025 23,426 SH   SOLE   0 0 23,426
Wisdomtree Japan Hedged COM 97717W521   12,752 444 SH   SOLE   0 0 444
Xpo Logistics Inc COM 983793100   1,717 23 SH   SOLE   0 0 23
Xylem Inc COM 98419M100   4,552 50 SH   SOLE   0 0 50
Yunji Inc COM 98873N107   35 50 SH   SOLE   0 0 50
Zions Bancorp COM 989701107   466 13 SH   SOLE   0 0 13
Zk Intl Group Co Ltd COM G9892K100   710 1,000 SH   SOLE   0 0 1,000