The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 505 2,845 SH   SOLE NONE 0 0 2,845
A T & T INC COM 00206R102 478 19,459 SH   SOLE NONE 0 0 19,459
ABBOTT LABORATORIES COM 002824100 403 2,868 SH   SOLE NONE 0 0 2,868
ABBVIE INC COM 00287Y109 728 5,383 SH   SOLE NONE 0 0 5,383
ADOBE INC COM 00724F101 1,040 1,835 SH   SOLE NONE 0 0 1,835
ALBEMARLE CORP COM 012653101 2,465 10,547 SH   SOLE NONE 0 0 10,547
ALPHABET INC. CAP STK CL C 02079K107 315 109 SH   SOLE NONE 0 0 109
ALPHABET INC. CI A CAP STK CL A 02079K305 669 231 SH   SOLE NONE 0 0 231
ALTRIA GROUP INC COM 02209S103 361 7,631 SH   SOLE NONE 0 0 7,631
AMAZON.COM INC COM 023135106 4,525 1,357 SH   SOLE NONE 0 0 1,357
AMERICAN FIN TRUST INC COM CLASS A 02607T109 161 17,696 SH   SOLE NONE 0 0 17,696
AMGEN INC. COM 031162100 2,208 9,818 SH   SOLE NONE 0 0 9,818
ANALOG DEVICES INC COM 032654105 1,630 9,277 SH   SOLE NONE 0 0 9,277
APPLE INC COM 037833100 13,536 76,234 SH   SOLE NONE 0 0 76,234
ASTRAZENECA PLC IAM CO F SPONSORED ADR 046353108 696 11,962 SH   SOLE NONE 0 0 11,962
BANK OF AMERICA CORP COM 060505104 441 9,926 SH   SOLE NONE 0 0 9,926
BERKSHIRE HATHAWAY CL B NEW 084670702 6,843 22,887 SH   SOLE NONE 0 0 22,887
BLACKROCK SHORT MATURITY BLACKROCK ST MAT 46431W507 771 15,438 SH   SOLE NONE 0 0 15,438
BLOCK INC CL A 852234103 518 3,209 SH   SOLE NONE 0 0 3,209
BRCLYS BK IPATH BLOOM DJUBS CMDT ETN36 06738C778 498 17,365 SH   SOLE NONE 0 0 17,365
BRISTOL-MYERS SQUIBB COM 110122108 1,735 27,835 SH   SOLE NONE 0 0 27,835
CATERPILLAR INC COM 149123101 927 4,487 SH   SOLE NONE 0 0 4,487
CHARLES SCHWAB CORP COM 808513105 971 11,550 SH   SOLE NONE 0 0 11,550
CHARLES SCHWAB US MC US MID-CAP ETF 808524508 13,951 173,463 SH   SOLE NONE 0 0 173,463
CHARLES SCHWAB US REIT US REIT ETF 808524847 2,597 49,291 SH   SOLE NONE 0 0 49,291
CIRRUS LOGIC INC COM 172755100 426 4,635 SH   SOLE NONE 0 0 4,635
CISCO SYSTEMS INC COM 17275R102 624 9,848 SH   SOLE NONE 0 0 9,848
COMCAST CORP CL A 20030N101 368 7,327 SH   SOLE NONE 0 0 7,327
CONSTELLATION BRAND CL A 21036P108 757 3,018 SH   SOLE NONE 0 0 3,018
COSTCO WHOLESALE CO COM 22160K105 551 970 SH   SOLE NONE 0 0 970
CSX CORP COM 126408103 812 21,606 SH   SOLE NONE 0 0 21,606
CVS HEALTH CORP COM 126650100 235 2,281 SH   SOLE NONE 0 0 2,281
DEERE & CO COM 244199105 2,504 7,302 SH   SOLE NONE 0 0 7,302
DOW INC COM 260557103 287 5,062 SH   SOLE NONE 0 0 5,062
DUKE ENERGY CORP COM NEW 26441C204 565 5,386 SH   SOLE NONE 0 0 5,386
ENBRIDGE INC F COM 29250N105 281 7,213 SH   SOLE NONE 0 0 7,213
ENTERPRISE PRODS PART LP COM 293792107 551 25,108 SH   SOLE NONE 0 0 25,108
EQT CORP COM 26884L109 227 10,429 SH   SOLE NONE 0 0 10,429
EXXON MOBIL CORP COM 30231G102 2,014 32,917 SH   SOLE NONE 0 0 32,917
GAMCO GLOBAL GOLD NTRL R COM SH BEN INT 36465A109 94 25,155 SH   SOLE NONE 0 0 25,155
GENERAL DYNAMICS CO COM 369550108 327 1,572 SH   SOLE NONE 0 0 1,572
GLOBAL X AUTONOM AUTONMOUS EV ETF 37954Y624 202 6,642 SH   SOLE NONE 0 0 6,642
GLOBAL X LITHIUM BATTERY LITHIUM BTRY ETF 37954Y855 202 2,397 SH   SOLE NONE 0 0 2,397
GLOBAL X MLP & ENERGY GLB X MLP ENRG I 37954Y293 1,694 47,965 SH   SOLE NONE 0 0 47,965
GRANITESHARES PLATINUM SHS BEN INT 38748T103 168 17,750 SH   SOLE NONE 0 0 17,750
HERSHEY CO COM 427866108 617 3,190 SH   SOLE NONE 0 0 3,190
HOME DEPOT INC COM 437076102 2,580 6,217 SH   SOLE NONE 0 0 6,217
INTEL CORP COM 458140100 1,851 35,959 SH   SOLE NONE 0 0 35,959
INVESCO PREFERRED ETF PFD ETF 46138E511 2,437 162,503 SH   SOLE NONE 0 0 162,503
INVESCO QQQ TRUST UNIT SER 1 46090E103 4,547 11,430 SH   SOLE NONE 0 0 11,430
INVESCO S&P 500 EQUAL S&P500 EQL WGT 46137V357 2,008 12,343 SH   SOLE NONE 0 0 12,343
INVESCO S&P 500 LOW S&P500 LOW VOL 46138E354 927 13,519 SH   SOLE NONE 0 0 13,519
INVESCO S&P SMALLCAP S&P SMLCP INFO 46138E115 689 4,456 SH   SOLE NONE 0 0 4,456
INVESCO SOLAR ETF SOLAR ETF 46138G706 2,864 37,209 SH   SOLE NONE 0 0 37,209
ISHARES 1-3 YEAR TREASRY 1 3 YR TREAS BD 464287457 3,270 38,234 SH   SOLE NONE 0 0 38,234
ISHARES 7-10 YEAR TRSURY BARCLAYS 7 10 YR 464287440 344 2,993 SH   SOLE NONE 0 0 2,993
ISHARES BIOTECHNOLOGY ISHARES BIOTECH 464287556 1,896 12,423 SH   SOLE NONE 0 0 12,423
ISHARES BRD USD INV GRD USD INV GRDE ETF 464288620 1,478 24,747 SH   SOLE NONE 0 0 24,747
ISHARES BROAD USD HG YLD BROAD USD HIGH 46435U853 301 7,326 SH   SOLE NONE 0 0 7,326
ISHARES CORE DIVIDEND CORE DIV GRWTH 46434V621 1,757 31,618 SH   SOLE NONE 0 0 31,618
ISHARES CORE HIGH CORE HIGH DV ETF 46429B663 1,495 14,806 SH   SOLE NONE 0 0 14,806
ISHARES CORE MSCI CORE MSCI EMKT 46434G103 5,083 84,923 SH   SOLE NONE 0 0 84,923
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 7,467 100,044 SH   SOLE NONE 0 0 100,044
ISHARES CORE MSCI EUROPE CORE MSCI EURO 46434V738 660 11,362 SH   SOLE NONE 0 0 11,362
ISHARES CORE MSCI INTRL CORE MSCI INTL 46435G326 2,412 35,705 SH   SOLE NONE 0 0 35,705
ISHARES CORE MSCI TOTL CORE MSCI TOTAL 46432F834 344 4,853 SH   SOLE NONE 0 0 4,853
ISHARES CORE S&P 500 CORE S&P500 ETF 464287200 11,063 23,193 SH   SOLE NONE 0 0 23,193
ISHARES CORE S&P MID CAP CORE S&P MCP ETF 464287507 1,290 4,559 SH   SOLE NONE 0 0 4,559
ISHARES CORE S&P SMALL CORE S&P SCP ETF 464287804 2,488 21,733 SH   SOLE NONE 0 0 21,733
ISHARES CORE US CORE US AGGBD ET 464287226 4,828 42,327 SH   SOLE NONE 0 0 42,327
ISHARES CORE US REIT CRE U S REIT ETF 464288521 323 4,779 SH   SOLE NONE 0 0 4,779
ISHARES CYBERSECURITY CYBERSECURITY 46435U135 569 12,759 SH   SOLE NONE 0 0 12,759
ISHARES EDGE U.S. FIXED U.S. FIXED INCME 46435U796 913 9,170 SH   SOLE NONE 0 0 9,170
ISHARES ESG AWARE MSCI ESG AWR MSCI USA 46435G425 227 2,105 SH   SOLE NONE 0 0 2,105
ISHARES EVLVD US INVTV INOVATIV HLTCR 46431W622 559 15,775 SH   SOLE NONE 0 0 15,775
ISHARES EVOLVED US TECHN TECHNOLOGY 46431W648 495 8,102 SH   SOLE NONE 0 0 8,102
ISHARES EXPANDED TECH EXPND TEC SC ETF 464287549 352 802 SH   SOLE NONE 0 0 802
ISHARES EXPONENTIAL EXPONENTIAL TECH 46434V381 761 11,518 SH   SOLE NONE 0 0 11,518
ISHARES FLOATING RATE FLTG RATE NT ETF 46429B655 564 11,125 SH   SOLE NONE 0 0 11,125
ISHARES GLB CONSUMER GLB CNS DISC ETF 464288745 393 2,192 SH   SOLE NONE 0 0 2,192
ISHARES GLOBAL GLOB INDSTRL ETF 464288729 812 6,583 SH   SOLE NONE 0 0 6,583
ISHARES GLOBAL GLB INFRASTR ETF 464288372 465 9,772 SH   SOLE NONE 0 0 9,772
ISHARES GLOBAL GLOB HLTHCRE ETF 464287325 588 6,512 SH   SOLE NONE 0 0 6,512
ISHARES GLOBAL CONSUMER GLB CNSM STP ETF 464288737 1,156 17,859 SH   SOLE NONE 0 0 17,859
ISHARES GLOBAL MATERIALS GLOBAL MATER ETF 464288695 208 2,300 SH   SOLE NONE 0 0 2,300
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 1,213 18,852 SH   SOLE NONE 0 0 18,852
ISHARES GOLD TRUST ISHARES NEW 464285204 2,549 73,230 SH   SOLE NONE 0 0 73,230
ISHARES HIGH YIELD 0-5YR HI YL CP 46434V407 684 15,100 SH   SOLE NONE 0 0 15,100
ISHARES IBOXX HIGH YIELD IBOXX HI YD ETF 464288513 1,191 13,694 SH   SOLE NONE 0 0 13,694
ISHARES IBOXX INVT GRADE IBOXX INV CP ETF 464287242 2,192 16,547 SH   SOLE NONE 0 0 16,547
ISHARES INDIA 50 ETF INDIA 50 ETF 464289529 217 4,595 SH   SOLE NONE 0 0 4,595
ISHARES INTERNTINL CORE INTL AGGR 46435G672 201 3,699 SH   SOLE NONE 0 0 3,699
ISHARES JPMORGAN USD MTS JPMORGAN USD EMG 464288281 1,114 10,220 SH   SOLE NONE 0 0 10,220
ISHARES MSCI EAF MIN VOL MSCI EAFE MIN VL 46429B689 576 7,505 SH   SOLE NONE 0 0 7,505
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,602 20,367 SH   SOLE NONE 0 0 20,367
ISHARES MSCI EMERGING MSCI EMG MKT ETF 464287234 2,672 54,699 SH   SOLE NONE 0 0 54,699
ISHARES MSCI INDIA INDEX MSCI INDIA ETF 46429B598 351 7,665 SH   SOLE NONE 0 0 7,665
ISHARES MSCI PACIFIC EX MSCI PAC JP ETF 464286665 319 6,685 SH   SOLE NONE 0 0 6,685
ISHARES MSCI USA MSCI USA SMCP MN 46435G433 584 14,957 SH   SOLE NONE 0 0 14,957
ISHARES MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 2,020 24,976 SH   SOLE NONE 0 0 24,976
ISHARES MSCI USA VALUE MSCI USA VALUE 46432F388 621 5,680 SH   SOLE NONE 0 0 5,680
ISHARES NATIONAL MUNI NATIONAL MUN ETF 464288414 8,279 71,201 SH   SOLE NONE 0 0 71,201
ISHARES PREFERRED INCOME PFD AND INCM SEC 464288687 2,905 73,698 SH   SOLE NONE 0 0 73,698
ISHARES RUSSELL 1000 RUS 1000 GRW ETF 464287614 290 949 SH   SOLE NONE 0 0 949
ISHARES RUSSELL 2000 RUSSELL 2000 ETF 464287655 1,507 6,778 SH   SOLE NONE 0 0 6,778
ISHARES RUSSELL 2000 RUS 2000 VAL ETF 464287630 551 3,322 SH   SOLE NONE 0 0 3,322
ISHARES RUSSELL 2000 RUS 2000 GRW ETF 464287648 454 1,550 SH   SOLE NONE 0 0 1,550
ISHARES RUSSELL MID CAP RUS MID CAP ETF 464287499 1,127 13,588 SH   SOLE NONE 0 0 13,588
ISHARES RUSSELL MID CAP RUS MDCP VAL ETF 464287473 206 1,691 SH   SOLE NONE 0 0 1,691
ISHARES S&P 500 GROWTH S&P 500 GRWT ETF 464287309 5,462 65,280 SH   SOLE NONE 0 0 65,280
ISHARES S&P 500 VALUE S&P 500 VAL ETF 464287408 1,521 9,715 SH   SOLE NONE 0 0 9,715
ISHARES S&P MID CAP 400 S&P MC 400VL ETF 464287705 247 2,236 SH   SOLE NONE 0 0 2,236
ISHARES S&P MID CAP 400 S&P MC 400GR ETF 464287606 202 2,376 SH   SOLE NONE 0 0 2,376
ISHARES S&P SMALL CAP SP SMCP600VL ETF 464287879 1,115 10,672 SH   SOLE NONE 0 0 10,672
ISHARES S&P SMLL CAP 600 S&P SML 600 GWT 464287887 1,343 9,676 SH   SOLE NONE 0 0 9,676
ISHARES SELECT DIVIDEND SELECT DIVID ETF 464287168 1,851 15,101 SH   SOLE NONE 0 0 15,101
ISHARES SEMICONDUCTOR ISHARES SEMICDTR 464287523 512 945 SH   SOLE NONE 0 0 945
ISHARES SHORT TREASURY SHORT TREAS BD 464288679 428 3,877 SH   SOLE NONE 0 0 3,877
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 3,030 23,452 SH   SOLE NONE 0 0 23,452
ISHARES TOTAL US STOCK CORE S&P TTL STK 464287150 1,426 13,338 SH   SOLE NONE 0 0 13,338
ISHARES TOTAL USD BOND CORE TOTAL USD 46434V613 2,446 46,217 SH   SOLE NONE 0 0 46,217
ISHARES TR IS 1-5 YR IN ISHS 1-5YR INVS 464288646 1,633 30,308 SH   SOLE NONE 0 0 30,308
ISHARES TRT IS 5-10 INV ISHS 5-10YR INVT 464288638 1,172 19,775 SH   SOLE NONE 0 0 19,775
ISHARES U S CONSUMER US CONSUM DISCRE 464287580 438 5,216 SH   SOLE NONE 0 0 5,216
ISHARES U S CONSUMER US CONSM STAPLES 464287812 491 2,456 SH   SOLE NONE 0 0 2,456
ISHARES US AEROSPACE US AER DEF ETF 464288760 758 7,383 SH   SOLE NONE 0 0 7,383
ISHARES US BASIC U.S. BAS MTL ETF 464287838 820 5,850 SH   SOLE NONE 0 0 5,850
ISHARES US HEALTHCARE US HLTHCARE ETF 464287762 1,536 5,116 SH   SOLE NONE 0 0 5,116
ISHARES US INDUSTRIALS US INDUSTRIALS 464287754 331 2,936 SH   SOLE NONE 0 0 2,936
ISHARES US TECHNOLOGY U.S. TECH ETF 464287721 1,183 10,306 SH   SOLE NONE 0 0 10,306
ISHARES US UTILITIES U.S. UTILITS ETF 464287697 214 2,420 SH   SOLE NONE 0 0 2,420
ISHS MSCI EMERG MRKT MIN MSCI EMERG MRKT 464286533 618 9,852 SH   SOLE NONE 0 0 9,852
ISHS MSCI GLOBAL MIN VOL MSCI GBL MIN VOL 464286525 338 3,127 SH   SOLE NONE 0 0 3,127
JABIL INC COM 466313103 1,023 14,551 SH   SOLE NONE 0 0 14,551
JOHNSON & JOHNSON COM 478160104 3,189 18,643 SH   SOLE NONE 0 0 18,643
JPMORGAN CHASE & CO COM 46625H100 885 5,594 SH   SOLE NONE 0 0 5,594
JPMORGAN ULTRA SHORT ULTRA SHRT INC 46641Q837 1,593 31,565 SH   SOLE NONE 0 0 31,565
LILLY ELI & CO COM 532457108 778 2,819 SH   SOLE NONE 0 0 2,819
LIVE OAK BANCSHARES INCO COM 53803X105 1,380 15,819 SH   SOLE NONE 0 0 15,819
LOWES COMPANIES INC COM 548661107 505 1,955 SH   SOLE NONE 0 0 1,955
MARKEL CORP COM 570535104 244 198 SH   SOLE NONE 0 0 198
MASTERCARD INC CL A 57636Q104 217 605 SH   SOLE NONE 0 0 605
MCDONALDS CORP COM 580135101 314 1,173 SH   SOLE NONE 0 0 1,173
MEDTRONIC PLC F SHS G5960L103 865 8,370 SH   SOLE NONE 0 0 8,370
MERCK & CO. INC. COM 58933Y105 1,665 21,727 SH   SOLE NONE 0 0 21,727
META PLATFORMS INC CL A 30303M102 449 1,337 SH   SOLE NONE 0 0 1,337
MICROSOFT CORP COM 594918104 6,196 18,425 SH   SOLE NONE 0 0 18,425
MOLSON COORS BEVERAGE CL CL B 60871R209 1,224 26,424 SH   SOLE NONE 0 0 26,424
MONDELEZ INTL CL A 609207105 223 3,373 SH   SOLE NONE 0 0 3,373
MOODYS CORP COM 615369105 738 1,890 SH   SOLE NONE 0 0 1,890
NETFLIX INC COM 64110L106 622 1,032 SH   SOLE NONE 0 0 1,032
NOVARTIS AG F SPONSORED ADR 66987V109 450 5,154 SH   SOLE NONE 0 0 5,154
NUVEEN MUNICIPAL VALUE C COM 670928100 103 10,000 SH   SOLE NONE 0 0 10,000
NVIDIA CORP COM 67066G104 6,627 22,535 SH   SOLE NONE 0 0 22,535
NXP SEMICONDUCTORS F COM N6596X109 1,481 6,504 SH   SOLE NONE 0 0 6,504
PAYPAL HOLDINGS INCORPOR COM 70450Y103 1,041 5,522 SH   SOLE NONE 0 0 5,522
PEPSICO INC COM 713448108 657 3,785 SH   SOLE NONE 0 0 3,785
PFIZER INC COM 717081103 2,125 35,989 SH   SOLE NONE 0 0 35,989
PHILIP MORRIS INTL COM 718172109 715 7,530 SH   SOLE NONE 0 0 7,530
PINNACLE FINL PARTNR COM 72346Q104 2,205 23,095 SH   SOLE NONE 0 0 23,095
POLARIS INDUSTRIES COM 731068102 214 1,955 SH   SOLE NONE 0 0 1,955
PROCTER & GAMBLE COM 742718109 1,365 8,345 SH   SOLE NONE 0 0 8,345
PROSHARES LONG ONLN SHRT LONG ONLINE SHRT 74347B375 761 13,724 SH   SOLE NONE 0 0 13,724
QUALCOMM INC COM 747525103 359 1,963 SH   SOLE NONE 0 0 1,963
RAYTHEON TECHNOLOGIES CO COM 75513E101 1,399 16,260 SH   SOLE NONE 0 0 16,260
RELIANT BANCORP INC COM 75956B101 644 18,145 SH   SOLE NONE 0 0 18,145
ROYAL BANK OF CANADA F COM 780087102 304 2,869 SH   SOLE NONE 0 0 2,869
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706 7,782 262,755 SH   SOLE NONE 0 0 262,755
SCHWAB INTERMEDIATE TERM INTRM TRM TRES 808524854 1,512 26,938 SH   SOLE NONE 0 0 26,938
SCHWAB INTERNATIONAL INTL EQTY ETF 808524805 15,560 400,319 SH   SOLE NONE 0 0 400,319
SCHWAB INTERNATNAL SMALL INTL SCEQT ETF 808524888 4,758 116,257 SH   SOLE NONE 0 0 116,257
SCHWAB SHORT TERM US SHT TM US TRES 808524862 838 16,499 SH   SOLE NONE 0 0 16,499
SCHWAB US AGGREGATE BOND US AGGREGATE B 808524839 14,637 271,561 SH   SOLE NONE 0 0 271,561
SCHWAB US BROAD MARKET US BRD MKT ETF 808524102 32,704 289,391 SH   SOLE NONE 0 0 289,391
SCHWAB US DIVIDEND US DIVIDEND EQ 808524797 7,610 94,155 SH   SOLE NONE 0 0 94,155
SCHWAB US LARGE CAP US LCAP GR ETF 808524300 457 2,791 SH   SOLE NONE 0 0 2,791
SCHWAB US LARGE CAP US LCAP VA ETF 808524409 337 4,608 SH   SOLE NONE 0 0 4,608
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201 7,096 62,347 SH   SOLE NONE 0 0 62,347
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 10,692 104,418 SH   SOLE NONE 0 0 104,418
SCHWAB US TIPS ETF US TIPS ETF 808524870 1,768 28,124 SH   SOLE NONE 0 0 28,124
SELECT SECTOR HEALTH SBI HEALTHCARE 81369Y209 286 2,030 SH   SOLE NONE 0 0 2,030
SKYWORKS SOLUTIONS COM 83088M102 1,561 10,067 SH   SOLE NONE 0 0 10,067
SMARTETFS DIVIDEND SMARTETFS DIVID 402031835 612 22,819 SH   SOLE NONE 0 0 22,819
SMARTFINL INC 0050 COM NEW 83190L208 955 34,938 SH   SOLE NONE 0 0 34,938
SMITH & WESSON BRANDS IN COM 831754106 490 27,533 SH   SOLE NONE 0 0 27,533
SONOS INC COM 83570H108 312 10,500 SH   SOLE NONE 0 0 10,500
SOUTHERN CO COM 842587107 386 5,638 SH   SOLE NONE 0 0 5,638
SPDR BLACKSTONE SENIOR BLACKSTONE SENR 78467V608 317 6,955 SH   SOLE NONE 0 0 6,955
SPDR GOLD SHARES ETF GOLD SHS 78463V107 317 1,857 SH   SOLE NONE 0 0 1,857
SPDR S&P 500 ETF TR UNIT 78462F103 6,868 14,462 SH   SOLE NONE 0 0 14,462
SPDR S&P BIOTECH ETF IV S&P BIOTECH 78464A870 618 5,520 SH   SOLE NONE 0 0 5,520
SPDR S&P DIVIDEND ETF IV S&P DIVID ETF 78464A763 1,110 8,601 SH   SOLE NONE 0 0 8,601
SPDR SHORT TERM PORTFOLIO SHORT 78464A474 5,330 172,133 SH   SOLE NONE 0 0 172,133
STRYKER CORP COM 863667101 814 3,045 SH   SOLE NONE 0 0 3,045
STURM RUGER & CO INC COM 864159108 622 9,151 SH   SOLE NONE 0 0 9,151
TESLA INC COM 88160R101 7,409 7,011 SH   SOLE NONE 0 0 7,011
TEXAS INSTRUMENTS COM 882508104 358 1,901 SH   SOLE NONE 0 0 1,901
THE COCA-COLA CO COM 191216100 765 12,929 SH   SOLE NONE 0 0 12,929
TRACTOR SUPPLY COMP COM 892356106 251 1,053 SH   SOLE NONE 0 0 1,053
TRUIST FINL CORP COM 89832Q109 320 5,466 SH   SOLE NONE 0 0 5,466
UNITED PARCEL SRVC CL B 911312106 2,679 12,499 SH   SOLE NONE 0 0 12,499
UNITEDHEALTH GRP INC COM 91324P102 554 1,104 SH   SOLE NONE 0 0 1,104
US GLOBAL JETS ETF US GLB JETS 26922A842 392 18,597 SH   SOLE NONE 0 0 18,597
VANECK GOLD MINERS ETF GOLD MINERS ETF 92189F106 718 22,419 SH   SOLE NONE 0 0 22,419
VANGUARD CONSUMER CONSUM STP ETF 92204A207 17,439 87,249 SH   SOLE NONE 0 0 87,249
VANGUARD DIVIDEND DIV APP ETF 921908844 14,190 82,624 SH   SOLE NONE 0 0 82,624
VANGUARD EMERGING MKT EMERG MKT BD ETF 921946885 5,464 70,369 SH   SOLE NONE 0 0 70,369
VANGUARD ENERGY ETF ENERGY ETF 92204A306 992 12,782 SH   SOLE NONE 0 0 12,782
VANGUARD ESG US STOCK ESG US STK ETF 921910733 234 2,669 SH   SOLE NONE 0 0 2,669
VANGUARD FTSE ALL WORLD ALLWRLD EX US 922042775 41,798 682,094 SH   SOLE NONE 0 0 682,094
VANGUARD FTSE DEVELOPED FTSE DEV MKT ETF 921943858 42,903 840,250 SH   SOLE NONE 0 0 840,250
VANGUARD FTSE EMERGING FTSE EMR MKT ETF 922042858 35,020 708,049 SH   SOLE NONE 0 0 708,049
VANGUARD FTSE EUROPE FTSE EUROPE ETF 922042874 397 5,824 SH   SOLE NONE 0 0 5,824
VANGUARD FTSE PACIFIC FTSE PACIFIC ETF 922042866 1,044 13,388 SH   SOLE NONE 0 0 13,388
VANGUARD GLBAL EX US GLB EX US ETF 922042676 264 4,894 SH   SOLE NONE 0 0 4,894
VANGUARD GROWTH ETF GROWTH ETF 922908736 961 2,995 SH   SOLE NONE 0 0 2,995
VANGUARD HEALTH CARE HEALTH CAR ETF 92204A504 411 1,543 SH   SOLE NONE 0 0 1,543
VANGUARD HIGH DIVIDEND HIGH DIV YLD 921946406 11,526 102,811 SH   SOLE NONE 0 0 102,811
VANGUARD INFORMATION INF TECH ETF 92204A702 2,962 6,465 SH   SOLE NONE 0 0 6,465
VANGUARD INTERMEDIATE INTERMED TERM 921937819 740 8,454 SH   SOLE NONE 0 0 8,454
VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 56,994 614,431 SH   SOLE NONE 0 0 614,431
VANGUARD INTRNTNL HGH INTL HIGH ETF 921946794 235 3,502 SH   SOLE NONE 0 0 3,502
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 5,596 25,320 SH   SOLE NONE 0 0 25,320
VANGUARD MID CAP ETF MID CAP ETF 922908629 20,571 80,745 SH   SOLE NONE 0 0 80,745
VANGUARD MID CAP GROWTH MCAP GR IDXVIP 922908538 2,820 11,077 SH   SOLE NONE 0 0 11,077
VANGUARD MID CAP VALUE MCAP VL IDXVIP 922908512 824 5,484 SH   SOLE NONE 0 0 5,484
VANGUARD REAL ESTATE REAL ESTATE ETF 922908553 21,055 181,501 SH   SOLE NONE 0 0 181,501
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 1,890 4,329 SH   SOLE NONE 0 0 4,329
VANGUARD S&P SMALL CAP SMLLCP 600 IDX 921932828 28,362 134,976 SH   SOLE NONE 0 0 134,976
VANGUARD SHORT TERM SHORT TERM TREAS 92206C102 8,986 147,725 SH   SOLE NONE 0 0 147,725
VANGUARD SHORT TERM COR SHRT TRM CORP BD 92206C409 37,804 465,225 SH   SOLE NONE 0 0 465,225
VANGUARD SHORT-TERM BOND SHORT TRM BOND 921937827 4,574 56,592 SH   SOLE NONE 0 0 56,592
VANGUARD SHRT INF PROT STRM INFPROIDX 922020805 466 9,074 SH   SOLE NONE 0 0 9,074
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 27,492 121,643 SH   SOLE NONE 0 0 121,643
VANGUARD SMALL CAP VALUE SM CP VAL ETF 922908611 2,378 13,300 SH   SOLE NONE 0 0 13,300
VANGUARD TOTAL TOTAL INT BD ETF 92203J407 10,056 182,310 SH   SOLE NONE 0 0 182,310
VANGUARD TOTAL VG TL INTL STK F 921909768 1,277 20,089 SH   SOLE NONE 0 0 20,089
VANGUARD TOTAL BOND TOTAL BND MRKT 921937835 89,651 1,057,836 SH   SOLE NONE 0 0 1,057,836
VANGUARD TOTAL STOCK TOTAL STK MKT 922908769 262,944 1,089,068 SH   SOLE NONE 0 0 1,089,068
VANGUARD TOTAL WORLD TT WRLD ST ETF 922042742 1,305 12,150 SH   SOLE NONE 0 0 12,150
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 18,805 120,240 SH   SOLE NONE 0 0 120,240
VANGUARD VALUE ETF IV VALUE ETF 922908744 907 6,171 SH   SOLE NONE 0 0 6,171
VERIZON COMMUNICATN COM 92343V104 2,199 42,328 SH   SOLE NONE 0 0 42,328
VGRD FTSE ALL WRLD EX US FTSE SMCAP ETF 922042718 3,608 26,939 SH   SOLE NONE 0 0 26,939
VISA INC COM CL A 92826C839 550 2,539 SH   SOLE NONE 0 0 2,539
WALMART INC COM 931142103 867 5,998 SH   SOLE NONE 0 0 5,998
WALT DISNEY CO COM 254687106 680 4,391 SH   SOLE NONE 0 0 4,391
WESTROCK CO COM 96145D105 392 8,845 SH   SOLE NONE 0 0 8,845
WHEELS UP EXPERIENCE I F COM CL A 96328L106 244 52,741 SH   SOLE NONE 0 0 52,741
YAMANA GOLD INC F COM 98462Y100 113 26,891 SH   SOLE NONE 0 0 26,891