Segments (Tables)

12 Months Ended

Dec. 31, 2024

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

The table below highlights the segment’s revenue, expenses, and net income (loss) for the years ended December 31, 2024, 2023, and 2022:

	Year Ended December 31,
	2024		2023		2022
Revenue	$	1,476,514	$	872,000	$	526,916
Less:
Cost of revenue	303,379		157,051		118,194
Customer acquisition costs	594,479		379,673		230,381
Employee compensation included within:
Marketing	35,672		26,530		16,503
Operations and support	73,239		48,192		25,478
Technology and development	39,565		24,322		14,750
General and administrative	48,189		40,990		27,063
Stock-based compensation included within:
Marketing	9,392		5,477		4,648
Operations and support	10,205		6,815		2,684
Technology and development	12,534		7,126		4,327
General and administrative	60,191		46,662		31,158
Depreciation and amortization expense included within operating expenses	15,350		9,515		7,474
Interest income	(10,349)		(9,029)		(2,610)
Income tax (benefit) expense	(54,327)		1,975		(31)
Other segment items*	212,957		150,247		112,575
Segment net income (loss)	126,038		(23,546)		(65,678)
Reconciliation of profit or loss
Adjustments and reconciling items	—		—		—
Consolidated net income (loss)	$	126,038	$	(23,546)	$	(65,678)

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(*)    Other segment items included in segment net income (loss) primarily consist of professional services, fulfillment, transaction processing, selling, technology, and other general operating costs.