The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   301,800 1,028 SH   SOLE   1,028 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   227,877 751 SH   SOLE   751 0 0
EATON CORP PLC SHS G29183103   275,610 879 SH   SOLE   879 0 0
MEDTRONIC PLC SHS G5960L103   1,406,368 17,868 SH   SOLE   17,867 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   228,277 694 SH   SOLE   694 0 0
STELLANTIS N.V SHS N82405106   1,497,703 75,451 SH   SOLE   75,451 0 0
AT&T INC COM 00206R102   240,838 12,603 SH   SOLE   12,602 0 0
ABBOTT LABS COM 002824100   1,674,378 16,114 SH   SOLE   16,113 0 0
ABBVIE INC COM 00287Y109   14,760,457 86,057 SH   SOLE   86,056 0 0
ADVANCED MICRO DEVICES INC COM 007903107   12,830,693 79,099 SH   SOLE   79,099 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   1,500,752 44,414 SH   SOLE   44,414 0 0
ALLSTATE CORP COM 020002101   2,646,841 16,578 SH   SOLE   16,577 0 0
ALPHABET INC CAP STK CL C 02079K107   5,163,796 28,153 SH   SOLE   28,152 0 0
ALPHABET INC CAP STK CL A 02079K305   33,155,557 182,023 SH   SOLE   182,023 0 0
ALTRIA GROUP INC COM 02209S103   464,934 10,207 SH   SOLE   10,207 0 0
AMAZON COM INC COM 023135106   33,055,832 171,052 SH   SOLE   171,052 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   458,895 9,194 SH   SOLE   9,194 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,264,049 20,115 SH   SOLE   20,115 0 0
AMERICAN ELEC PWR CO INC COM 025537101   1,614,071 18,396 SH   SOLE   18,396 0 0
AMERICAN EXPRESS CO COM 025816109   7,647,848 33,029 SH   SOLE   33,028 0 0
AMERIPRISE FINL INC COM 03076C106   455,812 1,067 SH   SOLE   1,067 0 0
AMGEN INC COM 031162100   2,321,070 7,429 SH   SOLE   7,428 0 0
ANALOG DEVICES INC COM 032654105   792,519 3,472 SH   SOLE   3,472 0 0
APPLE INC COM 037833100   60,156,922 285,618 SH   SOLE   285,618 0 0
APPLIED MATLS INC COM 038222105   6,108,286 25,884 SH   SOLE   25,883 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   229,381 961 SH   SOLE   961 0 0
BANK AMERICA CORP COM 060505104   580,302 14,591 SH   SOLE   14,591 0 0
BANK NEW YORK MELLON CORP COM 064058100   428,214 7,150 SH   SOLE   7,150 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,224,482 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,138,853 24,923 SH   SOLE   24,923 0 0
BLACKROCK INC COM 09247X101   7,793,881 9,899 SH   SOLE   9,899 0 0
BLACKSTONE INC COM 09260D107   548,434 4,430 SH   SOLE   4,430 0 0
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   1,304,206 12,567 SH   SOLE   12,567 0 0
BOEING CO COM 097023105   771,869 4,241 SH   SOLE   4,240 0 0
BOSTON SCIENTIFIC CORP COM 101137107   206,541 2,682 SH   SOLE   2,682 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,264,494 30,448 SH   SOLE   30,447 0 0
BROADCOM INC COM 11135F101   754,257 470 SH   SOLE   469 0 0
THE CIGNA GROUP COM 125523100   3,186,648 9,640 SH   SOLE   9,639 0 0
CVS HEALTH CORP COM 126650100   4,151,467 70,292 SH   SOLE   70,292 0 0
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   935,740 34,760 SH   SOLE   34,760 0 0
CARDINAL HEALTH INC COM 14149Y108   9,724,143 98,903 SH   SOLE   98,903 0 0
CATERPILLAR INC COM 149123101   3,389,707 10,176 SH   SOLE   10,176 0 0
CHEVRON CORP NEW COM 166764100   12,691,032 81,134 SH   SOLE   81,134 0 0
CISCO SYS INC COM 17275R102   3,896,299 82,010 SH   SOLE   82,010 0 0
CINTAS CORP COM 172908105   909,520 1,299 SH   SOLE   1,298 0 0
CITIGROUP INC COM NEW 172967424   2,577,738 40,620 SH   SOLE   40,619 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   2,002,131 130,093 SH   SOLE   130,093 0 0
COCA COLA CO COM 191216100   12,727,553 199,962 SH   SOLE   199,961 0 0
CONAGRA BRANDS INC COM 205887102   1,432,506 50,405 SH   SOLE   50,404 0 0
CONDUENT INC COM 206787103   707,583 217,050 SH   SOLE   217,049 0 0
CORNING INC COM 219350105   1,716,045 44,171 SH   SOLE   44,171 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,467,109 5,255 SH   SOLE   5,255 0 0
CROWN CASTLE INC COM 22822V101   1,571,791 16,088 SH   SOLE   16,087 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   5,834,203 122,981 SH   SOLE   122,980 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,625,198 34,287 SH   SOLE   34,286 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   1,189,015 9,431 SH   SOLE   9,430 0 0
DISNEY WALT CO COM 254687106   5,378,583 54,170 SH   SOLE   54,170 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   5,783,522 57,703 SH   SOLE   57,702 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108   1,058,784 125,300 SH   SOLE   125,299 0 0
ENTERGY CORP NEW COM 29364G103   268,784 2,512 SH   SOLE   2,512 0 0
EXXON MOBIL CORP COM 30231G102   1,792,211 15,568 SH   SOLE   15,568 0 0
META PLATFORMS INC CL A 30303M102   21,998,751 43,629 SH   SOLE   43,629 0 0
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   784,424 27,679 SH   SOLE   27,679 0 0
FIDELITY MERRIMACK STR TR TACTICAL BOND 316188879   932,485 19,306 SH   SOLE   19,306 0 0
FIFTH THIRD BANCORP COM 316773100   315,529 8,647 SH   SOLE   8,647 0 0
FIRST HORIZON CORPORATION COM 320517105   2,353,657 149,249 SH   SOLE   149,249 0 0
FIRST TR MORNINGSTAR DIVID L SHS 336917109   759,548 20,025 SH   SOLE   20,025 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   834,236 9,927 SH   SOLE   9,926 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   226,921 4,022 SH   SOLE   4,022 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   843,956 18,463 SH   SOLE   18,463 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   10,948,775 269,475 SH   SOLE   269,475 0 0
FIRST TR EXCHANGE-TRADED FD LIMITED DURATION 33738D804   936,557 49,976 SH   SOLE   49,976 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   1,425,800 26,042 SH   SOLE   26,042 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,555,760 32,378 SH   SOLE   32,377 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722   1,212,244 25,046 SH   SOLE   25,046 0 0
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   594,132 17,799 SH   SOLE   17,799 0 0
FISERV INC COM 337738108   608,049 4,080 SH   SOLE   4,079 0 0
FORD MTR CO DEL COM 345370860   3,123,839 249,110 SH   SOLE   249,109 0 0
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   625,112 12,188 SH   SOLE   12,187 0 0
GENERAL DYNAMICS CORP COM 369550108   4,530,849 15,616 SH   SOLE   15,616 0 0
GENERAL MTRS CO COM 37045V100   2,769,222 59,604 SH   SOLE   59,604 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   4,058,617 79,503 SH   SOLE   79,502 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   13,069,343 28,894 SH   SOLE   28,894 0 0
HCA HEALTHCARE INC COM 40412C101   444,009 1,382 SH   SOLE   1,382 0 0
HOME DEPOT INC COM 437076102   1,666,616 4,841 SH   SOLE   4,841 0 0
HONEYWELL INTL INC COM 438516106   592,337 2,774 SH   SOLE   2,773 0 0
HUNTINGTON BANCSHARES INC COM 446150104   422,920 32,088 SH   SOLE   32,088 0 0
INGERSOLL RAND INC COM 45687V106   323,209 3,558 SH   SOLE   3,558 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   227,377 6,666 SH   SOLE   6,666 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   289,238 7,968 SH   SOLE   7,968 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   232,422 5,983 SH   SOLE   5,982 0 0
INTEL CORP COM 458140100   6,938,323 224,034 SH   SOLE   224,033 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   5,400,829 31,228 SH   SOLE   31,227 0 0
POWERSHARES ACTIVELY MANAGED TOTAL RETURN 46090A804   10,542,383 227,403 SH   SOLE   227,402 0 0
POWERSHARES ACTIVELY MANAGED VAR RATE INVT 46090A879   3,428,596 136,380 SH   SOLE   136,380 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   337,696 705 SH   SOLE   704 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   6,266,824 14,088 SH   SOLE   14,087 0 0
INTUIT COM 461202103   525,768 800 SH   SOLE   800 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   277,140 1,687 SH   SOLE   1,687 0 0
INVESCO EXCH TRADED FD TR II DORSEY WRGT SMLC 46138E842   320,506 3,769 SH   SOLE   3,768 0 0
ISHARES TR TIPS BD ETF 464287176   1,699,520 15,916 SH   SOLE   15,916 0 0
ISHARES TR CORE S&P500 ETF 464287200   64,802,389 118,419 SH   SOLE   118,418 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,590,830 16,388 SH   SOLE   16,388 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   923,266 21,678 SH   SOLE   21,678 0 0
ISHARES TR IBOXX INV CP ETF 464287242   713,016 6,656 SH   SOLE   6,656 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,161,677 34,166 SH   SOLE   34,165 0 0
ISHARES TR S&P 500 VAL ETF 464287408   13,279,246 72,959 SH   SOLE   72,958 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,138,232 27,298 SH   SOLE   27,297 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   2,876,430 23,823 SH   SOLE   23,823 0 0
ISHARES TR RUS MD CP GR ETF 464287481   3,927,745 35,594 SH   SOLE   35,593 0 0
ISHARES TR RUS MID CAP ETF 464287499   322,536 3,978 SH   SOLE   3,978 0 0
ISHARES TR CORE S&P MCP ETF 464287507   585,520 10,005 SH   SOLE   10,005 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,225,487 7,024 SH   SOLE   7,024 0 0
ISHARES TR S&P MC 400GR ETF 464287606   774,399 8,789 SH   SOLE   8,789 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   3,927,435 10,775 SH   SOLE   10,774 0 0
ISHARES TR RUS 1000 ETF 464287622   2,839,863 9,544 SH   SOLE   9,544 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,434,497 7,070 SH   SOLE   7,070 0 0
ISHARES TR S&P MC 400VL ETF 464287705   943,420 8,315 SH   SOLE   8,315 0 0
ISHARES TR US HLTHCARE ETF 464287762   1,032,400 16,850 SH   SOLE   16,850 0 0
ISHARES TR CORE S&P SCP ETF 464287804   8,409,454 78,844 SH   SOLE   78,843 0 0
ISHARES TR SP SMCP600VL ETF 464287879   386,356 3,972 SH   SOLE   3,972 0 0
ISHARES TR S&P SML 600 GWT 464287887   400,573 3,119 SH   SOLE   3,119 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,152,662 10,818 SH   SOLE   10,818 0 0
ISHARES TR IBOXX HI YD ETF 464288513   1,527,878 19,807 SH   SOLE   19,806 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   3,394,630 66,250 SH   SOLE   66,249 0 0
ISHARES TR PFD AND INCM SEC 464288687   3,048,681 96,630 SH   SOLE   96,630 0 0
ISHARES TR MSCI USA ESG SLC 464288802   235,977 2,100 SH   SOLE   2,100 0 0
ISHARES TR EAFE GRWTH ETF 464288885   6,754,123 66,023 SH   SOLE   66,022 0 0
ISHARES TR US TREAS BD ETF 46429B267   386,994 17,146 SH   SOLE   17,146 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   339,361 3,122 SH   SOLE   3,122 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,774,695 203,396 SH   SOLE   203,396 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   1,640,280 34,627 SH   SOLE   34,626 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,834,327 34,267 SH   SOLE   34,267 0 0
JPMORGAN CHASE & CO. COM 46625H100   24,957,482 123,393 SH   SOLE   123,393 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   6,592,519 116,311 SH   SOLE   116,311 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   10,601,460 224,965 SH   SOLE   224,964 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   6,828,439 140,677 SH   SOLE   140,676 0 0
JOHNSON & JOHNSON COM 478160104   5,091,130 34,833 SH   SOLE   34,832 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   453,589 16,421 SH   SOLE   16,421 0 0
ELI LILLY & CO COM 532457108   23,572,669 26,036 SH   SOLE   26,036 0 0
LISTED FD TR HORIZON KINETICS 53656F623   258,172 7,900 SH   SOLE   7,900 0 0
LOWES COS INC COM 548661107   8,845,713 40,124 SH   SOLE   40,123 0 0
LULULEMON ATHLETICA INC COM 550021109   1,999,199 6,693 SH   SOLE   6,693 0 0
MARATHON PETE CORP COM 56585A102   216,850 1,250 SH   SOLE   1,250 0 0
MARRIOTT INTL INC NEW CL A 571903202   8,707,483 36,016 SH   SOLE   36,015 0 0
MCCORMICK & CO INC COM NON VTG 579780206   356,828 5,030 SH   SOLE   5,030 0 0
MCDONALDS CORP COM 580135101   5,779,808 22,680 SH   SOLE   22,680 0 0
MERCK & CO INC COM 58933Y105   4,659,250 37,635 SH   SOLE   37,635 0 0
METLIFE INC COM 59156R108   3,536,330 50,382 SH   SOLE   50,382 0 0
MICROSOFT CORP COM 594918104   52,288,002 116,988 SH   SOLE   116,988 0 0
MORGAN STANLEY COM NEW 617446448   3,362,243 34,595 SH   SOLE   34,594 0 0
NETAPP INC COM 64110D104   2,344,087 18,199 SH   SOLE   18,199 0 0
NETFLIX INC COM 64110L106   3,337,282 4,945 SH   SOLE   4,945 0 0
NIKE INC CL B 654106103   1,127,954 14,966 SH   SOLE   14,965 0 0
NORTHROP GRUMMAN CORP COM 666807102   2,432,601 5,580 SH   SOLE   5,580 0 0
NVIDIA CORPORATION COM 67066G104   48,373,055 391,558 SH   SOLE   391,557 0 0
ONTO INNOVATION INC COM 683344105   219,560 1,000 SH   SOLE   1,000 0 0
ORACLE CORP COM 68389X105   11,063,231 78,351 SH   SOLE   78,351 0 0
OWENS CORNING NEW COM 690742101   929,749 5,352 SH   SOLE   5,352 0 0
PALO ALTO NETWORKS INC COM 697435105   5,012,602 14,786 SH   SOLE   14,786 0 0
PAYPAL HLDGS INC COM 70450Y103   2,383,872 41,080 SH   SOLE   41,080 0 0
PEPSICO INC COM 713448108   4,521,651 27,416 SH   SOLE   27,415 0 0
PHILLIPS 66 COM 718546104   2,028,186 14,367 SH   SOLE   14,366 0 0
PROCTER AND GAMBLE CO COM 742718109   10,973,033 66,535 SH   SOLE   66,535 0 0
PROLOGIS INC. COM 74340W103   202,046 1,799 SH   SOLE   1,799 0 0
PRUDENTIAL FINL INC COM 744320102   5,636,097 48,094 SH   SOLE   48,093 0 0
PULTE GROUP INC COM 745867101   363,720 3,304 SH   SOLE   3,303 0 0
QUALCOMM INC COM 747525103   22,538,600 113,157 SH   SOLE   113,156 0 0
RPM INTL INC COM 749685103   291,382 2,706 SH   SOLE   2,706 0 0
RTX CORPORATION COM 75513E101   9,019,751 89,847 SH   SOLE   89,847 0 0
ROYAL BK CDA COM 780087102   1,657,213 15,578 SH   SOLE   15,578 0 0
SPDR GOLD TR GOLD SHS 78463V107   771,852 3,590 SH   SOLE   3,589 0 0
SPDR SER TR DJ REIT ETF 78464A607   476,247 5,115 SH   SOLE   5,115 0 0
SPDR SER TR S&P REGL BKG 78464A698   229,120 4,666 SH   SOLE   4,666 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   353,613 4,848 SH   SOLE   4,848 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   20,507,244 320,426 SH   SOLE   320,425 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   6,028,973 144,234 SH   SOLE   144,233 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,616,222 8,627 SH   SOLE   8,627 0 0
SAIA INC COM 78709Y105   727,561 1,534 SH   SOLE   1,534 0 0
SALESFORCE INC COM 79466L302   6,016,411 23,401 SH   SOLE   23,401 0 0
SCHWAB CHARLES CORP COM 808513105   541,533 7,349 SH   SOLE   7,348 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   918,028 14,602 SH   SOLE   14,602 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,477,655 38,461 SH   SOLE   38,460 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,469,077 16,635 SH   SOLE   16,635 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   770,555 8,454 SH   SOLE   8,453 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   574,039 13,964 SH   SOLE   13,963 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   312,962 2,568 SH   SOLE   2,568 0 0
SIMON PPTY GROUP INC NEW COM 828806109   208,772 1,375 SH   SOLE   1,375 0 0
SOUTHERN CO COM 842587107   483,524 6,233 SH   SOLE   6,233 0 0
STARBUCKS CORP COM 855244109   2,112,862 27,140 SH   SOLE   27,140 0 0
STARWOOD PPTY TR INC COM 85571B105   5,421,571 286,250 SH   SOLE   286,249 0 0
STEEL DYNAMICS INC COM 858119100   219,244 1,693 SH   SOLE   1,693 0 0
T-MOBILE US INC COM 872590104   3,175,654 18,025 SH   SOLE   18,025 0 0
TESLA INC COM 88160R101   3,005,006 15,186 SH   SOLE   15,186 0 0
TEXAS INSTRS INC COM 882508104   949,777 4,882 SH   SOLE   4,882 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,095,926 3,790 SH   SOLE   3,790 0 0
3M CO COM 88579Y101   1,645,447 16,102 SH   SOLE   16,101 0 0
TRANSDIGM GROUP INC COM 893641100   245,301 192 SH   SOLE   192 0 0
US BANCORP DEL COM NEW 902973304   2,265,251 57,059 SH   SOLE   57,059 0 0
UBER TECHNOLOGIES INC COM 90353T100   1,526,789 21,007 SH   SOLE   21,007 0 0
UNITED PARCEL SERVICE INC CL B 911312106   3,591,024 26,241 SH   SOLE   26,240 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,066,990 13,877 SH   SOLE   13,876 0 0
VALERO ENERGY CORP COM 91913Y100   201,554 1,286 SH   SOLE   1,285 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   808,331 4,428 SH   SOLE   4,428 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   570,058 5,900 SH   SOLE   5,900 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,567,235 34,280 SH   SOLE   34,280 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,660,985 21,656 SH   SOLE   21,655 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   290,901 3,579 SH   SOLE   3,579 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   224,206 4,619 SH   SOLE   4,619 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,131,120 84,880 SH   SOLE   84,880 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   312,817 1,176 SH   SOLE   1,176 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   661,351 1,147 SH   SOLE   1,147 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,589,943 36,333 SH   SOLE   36,333 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,422,084 55,324 SH   SOLE   55,324 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   287,877 576 SH   SOLE   575 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   938,533 6,239 SH   SOLE   6,239 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   838,039 3,651 SH   SOLE   3,650 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,082,191 12,920 SH   SOLE   12,920 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   222,616 890 SH   SOLE   890 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   10,795,597 44,591 SH   SOLE   44,591 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,405,086 13,641 SH   SOLE   13,641 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   3,015,848 8,064 SH   SOLE   8,063 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,045,942 12,754 SH   SOLE   12,754 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,270,140 5,825 SH   SOLE   5,825 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,641,722 6,137 SH   SOLE   6,137 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   6,279,833 152,275 SH   SOLE   152,275 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   254,515 543 SH   SOLE   543 0 0
VISA INC COM CL A 92826C839   3,647,389 13,896 SH   SOLE   13,896 0 0
VISTRA CORP COM 92840M102   225,386 2,621 SH   SOLE   2,621 0 0
WALMART INC COM 931142103   1,261,166 18,626 SH   SOLE   18,626 0 0
WASTE MGMT INC DEL COM 94106L109   487,909 2,287 SH   SOLE   2,287 0 0
WELLTOWER INC COM 95040Q104   3,824,607 36,687 SH   SOLE   36,686 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   1,074,378 14,768 SH   SOLE   14,768 0 0
WISDOMTREE TR EM MKTS QTLY DIV 97717W323   504,074 19,101 SH   SOLE   19,100 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562   424,661 9,010 SH   SOLE   9,010 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588   1,436,167 25,249 SH   SOLE   25,249 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703   601,914 11,205 SH   SOLE   11,204 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   909,911 19,959 SH   SOLE   19,958 0 0
YUM BRANDS INC COM 988498101   1,062,727 8,023 SH   SOLE   8,023 0 0