The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,076 15,625 SH   SOLE   0 0 15,625
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,045 18,800 SH   SOLE   0 0 18,800
SPDR SER TR PORTFOLIO INTRMD 78464A375 19,242 523,449 SH   SOLE   0 0 523,449
PFIZER INC COM 717081103 304 8,273 SH   SOLE   0 0 8,273
ISHARES TR SHRT NAT MUN ETF 464288158 435 4,028 SH   SOLE   0 0 4,028
NETAPP INC COM 64110D104 979 22,320 SH   SOLE   0 0 22,320
ISHARES TR NATIONAL MUN ETF 464288414 2,167 18,690 SH   SOLE   0 0 18,690
PIMCO ETF TR ACTIVE BD ETF 72201R775 14,624 130,068 SH   SOLE   0 0 130,068
DISNEY WALT CO COM DISNEY 254687106 203 1,638 SH   SOLE   0 0 1,638
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,116 3,332 SH   SOLE   0 0 3,332
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 103 12,932 SH   SOLE   0 0 12,932
ISHARES TR SELECT DIVID ETF 464287168 766 9,395 SH   SOLE   0 0 9,395
PEPSICO INC COM 713448108 296 2,137 SH   SOLE   0 0 2,137
HUBBELL INC COM 443510607 722 5,278 SH   SOLE   0 0 5,278
CHURCH & DWIGHT INC COM 171340102 1,471 15,701 SH   SOLE   0 0 15,701
SLACK TECHNOLOGIES INC COM CL A 83088V102 298 11,082 SH   SOLE   0 0 11,082
DIAGEO PLC SPON ADR NEW 25243Q205 767 5,574 SH   SOLE   0 0 5,574
NOVARTIS AG SPONSORED ADR 66987V109 311 3,575 SH   SOLE   0 0 3,575
SPDR SER TR BLOOMBERG BRCLYS 78468R622 318 3,053 SH   SOLE   0 0 3,053
AMAZON COM INC COM 023135106 1,278 406 SH   SOLE   0 0 406
AT&T INC COM 00206R102 558 19,581 SH   SOLE   0 0 19,581
APPLE INC COM 037833100 7,803 67,375 SH   SOLE   0 0 67,375
ISHARES TR INTL SEL DIV ETF 464288448 2,373 95,188 SH   SOLE   0 0 95,188
QUALCOMM INC COM 747525103 1,673 14,217 SH   SOLE   0 0 14,217
MERCK & CO. INC COM 58933Y105 969 11,676 SH   SOLE   0 0 11,676
ORACLE CORP COM 68389X105 526 8,816 SH   SOLE   0 0 8,816
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,024 18,651 SH   SOLE   0 0 18,651
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 1,855 32,045 SH   SOLE   0 0 32,045
COLGATE PALMOLIVE CO COM 194162103 253 3,282 SH   SOLE   0 0 3,282
ILLUMINA INC COM 452327109 376 1,215 SH   SOLE   0 0 1,215
CUMMINS INC COM 231021106 1,378 6,527 SH   SOLE   0 0 6,527
PROCTER AND GAMBLE CO COM 742718109 230 1,658 SH   SOLE   0 0 1,658
PHILIP MORRIS INTL INC COM 718172109 439 5,858 SH   SOLE   0 0 5,858
PETIQ INC COM CL A 71639T106 593 18,000 SH   SOLE   0 0 18,000
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 318 5,310 SH   SOLE   0 0 5,310
WALMART INC COM 931142103 1,318 9,417 SH   SOLE   0 0 9,417
WILLIAMS COS INC COM 969457100 696 35,411 SH   SOLE   0 0 35,411
INTEL CORP COM 458140100 1,196 23,096 SH   SOLE   0 0 23,096
NIKE INC CL B 654106103 815 6,495 SH   SOLE   0 0 6,495
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 14,296 289,923 SH   SOLE   0 0 289,923
BROWN & BROWN INC COM 115236101 324 7,166 SH   SOLE   0 0 7,166
ISHARES TR JPMORGAN USD EMG 464288281 5,409 48,776 SH   SOLE   0 0 48,776
ISHARES TR US OIL EQ&SV ETF 464288844 299 41,404 SH   SOLE   0 0 41,404
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,339 27,020 SH   SOLE   0 0 27,020
BRISTOL-MYERS SQUIBB CO COM 110122108 1,480 24,555 SH   SOLE   0 0 24,555
ISHARES TR SP SMCP600VL ETF 464287879 1,227 10,023 SH   SOLE   0 0 10,023
SPDR SER TR S&P 600 SMCP GRW 78464A201 319 5,406 SH   SOLE   0 0 5,406
COMCAST CORP NEW CL A 20030N101 975 21,081 SH   SOLE   0 0 21,081
ISHARES TR RUS 2000 GRW ETF 464287648 1,390 6,273 SH   SOLE   0 0 6,273
ORMAT TECHNOLOGIES INC COM 686688102 813 13,759 SH   SOLE   0 0 13,759
SPDR SER TR S&P 600 SMCP VAL 78464A300 406 8,111 SH   SOLE   0 0 8,111
ISHARES TR CORE S&P SCP ETF 464287804 1,646 23,442 SH   SOLE   0 0 23,442
EBAY INC. COM 278642103 1,304 25,027 SH   SOLE   0 0 25,027
FEDEX CORP COM 31428X106 915 3,638 SH   SOLE   0 0 3,638
CISCO SYS INC COM 17275R102 936 23,765 SH   SOLE   0 0 23,765
EXXON MOBIL CORP COM 30231G102 305 8,891 SH   SOLE   0 0 8,891
JPMORGAN CHASE & CO COM 46625H100 866 8,993 SH   SOLE   0 0 8,993
SPDR SER TR BLOOMBERG SRT TR 78468R408 281 10,850 SH   SOLE   0 0 10,850
SYSCO CORP COM 871829107 272 4,369 SH   SOLE   0 0 4,369
EXACT SCIENCES CORP COM 30063P105 291 2,850 SH   SOLE   0 0 2,850
RELIANCE STEEL & ALUMINUM CO COM 759509102 1,009 9,884 SH   SOLE   0 0 9,884
CELANESE CORP DEL COM 150870103 1,167 10,862 SH   SOLE   0 0 10,862
BLACKROCK ENHANCED EQUITY DI COM 09251A104 73 10,032 SH   SOLE   0 0 10,032
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 290 5,742 SH   SOLE   0 0 5,742
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 140 10,000 SH   SOLE   0 0 10,000
ABBVIE INC COM 00287Y109 1,258 14,357 SH   SOLE   0 0 14,357
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,747 8,202 SH   SOLE   0 0 8,202
HERSHEY CO COM 427866108 944 6,588 SH   SOLE   0 0 6,588
ISHARES TR CORE DIV GRWTH 46434V621 1,034 25,985 SH   SOLE   0 0 25,985
SPDR SER TR S&P 400 MDCP VAL 78464A839 722 16,636 SH   SOLE   0 0 16,636
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,231 9,327 SH   SOLE   0 0 9,327
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 407 5,160 SH   SOLE   0 0 5,160
ISHARES TR IBOXX INV CP ETF 464287242 292 2,165 SH   SOLE   0 0 2,165
AVNET INC COM 053807103 833 32,248 SH   SOLE   0 0 32,248
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 689 5,355 SH   SOLE   0 0 5,355
VISA INC COM CL A 92826C839 1,042 5,209 SH   SOLE   0 0 5,209
GILEAD SCIENCES INC COM 375558103 1,049 16,608 SH   SOLE   0 0 16,608
ISHARES TR GRWT ALLOCAT ETF 464289867 243 5,014 SH   SOLE   0 0 5,014
CONSTELLATION BRANDS INC CL A 21036P108 1,067 5,632 SH   SOLE   0 0 5,632
ISHARES TR RUS 1000 VAL ETF 464287598 504 4,263 SH   SOLE   0 0 4,263
QUEST DIAGNOSTICS INC COM 74834L100 1,210 10,569 SH   SOLE   0 0 10,569
FACEBOOK INC CL A 30303M102 5,964 22,773 SH   SOLE   0 0 22,773
CITRIX SYS INC COM 177376100 868 6,303 SH   SOLE   0 0 6,303
GALLAGHER ARTHUR J & CO COM 363576109 320 3,034 SH   SOLE   0 0 3,034
MARSH & MCLENNAN COS INC COM 571748102 634 5,527 SH   SOLE   0 0 5,527
ISHARES TR RUS MDCP VAL ETF 464287473 3,277 40,542 SH   SOLE   0 0 40,542
INVESCO EXCHANGE TRADED FD T S&P SPIN OFF 46137V159 434 10,000 SH   SOLE   0 0 10,000
LILLY ELI & CO COM 532457108 214 1,443 SH   SOLE   0 0 1,443
ISHARES TR CORE INTL AGGR 46435G672 1,349 24,230 SH   SOLE   0 0 24,230
ILLINOIS TOOL WKS INC COM 452308109 631 3,265 SH   SOLE   0 0 3,265
BERKSHIRE HATHAWAY INC DEL CL A 084670108 640 2 SH   SOLE   0 0 2
SALESFORCE COM INC COM 79466L302 505 2,009 SH   SOLE   0 0 2,009
HOME DEPOT INC COM 437076102 2,070 7,455 SH   SOLE   0 0 7,455
ISHARES TR IBOXX HI YD ETF 464288513 4,503 53,667 SH   SOLE   0 0 53,667
NVIDIA CORPORATION COM 67066G104 3,369 6,224 SH   SOLE   0 0 6,224
VERIZON COMMUNICATIONS INC COM 92343V104 1,710 28,739 SH   SOLE   0 0 28,739
SPDR SER TR SPDR BLOOMBERG 78468R663 4,983 54,452 SH   SOLE   0 0 54,452
SPROTT PHYSICAL GOLD TR UNIT 85207H104 376 25,000 SH   SOLE   0 0 25,000
LOCKHEED MARTIN CORP COM 539830109 299 779 SH   SOLE   0 0 779
COCA COLA CO COM 191216100 386 7,825 SH   SOLE   0 0 7,825
UNITEDHEALTH GROUP INC COM 91324P102 1,315 4,217 SH   SOLE   0 0 4,217
YUM BRANDS INC COM 988498101 340 3,720 SH   SOLE   0 0 3,720
3M CO COM 88579Y101 1,104 6,891 SH   SOLE   0 0 6,891
TESLA INC COM 88160R101 347 810 SH   SOLE   0 0 810
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 683 8,244 SH   SOLE   0 0 8,244
FIRST AMERN FINL CORP COM 31847R102 916 17,994 SH   SOLE   0 0 17,994
ISHARES TR RUS MID CAP ETF 464287499 1,004 17,495 SH   SOLE   0 0 17,495
MICROSOFT CORP COM 594918104 4,774 22,699 SH   SOLE   0 0 22,699
ISHARES TR RUS 1000 GRW ETF 464287614 8,193 37,776 SH   SOLE   0 0 37,776
ISHARES TR RUSSELL 2000 ETF 464287655 590 3,941 SH   SOLE   0 0 3,941
ISHARES TR S&P 500 VAL ETF 464287408 4,993 44,402 SH   SOLE   0 0 44,402
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 630 25,829 SH   SOLE   0 0 25,829
E TRADE FINANCIAL CORP COM NEW 269246401 1,076 21,494 SH   SOLE   0 0 21,494
ALPHABET INC CAP STK CL A 02079K305 201 137 SH   SOLE   0 0 137
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,836 77,577 SH   SOLE   0 0 77,577
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,458 69,003 SH   SOLE   0 0 69,003
MCCORMICK & CO INC COM NON VTG 579780206 223 1,150 SH   SOLE   0 0 1,150
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 743 7,048 SH   SOLE   0 0 7,048
APPLIED MATLS INC COM 038222105 947 15,929 SH   SOLE   0 0 15,929
SPDR SER TR PORTFOLIO SHORT 78464A474 24,791 790,268 SH   SOLE   0 0 790,268
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 220 12,000 SH   SOLE   0 0 12,000
ISHARES TR RUS MD CP GR ETF 464287481 5,559 32,158 SH   SOLE   0 0 32,158
AGILENT TECHNOLOGIES INC COM 00846U101 1,263 12,510 SH   SOLE   0 0 12,510
ISHARES TR MSCI EAFE ETF 464287465 238 3,743 SH   SOLE   0 0 3,743
SPDR SER TR NUVEEN BLMBRG SR 78468R739 768 15,400 SH   SOLE   0 0 15,400
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,702 58,170 SH   SOLE   0 0 58,170
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,237 22,003 SH   SOLE   0 0 22,003
ALPHABET INC CAP STK CL C 02079K107 400 272 SH   SOLE   0 0 272
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,447 56,581 SH   SOLE   0 0 56,581
EMERSON ELEC CO COM 291011104 933 14,230 SH   SOLE   0 0 14,230
SPDR SER TR S&P DIVID ETF 78464A763 1,736 18,785 SH   SOLE   0 0 18,785
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,316 76,694 SH   SOLE   0 0 76,694
HP INC COM 40434L105 973 51,223 SH   SOLE   0 0 51,223
SPDR SER TR S&P 400 MDCP GRW 78464A821 628 10,946 SH   SOLE   0 0 10,946
ISHARES TR MODERT ALLOC ETF 464289875 392 9,539 SH   SOLE   0 0 9,539
LUMEN TECHNOLOGIES INC COM 156700106 131 13,026 SH   SOLE   0 0 13,026
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,093 20,085 SH   SOLE   0 0 20,085
KELLOGG CO COM 487836108 882 13,662 SH   SOLE   0 0 13,662
3M CO COM 88579Y101 0 100 SH Put SOLE   0 0 100
PROOFPOINT INC COM 743424103 211 2,000 SH   SOLE   0 0 2,000
ZENDESK INC COM 98936J101 1,051 10,207 SH   SOLE   0 0 10,207
JOHNSON & JOHNSON COM 478160104 0 200 SH Put SOLE   0 0 200
JOHNSON & JOHNSON COM 478160104 348 2,339 SH   SOLE   0 0 2,339