The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,456,876 8,220 SH   SOLE   8,220 0 0
EATON CORP PLC SHS G29183103   706,840 1,980 SH   SOLE   1,980 0 0
LINDE PLC SHS G54950103   310,597 662 SH   SOLE   662 0 0
ABBOTT LABS COM 002824100   3,921,168 28,830 SH   SOLE   28,830 0 0
ABBVIE INC COM 00287Y109   428,040 2,306 SH   SOLE   2,306 0 0
ADOBE INC COM 00724F101   844,559 2,183 SH   SOLE   2,183 0 0
ADVANCED MICRO DEVICES INC COM 007903107   571,573 4,028 SH   SOLE   4,028 0 0
AIR PRODS & CHEMS INC COM 009158106   230,443 817 SH   SOLE   817 0 0
ALPHABET INC CAP STK CL C 02079K107   2,574,816 14,515 SH   SOLE   14,515 0 0
ALPHABET INC CAP STK CL A 02079K305   7,798,882 44,254 SH   SOLE   44,254 0 0
AMAZON COM INC COM 023135106   9,917,086 45,203 SH   SOLE   45,203 0 0
AMERICAN TOWER CORP NEW COM 03027X100   2,373,755 10,740 SH   SOLE   10,740 0 0
CENCORA INC COM 03073E105   511,544 1,706 SH   SOLE   1,706 0 0
ANALOG DEVICES INC COM 032654105   2,179,073 9,155 SH   SOLE   9,155 0 0
APPLE INC COM 037833100   14,308,351 69,739 SH   SOLE   69,739 0 0
BANK AMERICA CORP COM 060505104   752,530 15,903 SH   SOLE   15,903 0 0
BANK MONTREAL QUE COM 063671101   323,040 2,920 SH   SOLE   2,920 0 0
BANK NEW YORK MELLON CORP COM 064058100   226,044 2,481 SH   SOLE   2,481 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107   219,809 3,977 SH   SOLE   3,977 0 0
BAR HBR BANKSHARES COM 066849100   451,407 15,067 SH   SOLE   15,067 0 0
BECTON DICKINSON & CO COM 075887109   303,677 1,763 SH   SOLE   1,763 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   728,800 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   312,350 643 SH   SOLE   643 0 0
BIGBEAR AI HLDGS INC COM 08975B109   67,900 10,000 SH   SOLE   10,000 0 0
BIOGEN INC COM 09062X103   328,795 2,618 SH   SOLE   2,618 0 0
BLACKSTONE INC COM 09260D107   825,682 5,520 SH   SOLE   5,520 0 0
BLACKROCK INC COM 09290D101   551,906 526 SH   SOLE   526 0 0
BOEING CO COM 097023105   581,446 2,775 SH   SOLE   2,775 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   222,470 4,806 SH   SOLE   4,806 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   291,879 1,201 SH   SOLE   1,201 0 0
BROADCOM INC COM 11135F101   1,657,208 6,012 SH   SOLE   6,012 0 0
CDW CORP COM 12514G108   1,417,826 7,939 SH   SOLE   7,939 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   1,215,905 16,613 SH   SOLE   16,613 0 0
CELESTICA INC COM 15101Q207   736,698 4,724 SH   SOLE   4,724 0 0
CHEVRON CORP NEW COM 166764100   2,988,089 20,868 SH   SOLE   20,868 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   3,262,483 58,103 SH   SOLE   58,103 0 0
CISCO SYS INC COM 17275R102   724,813 10,447 SH   SOLE   10,447 0 0
COCA COLA CO COM 191216100   339,246 4,795 SH   SOLE   4,795 0 0
COMCAST CORP NEW CL A 20030N101   569,291 15,951 SH   SOLE   15,951 0 0
CONOCOPHILLIPS COM 20825C104   249,657 2,782 SH   SOLE   2,782 0 0
COSTCO WHSL CORP NEW COM 22160K105   7,131,528 7,204 SH   SOLE   7,204 0 0
DANAHER CORPORATION COM 235851102   929,623 4,706 SH   SOLE   4,706 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   9,212,932 318,236 SH   SOLE   318,236 0 0
DISNEY WALT CO COM 254687106   1,367,334 11,026 SH   SOLE   11,026 0 0
DUPONT DE NEMOURS INC COM 26614N102   701,470 10,227 SH   SOLE   10,227 0 0
EOG RES INC COM 26875P101   214,820 1,796 SH   SOLE   1,796 0 0
EASTERN BANKSHARES INC COM 27627N105   174,353 11,418 SH   SOLE   11,418 0 0
EMERSON ELEC CO COM 291011104   449,855 3,374 SH   SOLE   3,374 0 0
EXTRA SPACE STORAGE INC COM 30225T102   576,785 3,912 SH   SOLE   3,912 0 0
EXXON MOBIL CORP COM 30231G102   618,017 5,733 SH   SOLE   5,733 0 0
META PLATFORMS INC CL A 30303M102   8,171,394 11,071 SH   SOLE   11,071 0 0
FEDEX CORP COM 31428X106   309,596 1,362 SH   SOLE   1,362 0 0
FIDUS INVT CORP COM 316500107   1,129,422 55,912 SH   SOLE   55,912 0 0
FREEPORT-MCMORAN INC CL B 35671D857   1,353,387 31,220 SH   SOLE   31,220 0 0
GENERAL DYNAMICS CORP COM 369550108   2,443,236 8,377 SH   SOLE   8,377 0 0
GSK PLC SPONSORED ADR 37733W204   939,072 24,455 SH   SOLE   24,455 0 0
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   313,871 3,700 SH   SOLE   3,700 0 0
HOME DEPOT INC COM 437076102   3,458,882 9,434 SH   SOLE   9,434 0 0
HONEYWELL INTL INC COM 438516106   2,973,645 12,769 SH   SOLE   12,769 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   3,138,988 17,109 SH   SOLE   17,109 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   583,664 1,980 SH   SOLE   1,980 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,716,789 2,765 SH   SOLE   2,765 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,872,867 39,041 SH   SOLE   39,041 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   925,712 11,172 SH   SOLE   11,172 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,031,561 11,540 SH   SOLE   11,540 0 0
ISHARES TR RUS MID CAP ETF 464287499   287,130 3,122 SH   SOLE   3,122 0 0
ISHARES TR CORE S&P MCP ETF 464287507   19,293,058 311,078 SH   SOLE   311,078 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   226,084 1,164 SH   SOLE   1,164 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   869,115 2,047 SH   SOLE   2,047 0 0
ISHARES TR RUS 1000 ETF 464287622   295,765 871 SH   SOLE   871 0 0
ISHARES TR U.S. REAL ES ETF 464287739   317,480 3,350 SH   SOLE   3,350 0 0
ISHARES TR NATIONAL MUN ETF 464288414   344,157 3,294 SH   SOLE   3,294 0 0
ISHARES TR IBOXX HI YD ETF 464288513   205,658 2,550 SH   SOLE   2,550 0 0
ISHARES TR MBS ETF 464288588   233,317 2,485 SH   SOLE   2,485 0 0
JPMORGAN CHASE & CO. COM 46625H100   8,563,941 29,540 SH   SOLE   29,540 0 0
JOHNSON & JOHNSON COM 478160104   963,242 6,306 SH   SOLE   6,306 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   211,709 844 SH   SOLE   844 0 0
LAM RESEARCH CORP COM NEW 512807306   256,978 2,640 SH   SOLE   2,640 0 0
ELI LILLY & CO COM 532457108   4,517,376 5,795 SH   SOLE   5,795 0 0
MARSH & MCLENNAN COS INC COM 571748102   2,230,347 10,201 SH   SOLE   10,201 0 0
MASCO CORP COM 574599106   295,477 4,591 SH   SOLE   4,591 0 0
MASTERCARD INCORPORATED CL A 57636Q104   3,897,616 6,936 SH   SOLE   6,936 0 0
MCDONALDS CORP COM 580135101   2,180,757 7,464 SH   SOLE   7,464 0 0
MERCK & CO INC COM 58933Y105   456,041 5,761 SH   SOLE   5,761 0 0
METLIFE INC COM 59156R108   324,736 4,038 SH   SOLE   4,038 0 0
MICROSOFT CORP COM 594918104   18,660,336 37,515 SH   SOLE   37,515 0 0
MONDELEZ INTL INC CL A 609207105   1,616,132 23,964 SH   SOLE   23,964 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,570,839 3,736 SH   SOLE   3,736 0 0
NETFLIX INC COM 64110L106   253,096 189 SH   SOLE   189 0 0
NEXTERA ENERGY INC COM 65339F101   1,765,142 25,427 SH   SOLE   25,427 0 0
NIKE INC CL B 654106103   1,423,926 20,044 SH   SOLE   20,044 0 0
NVIDIA CORPORATION COM 67066G104   15,975,949 101,120 SH   SOLE   101,120 0 0
ORACLE CORP COM 68389X105   1,651,968 7,556 SH   SOLE   7,556 0 0
PALO ALTO NETWORKS INC COM 697435105   3,939,115 19,249 SH   SOLE   19,249 0 0
PEPSICO INC COM 713448108   2,352,689 17,818 SH   SOLE   17,818 0 0
PFIZER INC COM 717081103   293,765 12,119 SH   SOLE   12,119 0 0
PROCTER AND GAMBLE CO COM 742718109   1,810,035 11,361 SH   SOLE   11,361 0 0
PROVIDENT BANCORP INC COM NEW 74383L105   209,070 16,739 SH   SOLE   16,739 0 0
RTX CORPORATION COM 75513E101   1,375,216 9,418 SH   SOLE   9,418 0 0
ROCKWELL AUTOMATION INC COM 773903109   239,495 721 SH   SOLE   721 0 0
ROYAL BK CDA COM 780087102   631,440 4,800 SH   SOLE   4,800 0 0
S&P GLOBAL INC COM 78409V104   2,491,445 4,725 SH   SOLE   4,725 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,450,634 15,296 SH   SOLE   15,296 0 0
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812   711,072 4,360 SH   SOLE   4,360 0 0
SALESFORCE INC COM 79466L302   2,975,048 10,910 SH   SOLE   10,910 0 0
SCHLUMBERGER LTD COM STK 806857108   1,087,853 32,185 SH   SOLE   32,185 0 0
SCHWAB CHARLES CORP COM 808513105   1,095,427 12,006 SH   SOLE   12,006 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   481,873 4,440 SH   SOLE   4,440 0 0
SERVICENOW INC COM 81762P102   448,243 436 SH   SOLE   436 0 0
STRYKER CORPORATION COM 863667101   277,732 702 SH   SOLE   702 0 0
TJX COS INC NEW COM 872540109   3,853,505 31,205 SH   SOLE   31,205 0 0
TESLA INC COM 88160R101   249,998 787 SH   SOLE   787 0 0
TEXAS INSTRS INC COM 882508104   657,948 3,169 SH   SOLE   3,169 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102   776,447 735 SH   SOLE   735 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,792,944 4,422 SH   SOLE   4,422 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   559,836 7,622 SH   SOLE   7,622 0 0
TRANSUNION COM 89400J107   563,200 6,400 SH   SOLE   6,400 0 0
TRUIST FINL CORP COM 89832Q109   323,973 7,536 SH   SOLE   7,536 0 0
UNION PAC CORP COM 907818108   2,633,726 11,447 SH   SOLE   11,447 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,390,626 7,663 SH   SOLE   7,663 0 0
VALERO ENERGY CORP COM 91913Y100   243,300 1,810 SH   SOLE   1,810 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   213,159 2,895 SH   SOLE   2,895 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,364,420 23,933 SH   SOLE   23,933 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,478,359 29,890 SH   SOLE   29,890 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,584,236 2,789 SH   SOLE   2,789 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   897,695 3,208 SH   SOLE   3,208 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   344,144 785 SH   SOLE   785 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   281,547 1,593 SH   SOLE   1,593 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   585,578 2,471 SH   SOLE   2,471 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   303,018 997 SH   SOLE   997 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   384,973 8,897 SH   SOLE   8,897 0 0
VERISK ANALYTICS INC COM 92345Y106   256,676 824 SH   SOLE   824 0 0
VISA INC COM CL A 92826C839   3,836,315 10,805 SH   SOLE   10,805 0 0
WALMART INC COM 931142103   533,390 5,455 SH   SOLE   5,455 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   332,643 3,647 SH   SOLE   3,647 0 0