The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,710,665 8,934 SH   SOLE   8,934 0 0
LINDE PLC SHS G54950103   306,289 698 SH   SOLE   698 0 0
ABBOTT LABS COM 002824100   2,953,642 28,425 SH   SOLE   28,425 0 0
ABBVIE INC COM 00287Y109   408,046 2,379 SH   SOLE   2,379 0 0
ADOBE INC COM 00724F101   1,318,852 2,374 SH   SOLE   2,374 0 0
AIR PRODS & CHEMS INC COM 009158106   210,827 817 SH   SOLE   817 0 0
ALPHABET INC CAP STK CL C 02079K107   2,991,397 16,309 SH   SOLE   16,309 0 0
ALPHABET INC CAP STK CL A 02079K305   8,018,789 44,023 SH   SOLE   44,023 0 0
AMAZON COM INC COM 023135106   8,333,327 43,122 SH   SOLE   43,122 0 0
AMERICAN TOWER CORP NEW COM 03027X100   2,005,418 10,317 SH   SOLE   10,317 0 0
ANALOG DEVICES INC COM 032654105   2,075,340 9,092 SH   SOLE   9,092 0 0
ELEVANCE HEALTH INC COM 036752103   239,502 442 SH   SOLE   442 0 0
APPLE INC COM 037833100   15,049,641 71,454 SH   SOLE   71,454 0 0
BANK AMERICA CORP COM 060505104   619,338 15,573 SH   SOLE   15,573 0 0
BANK MONTREAL QUE COM 063671101   244,842 2,920 SH   SOLE   2,920 0 0
BAR HBR BANKSHARES COM 066849100   1,046,895 38,947 SH   SOLE   38,947 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   612,241 1 SH   SOLE   1 0 0
BIOGEN INC COM 09062X103   1,059,649 4,571 SH   SOLE   4,571 0 0
BLACKROCK INC COM 09247X101   288,159 366 SH   SOLE   366 0 0
BLACKSTONE INC COM 09260D107   467,964 3,780 SH   SOLE   3,780 0 0
BLUEBIRD BIO INC COM 09609G100   29,526 30,000 SH   SOLE   30,000 0 0
BOEING CO COM 097023105   753,885 4,142 SH   SOLE   4,142 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   236,597 1,201 SH   SOLE   1,201 0 0
BROADCOM INC COM 11135F101   577,991 360 SH   SOLE   360 0 0
CDW CORP COM 12514G108   1,786,243 7,980 SH   SOLE   7,980 0 0
CAMBRIDGE BANCORP COM 132152109   251,712 3,648 SH   SOLE   3,648 0 0
CELESTICA INC COM 15101Q207   270,485 4,724 SH   SOLE   4,724 0 0
CHEVRON CORP NEW COM 166764100   3,606,732 23,058 SH   SOLE   23,058 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   3,519,238 56,173 SH   SOLE   56,173 0 0
CISCO SYS INC COM 17275R102   314,659 6,623 SH   SOLE   6,623 0 0
COCA COLA CO COM 191216100   274,141 4,307 SH   SOLE   4,307 0 0
COMCAST CORP NEW CL A 20030N101   277,488 7,086 SH   SOLE   7,086 0 0
CONOCOPHILLIPS COM 20825C104   397,471 3,475 SH   SOLE   3,475 0 0
COSTCO WHSL CORP NEW COM 22160K105   6,220,227 7,318 SH   SOLE   7,318 0 0
DANAHER CORPORATION COM 235851102   2,315,860 9,269 SH   SOLE   9,269 0 0
DISNEY WALT CO COM 254687106   1,106,091 11,140 SH   SOLE   11,140 0 0
DUPONT DE NEMOURS INC COM 26614N102   821,561 10,207 SH   SOLE   10,207 0 0
EMERSON ELEC CO COM 291011104   372,010 3,377 SH   SOLE   3,377 0 0
EXTRA SPACE STORAGE INC COM 30225T102   607,653 3,910 SH   SOLE   3,910 0 0
EXXON MOBIL CORP COM 30231G102   487,188 4,232 SH   SOLE   4,232 0 0
META PLATFORMS INC CL A 30303M102   6,112,659 12,123 SH   SOLE   12,123 0 0
FIDUS INVT CORP COM 316500107   1,089,166 55,912 SH   SOLE   55,912 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   18,403,106 458,473 SH   SOLE   458,473 0 0
FREEPORT-MCMORAN INC CL B 35671D857   1,563,170 32,164 SH   SOLE   32,164 0 0
GENERAL DYNAMICS CORP COM 369550108   2,697,141 9,296 SH   SOLE   9,296 0 0
GSK PLC SPONSORED ADR 37733W204   985,908 25,608 SH   SOLE   25,608 0 0
GRAINGER W W INC COM 384802104   646,004 716 SH   SOLE   716 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   218,818 3,700 SH   SOLE   3,700 0 0
HOME DEPOT INC COM 437076102   3,247,560 9,434 SH   SOLE   9,434 0 0
HONEYWELL INTL INC COM 438516106   2,867,629 13,429 SH   SOLE   13,429 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   2,272,374 16,600 SH   SOLE   16,600 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   336,215 1,944 SH   SOLE   1,944 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,824,043 6,988 SH   SOLE   6,988 0 0
ISHARES TR CORE US AGGBD ET 464287226   24,878,653 256,296 SH   SOLE   256,296 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   912,194 11,172 SH   SOLE   11,172 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,027,533 13,118 SH   SOLE   13,118 0 0
ISHARES TR RUS MID CAP ETF 464287499   258,645 3,190 SH   SOLE   3,190 0 0
ISHARES TR CORE S&P MCP ETF 464287507   20,833,471 356,006 SH   SOLE   356,006 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   203,083 1,164 SH   SOLE   1,164 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   788,800 2,164 SH   SOLE   2,164 0 0
ISHARES TR U.S. REAL ES ETF 464287739   309,284 3,525 SH   SOLE   3,525 0 0
ISHARES TR NATIONAL MUN ETF 464288414   339,468 3,186 SH   SOLE   3,186 0 0
ISHARES TR IBOXX HI YD ETF 464288513   297,066 3,851 SH   SOLE   3,851 0 0
ISHARES TR MBS ETF 464288588   228,148 2,485 SH   SOLE   2,485 0 0
JPMORGAN CHASE & CO. COM 46625H100   5,895,474 29,148 SH   SOLE   29,148 0 0
JOHNSON & JOHNSON COM 478160104   745,416 5,100 SH   SOLE   5,100 0 0
LAM RESEARCH CORP COM 512807108   266,213 250 SH   SOLE   250 0 0
LAUDER ESTEE COS INC CL A 518439104   509,975 4,793 SH   SOLE   4,793 0 0
ELI LILLY & CO COM 532457108   6,299,634 6,958 SH   SOLE   6,958 0 0
MARSH & MCLENNAN COS INC COM 571748102   2,025,441 9,612 SH   SOLE   9,612 0 0
MASCO CORP COM 574599106   1,247,262 18,708 SH   SOLE   18,708 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,997,682 6,795 SH   SOLE   6,795 0 0
MCDONALDS CORP COM 580135101   1,069,309 4,196 SH   SOLE   4,196 0 0
MERCK & CO INC COM 58933Y105   721,135 5,825 SH   SOLE   5,825 0 0
METLIFE INC COM 59156R108   282,023 4,018 SH   SOLE   4,018 0 0
MICROSOFT CORP COM 594918104   16,276,578 36,417 SH   SOLE   36,417 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   289,232 3,161 SH   SOLE   3,161 0 0
MONDELEZ INTL INC CL A 609207105   1,567,812 23,958 SH   SOLE   23,958 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,439,967 3,730 SH   SOLE   3,730 0 0
NEXTERA ENERGY INC COM 65339F101   1,521,636 21,489 SH   SOLE   21,489 0 0
NIKE INC CL B 654106103   2,008,083 26,643 SH   SOLE   26,643 0 0
NORTHEAST BK LEWISTON ME COM 66405S100   200,595 3,296 SH   SOLE   3,296 0 0
NVIDIA CORPORATION COM 67066G104   13,480,191 109,116 SH   SOLE   109,116 0 0
ORACLE CORP COM 68389X105   546,162 3,868 SH   SOLE   3,868 0 0
PALO ALTO NETWORKS INC COM 697435105   3,321,959 9,799 SH   SOLE   9,799 0 0
PEPSICO INC COM 713448108   3,078,583 18,666 SH   SOLE   18,666 0 0
PFIZER INC COM 717081103   321,742 11,499 SH   SOLE   11,499 0 0
PROCTER AND GAMBLE CO COM 742718109   1,765,963 10,708 SH   SOLE   10,708 0 0
PROVIDENT BANCORP INC COM NEW 74383L105   170,570 16,739 SH   SOLE   16,739 0 0
RTX CORPORATION COM 75513E101   356,385 3,550 SH   SOLE   3,550 0 0
ROYAL BK CDA COM 780087102   510,624 4,800 SH   SOLE   4,800 0 0
S&P GLOBAL INC COM 78409V104   2,122,514 4,759 SH   SOLE   4,759 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,505,882 13,792 SH   SOLE   13,792 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812   642,878 4,360 SH   SOLE   4,360 0 0
SALESFORCE INC COM 79466L302   2,902,145 11,288 SH   SOLE   11,288 0 0
SCHLUMBERGER LTD COM STK 806857108   1,587,701 33,652 SH   SOLE   33,652 0 0
SCHWAB CHARLES CORP COM 808513105   747,217 10,140 SH   SOLE   10,140 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   380,330 4,440 SH   SOLE   4,440 0 0
STRYKER CORPORATION COM 863667101   235,453 692 SH   SOLE   692 0 0
TJX COS INC NEW COM 872540109   3,557,221 32,309 SH   SOLE   32,309 0 0
TEXAS INSTRS INC COM 882508104   614,326 3,158 SH   SOLE   3,158 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102   539,688 735 SH   SOLE   735 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,605,183 4,711 SH   SOLE   4,711 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   418,905 7,622 SH   SOLE   7,622 0 0
TRANSUNION COM 89400J107   474,624 6,400 SH   SOLE   6,400 0 0
UNION PAC CORP COM 907818108   2,518,500 11,131 SH   SOLE   11,131 0 0
UNITEDHEALTH GROUP INC COM 91324P102   4,472,321 8,782 SH   SOLE   8,782 0 0
VALERO ENERGY CORP COM 91913Y100   283,736 1,810 SH   SOLE   1,810 0 0
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   340,456 8,083 SH   SOLE   8,083 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   475,602 6,601 SH   SOLE   6,601 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,240,244 25,096 SH   SOLE   25,096 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,471,868 33,635 SH   SOLE   33,635 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   563,708 6,877 SH   SOLE   6,877 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,243,323 2,486 SH   SOLE   2,486 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   12,607,136 150,515 SH   SOLE   150,515 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   308,558 825 SH   SOLE   825 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   289,540 1,805 SH   SOLE   1,805 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   371,201 9,001 SH   SOLE   9,001 0 0
VERISK ANALYTICS INC COM 92345Y106   541,796 2,010 SH   SOLE   2,010 0 0
VISA INC COM CL A 92826C839   2,937,302 11,191 SH   SOLE   11,191 0 0
WALMART INC COM 931142103   332,321 4,908 SH   SOLE   4,908 0 0