CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest Income:
Loans Receivable	$ 672	$ 706
Investment Securities	13	14
Interest-Bearing Deposits in Banks	6	5
Total Interest Income	691	725
Interest Expense:
Deposits	161	200
Advances from Federal Home Loan Bank	103	116
Total Interest Expense	264	316
Net Interest Income	427	409
Provision for Loan Losses		8
Net Interest Income After Provision for Loan Losses	427	401
Non-Interest Income:
Service Charges and Other Income	9	28
Fees on Loans Sold	179	222
Income from Life Insurance	21	22
Total Non-Interest Income	209	272
Non-Interest Expenses:
Salaries and Employee Benefits	402	393
Occupancy Expense	52	51
FDIC Deposit Insurance Premium and Examination Fees	17	17
Data Processing	18	20
Accounting and Consulting	59	38
Insurance	24	21
Legal fees	15	12
Other	63	41
Total Non-Interest Expenses	650	593
(Loss) Income Before Income Tax Expense	(14)	80
Net (Loss) Income	$ (14)	$ 80
(Loss) Earnings Per Share: Basic	$ (0.01)	$ 0.07