Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2022

Regulatory Matters

Schedule of actual and required capital amounts and ratios

									To be Well
									Capitalized Under
					For Capital				Prompt Corrective
March 31, 2022:	Actual				Adequacy Purposes				Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital
(to Risk Weighted Assets)	$	20,152	39.11	%	$	4,122	8.00	%	$	5,152	10.00	%
Tier 1 Capital
(to Risk Weighted Assets)	$	19,506	37.86	%	$	3,091	6.00	%	$	4,122	8.00	%
Common Equity Tier 1 Capital
(to Risk Weighted Assets)	$	19,506	37.86	%	$	2,318	4.50	%	$	3,349	6.50	%
Tier 1 Leverage Capital
(to Adjusted Total Assets)	$	19,506	19.03	%	$	4,101	4.00	%	$	5,126	5.00	%

									To be Well
									Capitalized Under
					For Capital				Prompt Corrective
December 31, 2021:	Actual				Adequacy Purposes				Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital
(to Risk Weighted Assets)	$	20,098	39.49	%	$	4,071	8.00	%	$	5,089	10.00	%
Tier 1 Capital
(to Risk Weighted Assets)	$	19,460	38.24	%	$	3,054	6.00	%	$	4,071	8.00	%
Common Equity Tier 1 Capital
(to Risk Weighted Assets)	$	19,460	38.24	%	$	2,290	4.50	%	$	3,308	6.50	%
Tier 1 Leverage Capital
(to Adjusted Total Assets)	$	19,460	18.72	%	$	4,159	4.00	%	$	5,198	5.00	%

Schedule of reconciliation of capital

	March 31,		December 31,
(in thousands)	2022		2021
Total Equity (Bank Only)	$	19,421	$	19,485
Unrealized Losses (Gains) on Securities
Available-for-Sale, Net		85		(25)
Tangible, Tier 1 Capital and Common Equity Tier 1		19,506		19,460
Allowance for Loan Losses Included in Capital		646		638
Total Capital	$	20,152	$	20,098