CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and Cash Equivalents	$ 3,755	$ 7,316
Interest-Bearing Deposits in Banks	7,486	7,742
Investment Securities	4,591	5,329
Loans Receivable, Net	76,782	75,943
Loans Held-for-Sale	1,203	401
Accrued Interest Receivable	394	421
Federal Home Loan Bank Stock	1,450	1,448
Premises and Equipment, Net	617	626
Cash Surrender Value of Life Insurance	4,246	4,225
Deferred Tax Asset	23
Prepaid Expenses and Other Assets	154	144
Total Assets	100,701	103,595
Liabilities:
Deposits	59,905	60,963
Advances from Federal Home Loan Bank	18,225	18,218
Advance Payments by Borrowers for Taxes and Insurance	1,076	1,902
Deferred Tax Liability		7
Accrued Expenses and Other Liabilities	1,525	659
Total Liabilities	80,731	81,749
Commitments and Contingencies (Note 7)
Stockholders' Equity:
Preferred Stock, $0.01 Par Value, 1,000,000 Shares Authorized, No Shares Issued
Common Stock, $0.01 Par Value, 9,000,000 Shares Authorized, 1,072,127 and 1,191,627 Shares Issued and Outstanding on March 31, 2022 and December 31, 2021, Respectively	11	12
Additional Paid-in Capital	8,736	10,498
Unallocated Common Stock Held by: Employee Stock Ownership Plan (ESOP)	(995)	(1,006)
Retained Earnings	12,303	12,317
Accumulated Other Comprehensive (Loss) Income	(85)	25
Total Stockholders' Equity	19,970	21,846
Total Liabilities and Stockholders' Equity	$ 100,701	$ 103,595