CONSOLIDATED STATEMENTS OF INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest Income:
Loans Receivable	$ 2,741	$ 2,827
Investment Securities	55	78
Interest-Bearing Deposits in Banks	17	82
Total Interest Income	2,813	2,987
Interest Expense:
Deposits	747	1,011
Advances from Federal Home Loan Bank	433	585
Total Interest Expense	1,180	1,596
Net Interest Income	1,633	1,391
(Credit) Provision for Loan Losses		(2)
Net Interest Income After (Credit) Provision for Loan Losses	1,633	1,393
Non-Interest Income:
Service Charges and Other Income	94	84
Fees on Loans Sold	861	799
Income from Life Insurance	88	92
Total Non-Interest Income	1,043	975
Non-Interest Expenses:
Salaries and Employee Benefits	1,657	1,557
Occupancy Expense	199	209
FDIC Deposit Insurance Premium and Examination Fees	67	66
Data Processing	75	113
Accounting and Consulting	154	197
Insurance	88	82
Legal fees	54	67
Other	236	242
Total Non-Interest Expenses	2,530	2,533
Income (Loss) Before Income Tax Expense	146	(165)
Income Tax Expense (Benefit)		(62)
Net Income (Loss)	$ 146	$ (103)
Earnings (Loss) Per Share: Basic	$ 0.13	$ (0.08)