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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash Flows from Operating Activities:    
Net (Loss) Income $ (7) $ 43
Adjustments to Reconcile Net (Loss) Income to Net Cash (Used in) Operating Activities:    
Provision (Credit) for Loan Losses   (9)
Depreciation Expense 14 19
Amortization of FHLB Advance Prepayment Penalty 16 18
Provision for Deferred Income Taxes   5
Net Amortization of Premium/Discount on Mortgage-Backed Securities   9
Stock Dividend on Federal Home Loan Bank Stock (8) (10)
Non-cash Compensation for ESOP 21  
Net (Increase) Decrease in Loans Held-for-Sale (712) 303
Changes in Assets and Liabilities:    
(Increase) in Accrued Interest Receivable (10) (14)
(Increase) in CSV of Life Insurance (23) (23)
(Increase) in Prepaid Expenses and Other Assets (28) (293)
(Decrease) in Accrued Expenses and Other Liabilities (26) (57)
Net Cash (Used in) Operating Activities (763) (9)
Cash Flows from Investing Activities:    
Net Decrease in Loans 4,523 402
Purchases of Interest-Bearing Deposits (2,995)  
Purchases of Investment Securities   (991)
Proceeds from Sales, Calls and Principal Repayments of Investment Securities 260 203
Purchases of Premises and Equipment   (7)
Net Cash Provided by (Used in) Investing Activities 1,788 (393)
Cash Flows from Financing Activities:    
Net (Decrease) Increase in Deposits (293) 2,826
Advances from Federal Home Loan Bank 2,000 2,000
Payments on Advances from Federal Home Loan Bank   (4,000)
Net (Decrease) in Advance Payments by Borrowers for Taxes and Insurance (657) (531)
Net Cash Provided by Financing Activities 1,050 295
Net Increase (Decrease) in Cash and Cash Equivalents 2,075 (107)
Cash and Cash Equivalents at Beginning of Period 11,875 3,090
Cash and Cash Equivalents at End of Period 13,950 2,983
Cash Paid for:    
Interest 480 447
Supplemental Schedule for Noncash Investing and Financing Activities:    
Change in the Unrealized Gain/Loss on Investment Securities $ 38 $ 43