CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest Income:
Loans Receivable	$ 801	$ 879
Investment Securities	32	37
Interest-Bearing Deposits	46	17
Total Interest Income	879	933
Interest Expense:
Deposits	291	282
Advances from Federal Home Loan Bank	157	185
Total Interest Expense	448	467
Net Interest Income	431	466
Provision (Credit) for Loan Losses		(9)
Net Interest Income After Provision (Credit) for Loan Losses	431	475
Non-Interest Income:
Service Charges and Other Income	12	24
Fees on Loans Sold	185	63
Income from Life Insurance	23	23
Total Non-Interest Income	220	110
Non-Interest Expenses:
Salaries and Employee Benefits	425	335
Occupancy Expense	53	60
FDIC Deposit Insurance Premium and Examination Fees	15	19
Data Processing	27	29
Accounting and Consulting	50	28
Insurance	20	18
Legal fees	11
Other	57	48
Total Non-Interest Expenses	658	537
(Loss) Income Before Income Tax Expense	(7)	48
Income Tax Expense		5
Net (Loss) Income	$ (7)	$ 43