Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2020

Regulatory Matters

Schedule of actual and required capital amounts and ratios

									To be Well
									Capitalized Under
					For Capital				Prompt Corrective
March 31, 2020:	Actual				Adequacy Purposes				Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital
(to Risk Weighted Assets)	$	19,589	41.23	%	$	3,800	8.00	%	$	4,751	10.00	%
Tier 1 Capital
(to Risk Weighted Assets)	$	18,993	39.98	%	$	2,850	6.00	%	$	3,800	8.00	%
Common Equity Tier 1 Capital
(to Risk Weighted Assets)	$	18,993	39.98	%	$	2,138	4.50	%	$	3,088	6.50	%
Tier 1 Leverage Capital
(to Adjusted Total Assets)	$	18,993	18.00	%	$	4,221	4.00	%	$	5,276	5.00	%

									To be Well
									Capitalized Under
					For Capital				Prompt Corrective
December 31, 2019:	Actual				Adequacy Purposes				Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital
(to Risk Weighted Assets)	$	19,568	38.94	%	$	4,020	8.00	%	$	5,026	10.00	%
Tier 1 Capital
(to Risk Weighted Assets)	$	18,938	37.68	%	$	3,015	6.00	%	$	4,020	8.00	%
Common Equity Tier 1 Capital
(to Risk Weighted Assets)	$	18,938	37.68	%	$	2,262	4.50	%	$	3,267	6.50	%
Tier 1 Leverage Capital
(to Adjusted Total Assets)	$	18,938	17.47	%	$	4,336	4.00	%	$	5,420	5.00	%

Schedule of reconciliation of capital

	March 31, 2020		December 31, 2019
(in thousands)	2020		2019
Total Equity (Bank Only)	$	19,022	$	18,920
Unrealized Losses on Securities
Available-for-Sale, Net		(29)		18
Tangible, Tier 1 Capital and Common Equity Tier 1		18,993		18,938
Allowance for Loan Losses Included in Capital		596		630
Total Capital	$	19,589	$	19,568