CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Income:
Loans Receivable	$ 865	$ 896	$ 2,622	$ 2,581
Investment Securities	45	26	123	81
Interest-Bearing Deposits	69	26	105	48
Total Interest Income	979	948	2,850	2,710
Interest Expense:
Deposits	333	245	944	647
Advances from Federal Home Loan Bank	167	201	519	551
Total Interest Expense	500	446	1,463	1,198
Net Interest Income	479	502	1,387	1,512
Provision (Credit) for Loan Losses			(9)	(11)
Net Interest Income After Provision (Credit) for Loan Losses	479	502	1,396	1,523
Non-Interest Income:
Service Charges and Other Income	28	21	74	75
Fees on Loans Sold	236	140	405	243
Income from Life Insurance	23	24	71	82
Total Non-Interest Income	287	185	550	400
Non-Interest Expenses:
Salaries and Employee Benefits	475	367	1,162	1,093
Occupancy Expense	60	55	195	154
FDIC Deposit Insurance Premium and Examination Fees	5	20	42	59
Data Processing	34	29	94	85
Accounting and Consulting	50	22	98	79
Other Real Estate Expense				1
Insurance	20	18	57	52
Legal fees	8	7	9	7
Other	53	52	155	153
Total Non-Interest Expenses	705	570	1,812	1,683
Income Before Income Tax Expense	61	117	134	240
Income Tax Expense	8	18	14	36
Net Income	$ 53	$ 99	$ 120	$ 204
Earnings Per Share: Basic	$ 0.04		$ 0.09