CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and Cash Equivalents	$ 9,621	$ 3,090
Interest-Bearing Deposits	1,998	750
Investment Securities	6,823	5,781
Loans Receivable, Net	80,520	81,072
Loans Held-for-Sale	2,702	533
Accrued Interest Receivable	337	337
Federal Home Loan Bank Stock	1,408	1,376
Premises and Equipment, Net	722	767
Cash Surrender Value of Life Insurance	4,020	3,950
Deferred Tax Asset	241	280
Prepaid Expenses and Other Assets	235	134
Total Assets	108,627	98,070
Liabilities:
Deposits	58,340	56,183
Advances from Federal Home Loan Bank	23,584	26,030
Advance Payments by Borrowers for Taxes and Insurance	1,447	1,447
Accrued Expenses and Other Liabilities	790	2,171
Total Liabilities	84,161	85,831
Commitments and Contingencies (Note 7)
Shareholders' Equity:
Preferred Stock, $0.01 par value, 1,000,000 shares authorized, no shares issued
Common Stock, $0.01 par value, 9,000,000 shares authorized, 1,429,676 shares issued and outstanding	14
Additional Paid-in Capital	13,115
Unallocated Common Stock Held by: Employee Stock Ownership Plan (ESOP)	(1,116)
Retained Earnings	12,455	12,335
Accumulated Other Comprehensive Loss	(2)	(96)
Total Shareholders' Equity	24,466	12,239
Total Liabilities and Shareholders' Equity	$ 108,627	$ 98,070