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STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Cash Flows from Operating Activities:    
Net Income $ 67 $ 106
Adjustments to Reconcile Net Income to Net Cash (Used in) Provided by Operating Activities:    
Provision (Credit) for Loan Losses (9) (11)
Depreciation Expense 41 19
Amortization of FHLB Advance Prepayment Penalty 36 36
Provision for Deferred Income Taxes 23 24
Net Amortization of Premium/Discount on Mortgage-Backed Securities 10 7
Stock Dividend on Federal Home Loan Bank Stock (21) (15)
Net decrease (increase) in Loans Held-for-Sale 333 (570)
Changes in Assets and Liabilities:    
Decrease (increase) in Accrued Interest Receivable (15) 7
(Increase) in CSV of Life Insurance (47) (46)
(Increase) decrease in Prepaid Expenses and Other Assets (723) 26
(Decrease) increase in Accrued Expenses and Other Liabilities (24) 94
Net Cash (Used in) Provided by Operating Activities (329) (323)
Cash Flows from Investing Activities:    
Net decrease (increase) in Loans 1,146 (2,083)
Purchases of Investment Securities (1,991)  
Proceeds from Sales, Calls and Principal Repayments of Investment Securities 577 557
Purchases of Premises and Equipment (12) (25)
Net Cash (Used in) Investing Activities (280) (1,551)
Cash Flows from Financing Activities:    
Net Increase in Deposits 3,139 389
Net increase in Escrow from Stock Conversion 12,309  
Advances from Federal Home Loan Bank 3,000 11,500
Payments on Advances from Federal Home Loan Bank (6,000) (6,529)
Net (Decrease) in Advance Payments by Borrowers for Taxes and Insurance (345) (234)
Net Cash Provided by Financing Activities 12,103 5,126
Net (Decrease) Increase in Cash and Cash Equivalents 11,494 3,252
Cash and Cash Equivalents at Beginning of Period 3,090 713
Cash and Cash Equivalents at End of Period 14,584 3,965
Cash Paid for:    
Interest 943 740
Supplemental Schedule for Noncash Investing and Financing Activities:    
Change in the Unrealized Gain/Loss on Investment Securities $ 117 $ (84)