BORROWINGS (Details) - USD ($) $ in Millions	6 Months Ended	12 Months Ended
	Dec. 31, 2024	Jun. 30, 2024	Jun. 30, 2023
BORROWINGS
FHLBNY Advances	$ 40.0
FHLB Advancess, fixed interest rate	4.57%
Available line of credit	$ 20.0	$ 20.0	$ 20.0
Draws against line of credit	$ 0.0	0.0	0.0
Maximum
BORROWINGS
Maturity period	1 year
FHLBNY
BORROWINGS
Percentage of ability to borrow on total assets	30.00%
Overall credit exposure on total assets	50.00%
Residential mortgage, home equity and commercial loans pledged as collateral for borrowing and stand-by letters of credit	$ 672.3	605.8	476.6
Maximum amount of funding available from FHLBNY	536.1	497.2	395.6
Funding utilized for borrowings	40.0	0.0	0.0
Funding utilized for irrevocable stand-by letters of credit issued to secure municipal deposits	$ 150.0	$ 200.0	$ 90.0