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EARNINGS PER SHARE (Tables)
6 Months Ended
Dec. 31, 2024
EARNINGS PER SHARE  
Schedule of earnings per share

    

For the Six Months Ended December 31,

    

For the Fiscal Year Ended June 30,

2024

2023

2024

2023

(Dollars in thousands, except share and per share amounts)

Net income applicable to common stock

$

9,600

$

6,611

$

15,260

$

21,948

Average number of common shares outstanding

25,736,880

25,977,679

25,951,228

25,977,679

Less: Average unallocated ESOP shares

725,558

776,474

757,380

808,297

Weighted-average number of common shares outstanding - basic

25,011,322

25,201,205

25,193,848

25,169,382

Add: Effect of dilutive stock options and restricted stock

87,062

29,266

Weighted-average number of common shares outstanding - diluted

25,098,384

25,201,205

25,223,114

25,169,382

Net earnings per common share:

Basic

$

0.38

$

0.26

$

0.61

$

0.87

Diluted

$

0.38

$

0.26

$

0.61

$

0.87