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EARNINGS PER SHARE (Tables)
6 Months Ended
Dec. 31, 2024
EARNINGS PER SHARE  
Schedule of earnings per share

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For the Six Months Ended December 31,

    

For the Fiscal Year Ended June 30,

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2024

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2023

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2024

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2023

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(Dollars in thousands, except share and per share amounts)

Net income applicable to common stock

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$

9,600

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$

6,611

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$

15,260

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$

21,948

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Average number of common shares outstanding

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25,736,880

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25,977,679

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25,951,228

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25,977,679

Less: Average unallocated ESOP shares

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725,558

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776,474

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757,380

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808,297

Weighted-average number of common shares outstanding - basic

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25,011,322

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25,201,205

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25,193,848

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25,169,382

Add: Effect of dilutive stock options and restricted stock

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87,062

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29,266

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—

Weighted-average number of common shares outstanding - diluted

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25,098,384

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25,201,205

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25,223,114

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25,169,382

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Net earnings per common share:

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Basic

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$

0.38

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$

0.26

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$

0.61

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$

0.87

Diluted

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$

0.38

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$

0.26

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$

0.61

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$

0.87