LEASES (Tables)

6 Months Ended

Dec. 31, 2024

LEASES

Schedule of quantitative data related to operating and finance leases

				June 30,
	December 31, 2024			2024			2023
				(In thousands, except weighted-average information)
Right of use assets:
Finance leases	$	480		$	532		$	608
Operating leases		4,352			5,223			5,448
	$	4,832		$	5,755		$	6,056
Lease liabilities:
Finance leases	$	596		$	634		$	711
Operating leases		4,640			5,505			5,713
	$	5,236		$	6,139		$	6,424
Other information:
Weighted-average remaining lease term for finance leases (in years)		77.8			71.6			64.9
Weighted-average remaining lease term for operating leases (in years)		13.2			13.2			14.2
Weighted-average discount rate for finance leases		5.87	%		5.78	%		5.62	%
Weighted-average discount rate for operating leases		3.96	%		3.90	%		3.87	%

	For the Six Months Ended December 31,				For the Fiscal Year Ended June 30,
	2024		2023		2024		2023
	(Dollars in thousands)
Lease expense:
Finance lease expense
Amortization of ROU assets	$	52	$	49	$	101	$	99
Interest on lease liabilities		16		16		32		32
Operating lease expense		325		321		647		606
Variable lease expense		118		119		241		219
Total	$	511	$	505	$	1,021	$	956
Other information:
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from finance leases (i.e. interest)	$	1	$	1	$	32	$	17
Finance cash flows from finance leases (i.e. principal portion)	$	53	$	50	$	102	$	114
Operating cash flows from operating leases	$	319	$	309	$	627	$	585
ROU assets obtained in exchange for new finance lease liabilities	$	—	$	—	$	26	$	—
ROU assets obtained in exchange for new operating lease liabilities	$	—	$	199	$	199	$	—

Schedule of maturities of finance and operating lease liabilities

	Finance leases		Operating leases
	(Dollars in thousands)
Within the twelve months ended December 31,
2025	$	97	$	616
2026		36		530
2027		36		483
2028		36		452
2029		30		394
Thereafter		2,550		3,538
Total undiscounted cash flows		2,785		6,013
Less: present value discount		(2,189)		(1,373)
Total lease liabilities	$	596	$	4,640