DEPOSITS (Tables)

6 Months Ended

Dec. 31, 2024

DEPOSITS

Schedule of deposit account balances

Deposit account balances are summarized as follows (dollars in thousands):

	December 31,		June 30,
	2024		2024		2023
Non-interest bearing demand accounts	$	454,296	$	445,328	$	526,119
Interest-bearing accounts:
Interest-bearing demand accounts		138,427		157,962		138,817
Savings accounts		260,178		266,274		297,003
Money market accounts		558,484		513,658		462,935
Time deposits		174,798		167,030		116,977
Total interest bearing accounts		1,131,887		1,104,924		1,015,732
Total deposits	$	1,586,183	$	1,550,252	$	1,541,851

Schedule of maturities of time deposits

Scheduled maturities of time deposits for the next five years are as follows (dollars in thousands):

Year ending December 31,
2025	$	165,993
2026		5,343
2027		1,774
2028		834
2029		854
	$	174,798