EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Jun. 30, 2024	Jun. 30, 2023
EARNINGS PER SHARE
Net income applicable to common stock	$ 9,600	$ 6,611	$ 15,260	$ 21,948
Average number of common shares outstanding	25,736,880	25,977,679	25,951,228	25,977,679
Less: Average unallocated ESOP shares	725,558	776,474	757,380	808,297
Weighted-average number of common shares outstanding - basic	25,011,322	25,201,205	25,193,848	25,169,382
Add: Effect of dilutive stock options and restricted stock	87,062		29,266
Weighted-average number of common shares outstanding - diluted	25,098,384	25,201,205	25,223,114	25,169,382
Net earnings per common share:
Basic (in dollars per share)	$ 0.38	$ 0.26	$ 0.61	$ 0.87
Diluted (in dollars per share)	$ 0.38	$ 0.26	$ 0.61	$ 0.87
Anti-dilutive shares	840,000	0	830,000	0