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FAIR VALUE - Non-Recurring Basis (Details) - USD ($)
6 Months Ended 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Jun. 30, 2024
Jun. 30, 2023
FAIR VALUE        
Impaired loans, Commercial       $ 539,000
Other real estate owned     $ 153,000  
Individually evaluated for impairment       11,544,000
Individually evaluated loans, carrying amount $ 1,541,000   5,478,000  
Individually evaluated loans, allowance     134,000  
Individually evaluated loans     539,000  
Allowance for Loan Losses Allocated       792,000
Write-downs 0 $ 0 0 0
Non-recurring basis        
FAIR VALUE        
Impaired loans, Commercial       539,000
Other real estate owned     153,000  
Individually evaluated for impairment 0      
Individually evaluated loans     539,000  
Non-recurring basis | Level 3        
FAIR VALUE        
Impaired loans, Commercial       539,000
Other real estate owned $ 0   153,000 0
Individually evaluated loans, carrying amount     673,000 1,300,000
Individually evaluated loans, allowance     134,000  
Individually evaluated loans     $ 539,000  
Allowance for Loan Losses Allocated       $ 792,000