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COMMITMENTS AND CONTINGENT LIABILITIES - Additional information (Details) - USD ($)
6 Months Ended
Dec. 31, 2024
Jun. 30, 2024
Jun. 30, 2023
COMMITMENTS AND CONTINGENT LIABILITIES      
Adjustable rate residential mortgage loans amount $ 304,000,000 $ 292,600,000 $ 136,200,000
Adjustable rate mortgage loans had conversion options 275,000 504,000 613,000
Loans held for sale 0 $ 0 $ 0
Loan commitments with borrowers with rate lock agreements which are intended to be held for sale 0    
Amount of commitments to sell loans to unrelated investors $ 0    
Minimum      
COMMITMENTS AND CONTINGENT LIABILITIES      
Adjustable rate mortgages annual rate increase 2.00%    
Adjustable rate mortgages lifetime rate increase 5.00%    
Maximum      
COMMITMENTS AND CONTINGENT LIABILITIES      
Adjustable rate mortgages annual rate increase 5.00%    
Adjustable rate mortgages lifetime rate increase 6.00%