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INCOME TAXES - Deferred Tax Assets and Deferred Tax Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Jun. 30, 2024
Jun. 30, 2023
Deferred tax assets      
Allowance for credit losses $ 7,002 $ 7,098 $ 6,480
Net operating loss carryforward 144 144  
OTTI - securities   325 325
Post-retirement benefit obligations 492 497 494
Unrealized losses on securities available for sale 835 967 4,849
Deferred compensation 77 68 137
Contribution carryforward     173
Lease liabilities 1,276 1,514 1,621
Other 748 627 688
Total deferred tax assets 10,574 11,240 14,767
Deferred tax liabilities      
Depreciation (1,420) (1,687) (1,839)
Net deferred loan origination costs (637) (634) (560)
Prepaid pension (2,315) (2,293) (2,404)
Prepaid expenses (293) (241) (236)
Unfunded defined benefit and postretirement benefit plan assets (2,797) (2,716) (1,463)
ROU assets (1,197) (1,436) (1,551)
Other (2,198) (1,961) (1,495)
Total deferred tax liabilities (10,857) (10,968) (9,548)
Net deferred tax asset at end of year   $ 272 $ 5,219
Net deferred tax liability at end of year $ (283)