INCOME TAXES - Reconciliation (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Jun. 30, 2024	Jun. 30, 2023
Income tax expense differs from the amount expected based on the federal income tax statutory rate due to the following:
Income before tax at the federal tax rate	$ 2,606	$ 1,748	$ 4,076	$ 5,850
State expense, net of federal benefit	234	62	232	670
Tax-exempt income	(81)	(134)	(249)	(563)
Bank-owned life insurance	11	26	66	(63)
Other, net	41	10	24	13
Total income tax expense	$ 2,811	$ 1,712	$ 4,149	$ 5,907
Income tax expense differs from the amount expected based on the federal income tax statutory rate due to the following (as a percent):
Income before tax at the federal tax rate (as a percent)	21.00%	21.00%	21.00%	21.00%
State expense, net of federal benefit (as a percent)	1.90%	0.80%	1.20%	2.40%
Tax-exempt income (as a percent)	(0.70%)	(1.60%)	(1.30%)	(2.00%)
Bank-owned life insurance (as a percent)	0.10%	0.30%	0.40%	(0.20%)
Other, net (as a percent)	0.30%	0.10%	0.10%
Total income tax expense (as a percent)	22.60%	20.60%	21.40%	21.20%