EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				6 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2022	Dec. 31, 2021
EARNINGS PER SHARE
Net income applicable to common stock	$ 6,183	$ 5,234	$ 6,257	$ 1,357	$ 11,417	$ 7,614
Average number of common shares outstanding	25,977,679		25,977,679		25,977,679	25,977,679
Less: Average unallocated ESOP shares	821,026		871,942		827,390	878,306
Average number of common shares outstanding used to calculate basic and diluted earnings per common share, basic	25,156,653		25,105,737		25,150,289	25,099,373
Average number of common shares outstanding used to calculate basic and diluted earnings per common share, diluted	25,156,653		25,105,737		25,150,289	25,099,373
Net earnings per common share:
Basic	$ 0.25		$ 0.25		$ 0.45	$ 0.30
Diluted	$ 0.25		$ 0.25		$ 0.45	$ 0.30
Potential dilutive equivalents	0		0		0	0