FAIR VALUE - Carrying and Fair Values (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Jun. 30, 2022
Financial assets
Cash and cash equivalents	$ 147,318	$ 376,060
Securities available for sale	507,611	481,790
Securities held to maturity	22,236	22,467
Equity securities	2,267	2,039
FHLBNY stock	1,051	1,091
Net loans receivable	1,048,110	982,566
Accrued interest receivable	7,520	4,623
Level 1
Financial assets
Cash and cash equivalents	147,318	376,060
Securities available for sale	391,920	365,846
Equity securities	2,267	2,039
Level 2
Financial assets
Securities available for sale	115,691	115,944
Securities held to maturity	22,236	22,467
FHLBNY stock	1,051	1,091
Accrued interest receivable	7,520	4,623
Derivative assets	99	217
Financial liabilities
Savings, money market, and demand accounts	1,474,419	1,599,703
Time deposits	61,484	78,646
Mortgagors' escrow deposits	5,398	5,586
Accrued interest payable	40	27
Derivative liabilities	19,155	12,813
Level 3
Financial assets
Net loans receivable	1,009,277	947,332
Carrying Amount
Financial assets
Cash and cash equivalents	147,318	376,060
Securities available for sale	507,611	481,790
Securities held to maturity	24,296	23,952
Equity securities	2,267	2,039
FHLBNY stock	1,051	1,091
Net loans receivable	1,048,110	982,566
Accrued interest receivable	7,520	4,623
Derivative assets	99	217
Financial liabilities
Savings, money market, and demand accounts	1,474,419	1,599,703
Time deposits	63,963	80,580
Mortgagors' escrow deposits	5,398	5,586
Accrued interest payable	40	27
Derivative liabilities	19,155	12,813
Fair Value
Financial assets
Cash and cash equivalents	147,318	376,060
Securities available for sale	507,611	481,790
Securities held to maturity	22,236	22,467
Equity securities	2,267	2,039
FHLBNY stock	1,051	1,091
Net loans receivable	1,009,277	947,332
Accrued interest receivable	7,520	4,623
Derivative assets	99	217
Financial liabilities
Savings, money market, and demand accounts	1,474,419	1,599,703
Time deposits	61,484	78,646
Mortgagors' escrow deposits	5,398	5,586
Accrued interest payable	40	27
Derivative liabilities	$ 19,155	$ 12,813

Fair value portion of deposit liabilities held by the entity that included savings, money market and demand deposits.

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The fair value of mortgagors' escrow deposit as of balance sheet date.

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Fair value portion of deposit liabilities held by the entity that included time deposits.

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Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

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The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days.

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Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.

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Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI), classified as current.

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Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).

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Fair value of investment in debt security measured at amortized cost (held-to-maturity).

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Amount of interest payable on debt, including, but not limited to, trade payables.

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Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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