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NET LOANS RECEIVABLE - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Allowance for loan losses:        
Allowance for loan losses at beginning of period $ 22,570 $ 23,071 $ 22,524 $ 23,259
Provision charged to operations (400)   (280) 250
Loans charged off (37) (470) (167) (918)
Recoveries on loans charged off 59 37 115 47
Allowance for loan losses at end of period 22,192 22,638 22,192 22,638
Commercial        
Allowance for loan losses:        
Allowance for loan losses at beginning of period 17,053 18,273 17,818 18,300
Provision charged to operations (1,353) (519) (2,126) (174)
Loans charged off (7) (139) (42) (519)
Recoveries on loans charged off 10 35 53 43
Allowance for loan losses at end of period 15,703 17,650 15,703 17,650
Residential mortgages        
Allowance for loan losses:        
Allowance for loan losses at beginning of period 3,737 3,080 2,899 3,224
Provision charged to operations 765 448 1,616 304
Loans charged off   (305) (24) (305)
Recoveries on loans charged off 31   42  
Allowance for loan losses at end of period 4,533 3,223 4,533 3,223
Home equity loans        
Allowance for loan losses:        
Allowance for loan losses at beginning of period 1,358 1,344 1,388 1,295
Provision charged to operations 101 3 71 92
Loans charged off       (40)
Recoveries on loans charged off 14   14  
Allowance for loan losses at end of period 1,473 1,347 1,473 1,347
Consumer        
Allowance for loan losses:        
Allowance for loan losses at beginning of period 422 374 419 440
Provision charged to operations 87 68 159 28
Loans charged off (30) (26) (101) (54)
Recoveries on loans charged off 4 2 6 4
Allowance for loan losses at end of period $ 483 $ 418 $ 483 $ 418